Transunion

One Sign The Housing Market May Be Starting To Rebound

AP | ALEX VEIGA | Posted 05.09.2012

Read More: The Sunshine State, Housing Bust, Video, Unemployment Rate, Hiring, Homeowners, Transunion, Credit Reporting, Mortgage Delinquency, Mortgage Payments, Business News

LOS ANGELES -- The percentage of U.S. homeowners behind on their mortgage payments dropped in the first three months of this year to the lowest level ...

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More Facebook Friends Could Lead to Better Bank Rates

HuffingtonPost.com | Catherine New | Posted 03.01.2012

Read More: Loan, Social Media, Job Application, Twitter, Experian, Credit Score, Credit Reporting, Credit Card, Transunion, Facebook, Privacy, Money News

The only thing stopping banks from putting your Facebook page into your credit file is the law. But even that line is growing blurrier. One new ba...

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Rents Fell Last Year, But In Many Cities Still 'Too Damn High'

The Huffington Post | Catherine New | Posted 02.09.2012

Read More: Video, Vacancy Rate, Lease, Rent-Is-Too-Damn-High, New York City Rent, San Francisco Rent, Cost of Living, Rent, Rental Prices, Transunion, Tenant, Credit Reporting, Jimmy McMillan, Rent or Buy, Business News

Rents fell across the United States last year, but landlords got choosier. Overall average rent in the U.S. dropped to $820 in the fourth quarter ...

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Suze Orman Defends Prepaid Card: 'Just Another Financial Tool'

HuffingtonPost.com | Catherine New | Posted 01.10.2012

Read More: Approved Card, Rush Card, Bank Fees, Prepaid Cards, Suze Orman, Transunion, Fees, Walmart Moneycard, Credit Cards, Atm, Prepaid, Netspend, Business News

If personal finance megastar Suze Orman built the perfect way to use money, what would it look like? On Monday consumers found out. Her new Approved c...

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A Scarlett Letter On Economic Life

HuffingtonPost.com | Catherine New | Posted 12.08.2011

Read More: Credit Report, Debt, Payday Lending, Corescore, Fico, Auto Insurance, Employment, Background Checks, Corelogic, Data Collection, Credit, Experian, Credit Check, Credit Score, Transunion, Rent-to-Own, Equifax, Business News

Thanks to a new kind of credit score, more borrowed money may end up in the hands of the increasing number of Americans who are sliding down the econo...

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Mortgage Delinquency Rates Expected To Plunge Next Year

AP | EILEEN AJ CONNELLY | Posted 02.06.2012

Read More: Consumer Confidence, Housing Prices, Housing Bust, Housing Market, Foreclosure Crisis, Video, Mortgage, Robo-Signing, Great Recession, Mortgage Crisis, Transunion, Mortgage Payments, Business News

NEW YORK — If the U.S. economy does not suffer more setbacks, the rate of mortgage holders behind on their payments should decline significantly...

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Credit Card Companies Look To Customers With Spotty Credit Histories

AP | By EILEEN AJ CONNELLY | Posted 11.17.2011

Read More: American Express, Mastercard, FICO Score, Video, Discover, Visa, Vantagescore, Creditworthiness, Credit Scores, Consumers, Transunion, Credit Cards, LowCards.Com, ClearPoint Credit Counseling Solutions, Business News

NEW YORK -- Fierce competition for top-tier credit card customers appears to be leading some banks to look in elsewhere for new business: borrowers wi...

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Homeowners Having Harder Time Making Their Mortgage Payments

AP | EILEEN AJ CONNELLY | Posted 01.08.2012

Read More: Late Payments, Standard & Poor's/Case-Shiller, Video, Foreclosure Crisis, Consumer Confidence, Debt Ceiling, Mortgage Crisis, Foreclosure, Transunion, Housing Crisis, Realtytrac, Mortgage Payments, Business News

NEW YORK — While lawmakers in Washington debated the debt ceiling and consumer confidence dropped, more homeowners in the U.S. were having a har...

