Stress Tests

From Tragedy, A Life-Saving Idea

HuffingtonPost.com | Janean Chun | Posted 04.29.2012

Read More: Small Business Success Stories, Dock's Murmur, Stress Tests, Medical Devices, AUM Cardiovascular, Preventing Heart Attacks, Marie Guion Johnson, Entrepreneur Spotlight, Heart Attacks, Small Business News

Marie Guion-Johnson lived an idyllic life -- she was working on her Ph.D. at the University of Minnesota, her 41-year-old husband, Robert Guion, was a...

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Giving Up Your Bank for Lent

Michael Winship | Posted 05.15.2012

Read More: Citigroup, Stress Tests, Community Banks, Move Your Money, Wells Fargo, Bank Stress Tests, Bank of America, Mortgage Crisis, Federal Reserve, Bank Transfer Day, Occupy Wall Street, Dodd-Frank, Business, Mortgages, Banking, Banks, Credit Unions, Money News

On Ash Wednesday, churches in San Francisco announced they were removing $10 million from Wells Fargo and called on the bank "to put an immediate freeze on its foreclosures and repent for their misconduct." The effort is part of several national campaigns to get consumers and community groups to remove their money from the big banks and transfer accounts to credit unions and smaller financial institutions. We're told that the banks, desperate when thrown a lifeline by taxpayers in 2008, are now stronger and better able to weather a crisis than they were. And yet, they continue to scream in protest and lobby on Capitol Hill against the ignominy of reform. Simple greed -- hey banks, how about giving that up for Lent?

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Stress Tests You Haven't Read About

Jared Bernstein | Posted 05.15.2012

Read More: Political Satire, Stress Tests, Wall Street, Humor and Satire, Satire, Bank Stress Tests, Business News

Given the success of the Fed's stress tests on assessing the health of the nation's largest banks, various other institutions decided to embrace the model. Here are some early results.

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There's No Need To Panic...

Reuters | Posted 05.14.2012

Read More: JP Morgan, Stress Tests, Liquidity, Lending, Loans, Ally Financial, Bank Stress Tests, Reuters, Citibank, Bank Customers, Citigroup, Money News

By Lauren Young NEW YORK, March 14 (Reuters) - Bank customers shouldn't stress out over the latest U.S. bank stress test results. ...

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These Guys Just Can't Cut It

The Huffington Post | Mark Gongloff | Posted 05.13.2012

Read More: Stress Tests Fed, Video, Stress Tests, Ally Financial, Citigroup Stress Tests, Citibank Stress Tests, SunTrust Stress Tests, Stress Tests Federal Reserve, Business News

All is not well with the Too Big To Fail set. Four of the biggest U.S. banks failed the latest round of Federal Reserve stress tests, the Fed said ...

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WATCH: What Happens During A Stress Test?

Posted 05.23.2012

Read More: Stress Test, Stress Tests, What Is a Stress Test, Risk Factors Heart Disease, The Doctors, The Doctors Heart Disease, Health Post50, Heart Disease Risk Factors, Heart Disease, Heart Disease and Stress Test, John Kennedy Cardiologist, Fifty News

As the No. 1 killer of Americans, heart disease is a major concern for many. In the above clip, cardiologist Dr. John Kennedy discusses heart health w...

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Report Highlights Legality Of Lehman Brothers 'Gut Feeling' Business

HuffingtonPost.com | Alexander Eichler | Posted 12.09.2011

Read More: Cdos, Stress Tests, Risk Management, Bankruptcy Examiner, Real Estate, Collateralized Debt Obligations, Seton Hall, Anton Valukas, Lehman Brothers Collapse, Repo 105, Mark Denbeaux, Lehman Brothers, Assets, Financial Crisis, Lehman Brothers Bankruptcy, Risk, Business News

In the years leading up to its collapse, Lehman Brothers nearly doubled its risk and took a scattershot approach to valuing its assets, according to a...

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Fed Announces New Bank Stress Tests

The Huffington Post | Bonnie Kavoussi | Posted 11.22.2011

Read More: European Debt Crisis, Financial Industry, Video, Stress Tests, Europe Crisis, Federal Reserve Board, Ben Bernanke Federal Reserve, Federal Reserve Bank, Banks, Federal Reserve, Ben Bernanke, Sovereign Debt Crisis, Business News

As the sovereign debt crisis in Europe threatens to spill over into the United States, the federal government wants to make sure that banks are prepar...

