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Small Business Financing

Why SBA Loans Are a Lot Harder to Obtain After the Great Recession

Yun-Fang Juan | Posted 10.26.2014 | Small Business
Yun-Fang Juan

One of the reasons that (expensive) alternative loans like merchant cash advances became so popular was because banks dramatically reduced their small business lending after the great recession.

4 Nerdy Facts About Business Credit

Yun-Fang Juan | Posted 12.15.2014 | Small Business
Yun-Fang Juan

If there's something odd happening with your credit scores, you can come up with the reasons and see if you can find a workaround. In general, this article is for the curious minds who want to know how credit scoring works.

3 Steps to Make Friends-and-Family Financing Work

Yun-Fang Juan | Posted 12.06.2014 | Small Business
Yun-Fang Juan

Raising capital for your new business can be extremely hard. Even if you have a billion dollar idea, most likely you won't be able to raise funds fro...

How to Boost Your Business Credit Scores

Yun-Fang Juan | Posted 11.25.2014 | Small Business
Yun-Fang Juan

Unlike personal credit scores (FICO scores) that take years to build up, it typically only takes 3-6 months to build up your business credit score. It helps if you know who will be looking up your business scores because some parties (such as banks and credit unions) have access to more data than others.

Why Business Credit Scores Matter for Your Business

Yun-Fang Juan | Posted 11.18.2014 | Small Business
Yun-Fang Juan

Business credit reports/scores are not just used for obtaining business financing. Even if you think your business will never get outside financing, business credit reports/scores can still impact your business.

How to Fund Your Business with 401K

Yun-Fang Juan | Posted 11.11.2014 | Small Business
Yun-Fang Juan

Raising startup capital is a daunting task. Most entrepreneurs have to use their personal resources to fund their new businesses. In addition to tapp...

5 Unexplored Ways Your Small Business Loses Money

​Jackie Nagel | Posted 10.11.2014 | Small Business
​Jackie Nagel

In the hectic day-to-day operation of a business, it's common to overlook the many holes in your small business through which your cash is leaking.

Equity Crowdfunding Is Set to Begin This Fall for Small Business Owners. Are You Ready to Snag $1 Million?

Jerry Chautin | Posted 10.12.2013 | Small Business
Jerry Chautin

Unlike donation crowdfunding, all promotions and marketing for equity crowdfunding had to be done on the portals.

The Entrepreneur and Fear: An Argument for Entrepreneurial Education, Part 1

Steve Mariotti | Posted 12.09.2012 | Small Business
Steve Mariotti

Uncertainty about the financial future dominates the lives of hundreds of millions of people: Where will I sleep? How will I feed my family? For many, just thinking about these worst-case scenarios can be paralyzing.

Measurable Advertising Is Key to Growth and Profits

Frank Farwell | Posted 10.21.2012 | Small Business
Frank Farwell

Whether your business is a restaurant, small manufacturer, sporting goods retailer or day care center, measurable advertising works the same. Here's the blueprint.

Franchising Is Safer for Lenders and Entrepreneurs When They Use the Right Tools to Make Better Choices

Jerry Chautin | Posted 09.17.2012 | Small Business
Jerry Chautin

I financed several start-up restaurants when I was in the commercial mortgage banking business. All of the non-franchised restaurants failed within the first two years. So I studied the restaurant failures to better understand what it takes to underwrite them successfully.

Feel Good Capitalism: Crowdfunding and Cash Mobs Save the Day

Russell C. Smith | Posted 09.09.2012 | Small Business
Russell C. Smith

If social media has accomplished one thing, its connecting people with talent, ideas, and stuff to sell with those that have the funds to send their way.

Could You Use A $250,000 Grant?

The Huffington Post | Alicia Ciccone | Posted 05.08.2012 | Small Business

A new grant program sponsored by Chase and LivingSocial will give 12 small businesses the leg up they need to keep growing. Mission: Small Business wi...

How the JOBS Act Will Disrupt Funding for Small Businesses

Ryan Caldbeck | Posted 06.18.2012 | Small Business
Ryan Caldbeck

The law eases restrictions for small businesses to raise capital, most notably through the introduction of equity based crowdfunding, the process of aggregating small individual investments to meet a larger financial goal for a small business.

Colorado Bankers Answer Call for Small-Business Access to Capital

Robert Schwab | Posted 06.04.2012 | Denver
Robert Schwab

Bankers have been called nasty names for years by small-business owners who have been denied credit, but the Colorado Bankers Association has launched an effort that could change that.

Janean Chun

Are Big Banks Really Lending More To Small Businesses?

HuffingtonPost.com | Janean Chun | Posted 03.31.2012 | Small Business

Big banks' reputations have taken a hit over the last few years, starting with the financial crisis and culminating with the Occupy Wall Street protes...

Something Old, Something New, Something To Solve The Borrowing Blues

Andy Sack | Posted 03.18.2012 | Small Business
Andy Sack

With small-business lending at banks at its lowest point in more than a decade and venture capitalists only willing to offer term sheets for billion-dollar market opportunities, we're seeing revenue-based finance make a strong comeback.

2011 A Year Of Recovery For Venture Capital, But Still A Ways To Go

Mahendra Ramsinghani | Posted 02.29.2012 | Small Business
Mahendra Ramsinghani

For venture capital, 2011 was a year of recovery. But even as the asset class climbs from its depths and ten-year average returns move into the black, investors continue to shun VCs.