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Civil Rights, Labor Advocates Demand End To Employment Credit Checks

HuffingtonPost.com | Arthur Delaney | Posted 12.11.2011

Read More: Employment Credit Checks, Credit Report, Video, Free Credit Check, Unemployment, Credit Checks, Credit Monitoring, Hiring Discrimination, Credit Reports, Experian, Jobs, Transunion, Equifax, Latino Prosperity, Business News

WASHINGTON -- A coalition of 25 civil rights and labor advocacy groups petitioned one of the nation's largest credit-monitoring firms on Tuesday to qu...

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What's Great for the American Consumer Is Bad for Our Nation's Economy

Pamela Yellen | Posted 10.22.2011

Read More: Dow Jones Newswires, Deleveraging, Credit Card Debt, A Do-It-Yourself Fix for the Economy - Deficit - Social Security and Unemployment, Better Than Debt Free, U.S. Consumer Debt, Transunion, U.S. Gross Domestic Product, Business News

While our leaders in Washington pay little more than lip service to the need to reduce our nation's debt addiction, Americans by the millions are working harder than anytime in the past 40 years to live within their means.

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Credit Card Late Payments Hit 17-Year Low

AP | By EILEEN AJ CONNELLY | Posted 10.16.2011

Read More: American Express Co., Mastercard, National Credit Card Delinquency Rate, Credit Debt, Visa, Great Recession, Credit Score, Transunion, Credit Card, Discover Financial Corp., Business News

NEW YORK -- Credit card users are so focused on keeping their accounts in good standing that they've driven the rate of late payments down to its lowe...

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Fewer Americans Falling Behind On Their Credit Cards

AP | By EILEEN AJ CONNELLY | Posted 07.24.2011

Read More: Recovery, Regulations, Credit Card Delinquency Rates, High Unemployment, Nevada, Transunion, Credit Cards, Credit Card Debt, Money Management, Business News

NEW YORK -- Late payments on credit cards fell to their lowest level in 15 years during the first three months of 2011, TransUnion said Tuesday. Nati...

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Credit Card Debt Drops To Lowest Level In 8 Years

AP | EILEEN AJ CONNELLY | Posted 05.25.2011

Read More: Credit Card Debt Levels, Credit Cards, Credit Card Debt, Revolving Credit, Transunion, Business News

NEW YORK — The amount consumers owed on their credit cards in this year's second quarter dropped to the lowest level in more than eight years as...

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Mortgage Delinquencies Show First Quarterly Drop Since 2006: TransUnion

AP | Posted 05.25.2011

Read More: Mortgage Delinquencies Q1, Mortgages, Late Mortgage Payments, Mortgage Crisis, Mortgage Delinquencies 2010, Transunion, Business News

NEW YORK -- The rate of late mortgage payments dropped in the first quarter for the first time since 2006, according to credit reporting agency TransU...

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The Death Squad of the Consumer: the Credit Scoring Agencies

Georges Ugeux | Posted 05.25.2011

Read More: Transparency, Credit Report, Transunion, Office of the Comptroller of the Currency, Experian, Credit Score, Credit Rating Agencies, Banks, United States, Credit Cards, Federal Trade Commission, Equifax, Financial Institutions, Home News

It is rather strange that, in the fury of the abuses by credit card issuers, little attention has been paid to those who, on behalf of the banks, ha...

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Credit Checks For New Employees Called Into Question

New York Times | ANDREW MARTIN | Posted 05.25.2011

Read More: Debt, Credit Check, Credit Report, New Job, Jobs, Credit History, Steve Cohen, Tenessee Democrat, Fraud, Layoffs, Unemployment, Connecticut, Transunion, Medical Bills, Personal Finance, Theft, Oregon, Business News

With millions of Americans nursing damaged credit reports after a bruising recession, some lawmakers are seeking to limit the use of credit reports as...