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How Did European Banks Trap Themselves in a Replay of the 2007 Crisis?

Georges Ugeux | Posted 11.08.2011

At a conference in New York at the end of 2008, Obama's economic advisor, Larry Summers made a prophetic remark at an event organized by the Economist.

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European Banks Must Bolster Capital Cushions: ECB Official

Posted 09.15.2011

Read More: Stress Tests, European Banks, Europe Stress Tests, Jean-Claude Trichet, Greece Debt Crisis, Economic Crisis, Business News, Financial Crisis, Italy, Spain, Capital Requirements, European Central Bank, Greece Bailout, Business News

(Reuters) - Banks that barely passed the European financial stress tests must swiftly reinforce their capital, ECB Governing Council member Erkki ...

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Tough Political Decisions Needed to Fix the Financial System

José Viñals | Posted 08.20.2011

Read More: Capital Flows, Europe, Debt, Stress Tests, Latin America, Global Financial Stability Report, United States, Financial Policies, Brazil, Japan, Intereste Rates, Inflation, Policymakers, Sovereign Risk, Macropurdential, Financial Risks, Emerging Economies, Business News

We are now in a new phase of the crisis -- the political phase -- and tough political decisions need to be made. Time is of the essence.

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Government Bonds: No Longer a World Without Risk

José Viñals | Posted 05.25.2011

Read More: Contingent Liabilities, Risk-Free Assets, Credit Ratings, Stress Tests, Cross-Border Linkages, Financial Sector, Sovereign Risk, Financial Risk, Balance Sheets, Risk Aversion, Government Bonds, Banking System, Financial Stability, Business News

The risk free nature of government bonds, one of the cornerstones of the global financial system, has come into question as the global crisis unfolds.

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Bank Dividend Increases Would Give Wall Street Chiefs Millions

The Huffington Post | William Alden | Posted 05.25.2011

Read More: Wall Street CEOs, Stress Tests, Executive Pay, Wall Street, Dodd-Frank, Bank Dividends, Economic Crisis, Business News, Deferred-Compensation, Business News

The Wall Street pay practice that has been described as a way to make banks safer is now set to enrich top executives. When banks are allowed to incre...

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New 'Stress Tests' For Wall Street To Be Kept Secret

The Huffington Post | William Alden | Posted 05.25.2011

Read More: Tarp, Stress Tests, Wall Street, Taxpayer Bailout, Economic Crisis, Business News, Mortgage Crisis, Banks, Federal Reserve, Business News

Wall Street's largest firms will undergo scrutiny by the Federal Reserve in the coming months, as they submit to a new round of "stress tests," design...

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New 'Stress Tests' Coming For Banks

AP | JEANNINE AVERSA | Posted 05.25.2011

Read More: Goldman Sachs, Stress Tests, The Financial Fix, Bank Dividends, Financial Reform, Jpmorgan, Wells Fargo, Bank Stress Tests, Bank of America, Federal Reserve, Banks, Citigroup, Business News

WASHINGTON — The nation's largest banks must undergo new stress tests to show they can weather another recession, and the Federal Reserve said those...

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Simon Johnson: Foreclosure Scandal Shows Banks Need New Stress Tests

New York Times | SIMON JOHNSON | Posted 05.25.2011

Read More: Foreclosures, Foreclosure Crisis, Stress Tests, Bank Stress Tests, Banks, Housing Crisis, Foreclosure, Simon Johnson, Big Banks, Mortgage Crisis, Business News

How much damage to the financial system should we expect from what is now commonly called the foreclosure morass, the developing scandal involving doc...

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China Braces For Real Estate Price Drops Of 50-60 Percent

Bloomberg | Philip Lagerkranser | Posted 05.25.2011

Read More: Property Prices, China Housing Market, Stress Tests, Housing Market China, Real Estate China, China, Chinese Banks, Business News

China's stress tests of banks will assess the risk that a possible slump in property prices may strain developers' finances and cause homebuyers to de...

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The Trouble With Tim's Treasury

Marshall Auerback | Posted 05.25.2011

Read More: Finreg, Elizabeth Warren, Timothy Geithner, Stress Tests, Tim Geithner, Politics News

One of the major impacts of the FinReg bill passed last week by Congress is the accretion of new power to Obama's Treasury Secretary. Geithner stands to inherit vast power to shape bank regulations.

