While some Target customers might well feel better seeing one of their executives squirm in the bright lights of the Senate, there will be too many credit card executives sitting safely at their desks far away from the cameras.
The cost of a merchant data breach -- whether it is at a large national merchant or a local merchant -- can be significant for credit unions of all sizes. Because of credit unions' cooperative structure, the cost of such breaches are ultimately borne by credit union members.
Let's remember that Target and Neiman Marcus are victims, just as thousands of other businesses and millions of other consumers in this country are victims. They are victims who need our support, who need to know that we will stand by them through this crisis.
With a little extra work and some programming ingenuity, identity thieves can use your information to engage in what I like to call the pantheon of "-ishing" -- phishing, spear-phishing, vishing and smishing -- and still turn a tidy profit off of their crimes with your inadvertent help.
Thus when we purchase new clothes, shoes, televisions, couches, they are clean, look good and make you feel good, but we do we ever see or feel the blood, sweat, tears and fears of the workers assembling and packaging our presents?
Land-use policy is one of the most powerful -- and underutilized -- tools communities have for steering the evolution of their economies. With the global corporate economy rife with hidden costs and consequences, more communities would do well to take advantage of it.