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Getting Mortgage Assistance Can Lower Your Credit Score

Posted 05.25.2011

Read More: Credit Report, Hamp, Mortgage Assistance Credti Score, Fico, Making Home Affordable, Experian, Credit Scores, Foreclosure, Transunion, Personal Credit Scores, Equifax, Business News

WASHINGTON (By ALAN ZIBEL, AP) -- Some homeowners who sign up for the government's mortgage assistance program are getting a nasty surprise: Lower cre...

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Credit Card Or Mortgage: Consumers

businessinsider.com | Vincent Fernando | Posted 05.25.2011

Read More: Credit Card Rates, Credit Card Payments, Middle Class Economy, Economy, Transunion, Middle Class, Credit Card Debt, Mortgage Debt, Recession, Mortgage Payments, Business News

Credit history company TransUnion has found that Americans are shifting their priorities when it comes to paying down debt. Consumers are paying down...

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Experian Sued For Its Deceptive FreeCreditReport.com Ads

HuffingtonPost.com | Arthur Delaney | Posted 05.25.2011

Read More: Fraud, Eric-Violette, Experian, Transunion, Class Action Lawsuit, Credit Reporting Act, FreeCreditReport.Com, Equifax, Business News

A Wisconsin woman is suing the credit-reporting agency Experian because its ubiquitous advertisements for FreeCreditReport.com made her think she coul...

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Mortgage Delinquencies Hit Another Record In 3Q

AP | EILEEN AJ CONNELLY | Posted 05.25.2011

Read More: Mortgages, Subprime Mortgages, Making Home Affordable, Real Estate Prices, Mortgage Delinquencies Third Quarter, Mortgage Crisis, Transunion, Real Estate, Mortgage Delinquency, Mortagge Modifiaction, Business News

NEW YORK — The pace at which people fell behind on their mortgages slowed during the summer for the third consecutive quarter, but the overall d...

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FTC Takes On Credit Monitoring Services Like Freecreditreport.com

New York Times | RON LIEBER | Posted 05.25.2011

Read More: Experian, Identity Theft, Credit Report, Free Credit Report, Transunion, Free, Ftc, Consumer Protection, Credit Monitoring Services, Consumer Credit, Equifax, Business News

The Federal Trade Commission is not amused. It has long believed that the company that owns freecreditreport.com is deliberately diverting people from...

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Credit Scores: FICO Formulas Are Being Changed By Lenders

usatoday.com | Kathy Chu and Sandra Block | Posted 05.25.2011

Read More: Credit Cards, Experian, Fico, Fico Formulas, Consumers, Credit Crisis, Transunion, Credit Card Debt, New Credit Scores, Credit Scores, Business News

Long after the economy recovers, millions of Americans will be left with a grim legacy of the recession: damaged credit scores, the three-digit rating...

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Mortgage Deliquency Rate Hits All-Time High In 2Q

AP | EILEEN AJ CONNELLY | Posted 05.25.2011

Read More: Mortgage Crisis, Transunion, Mortgage, Deliquency, Business News

NEW YORK — The delinquency rate on U.S. mortgage loans hit an all-time high in the second quarter, but the pace of growth for the rate slowed, a...

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Credit Card Delinquency Rates Up 11% From Last Year

Jun. 8, 2009 | Julianne Pepitone | Posted 05.25.2011

Read More: Transunion, Credit Card Delinquency Rates, Credit Card Debt, Credit Cards, Credit Card Industry, Business News

NEW YORK (CNNMoney.com) -- Credit card delinquency rates jumped 11% in the first quarter, possibly indicating that consumers are using tax refunds to ...

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Credit Card Delinquency Rates Up 11% Over Last Year

Jun. 8, 2009 | Julianne Pepitone | Posted 05.25.2011

Read More: Credit Card Debt, Credit Cards, Credit Card Delinquencies, Credit Card Rates, Transunion, Business News

NEW YORK (CNNMoney.com) -- Credit card delinquency rates jumped 11% in the first quarter, possibly indicating that consumers are using tax refunds to ...

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