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Lee Sachs Quits Treasury: Top Geithner Aide Says Markets Have Stabilized

AP | Posted 05.25.2011

Read More: Stress Tests, Bailout, Lee Sachs, Economy, Treasury, Treasury Department, Banks, Obama, Timothy Geithner, Tim Geithner, Wall Street, Recession, Business News

WASHINGTON — The Treasury Department says a top aide to Treasury Secretary Timothy Geithner is leaving the department next month. Treasury spok...

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GMAC Asks For $2.8 Billion More In Taxpayer Money

Wall Street Journal | DAN FITZPATRICK and DAMIAN PALETTA | Posted 05.25.2011

The U.S. government is likely to inject $2.8 billion to $5.6 billion of capital into the Detroit company, on top of the $12.5 billion that GMAC has re...

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Fed Said to Ask Stress-Tested Banks to Submit TARP Repayment Plans

Bloomberg | By Scott Lanman and Craig Torres | Posted 05.25.2011

Read More: Tarp, Geithner, Repayment Plan, Stress Tests, Goldman Sachs, Bank of America, Paulson, Timeline, Regions Financial, Gmac, Wells Fargo, Fdic, Failed Banks, Toxic Asset Relief Plan, Fed, TARP Repayment, Treasury, Banks, Financial Crisis, Citigroup, Business News

The Federal Reserve asked nine of the U.S. banks that were part of this year's stress tests to submit plans for repaying the government's capital inje...

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Banking on Failure: FDIC Shutting Down Insolvent Banks at a Record Pace

Sheldon Filger | Posted 05.25.2011

Read More: Banking Crisis, Colonial-Bank, Timothy Geithner, Colonial Bank Failure, Fdic, Bank Failures, Federal Deposit Insurance Corporation, Eurozone, Stress Tests, Former-Soviet-Bloc, Geithner Banks, Obama Bank Stress Tests, FDIC Banks, Banks, Western Europe, Eastern Europe Economy, Bank Bailout, Geithner Bank Bailout, Business News

It is preposterous to conclude that the U.S. banking sector is well capitalized and strong enough to endure a severe economic recession.

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Financial Reforms: Is Europe Hypocritical?

Georges Ugeux | Posted 05.25.2011

Read More: Financial Regulatory Institutions, London, G20 Summit, Regulatory System, European Parliament, G20 Communiqués, Hedge Funds, Ratings Agencies, Stimulus Package, President Sarkozy, Prime Minister Gordon Brown, Wall Street, Tax Havens, Short Sales, " Council of Ministers, European Central Bank, Stress Tests, TARP Money, European Union, United States, Credit Cards, Oecd, France, Transparency, European Summit, German Chancellor Angela Merkel, Regulations on Compensation, Regulatory Reform, Sec, ?Locusts?, President George W. Bush, Business News

European bank losses were as high as the U.S. They used the same compensation system, and their fragmented and ineffective regulatory system shares responsibility for the crisis.

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TARP Watchdog: Stress Tests Relied On Too Rosy A Scenario

AP | ANNE FLAHERTY | Posted 05.25.2011

Read More: Elizabeth Warren, Stress Tests, Bailout, TARP Watchdog, Economy, Bank Stress Tests, Financial Crisis, Stress Tests Not Enough, Congressional Oversight Panel, Tarp, Business News

WASHINGTON — A government test of whether 19 major banks could survive a further downturn in the economy may have relied on too rosy a scenario ...

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How To Live On $0 A Day: Where To Put Your Remaining Assets

Lesley Stern | Posted 05.25.2011

Read More: Fdic, Bank Failures, Bank Fees, Piggy-Banks, Humor, Budget, Prada, Economy, Economic Crisis, Guns, Financial Advice, Mattress, Investing, Investment Advice, Insurance, Financial Meltdown, Banks, Financial Crisis, Booze, Comedy, Tarp, Stress Tests, Credit Crisis, Credit Cards, Bailout, Fees, Business, Living, Stock Market, Wall Street, Comedy News

Many banks won't accept deposits of less than $100. Those that do tend to get a little uppity when presented with a deposit in 20 lbs. of rolled pennies.

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