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Protecting You From Credit Report Errors, Unreliable Scores

Pamela Banks | Posted 06.14.2014 | Business
Pamela Banks

Aleta from Mena, Arkansas, has had a hard time getting a decent rate on a car loan all because of a mistake on her credit report. The problem started...

How to Fix Errors on a Credit Report

Clark Howard | Posted 10.30.2013 | Small Business
Clark Howard

Did you hear about the woman who sued Equifax for $18 million because they wouldn't fix errors on her credit report even after she diligently stayed on top of them for two years?

Analysis: Student Debt Trends Are 'Simply Unsustainable'

The Huffington Post | Tyler Kingkade | Posted 02.01.2013 | Business

Two new reports released this week show Americans are increasingly struggling to repay student loan debt, creating a drag on the economy and wasting t...

Why Your Credit Score May Be Wrong

The Huffington Post | Caroline Fairchild | Posted 12.14.2012 | Money

If you have evidence proving there's a mistake on your credit report, good luck getting someone to see it. The Consumer Financial Protection Bureau...

To Correct My Credit Report, I Had to Prove I Was Not Someone Else

Christopher Lamb | Posted 01.28.2013 | Money
Christopher Lamb

I then contacted TransUnion's corporate office and got in touch with someone who understood what was clearly obvious. The matter was resolved a week later. Kind of. My credit score increased to nearly 800. But the false judgment remained on my credit report.

More Homeowners Are Paying Their Mortgages

AP | ALEX VEIGA | Posted 10.08.2012 | Money

LOS ANGELES -- U.S. homeowners are getting better about keeping up with their mortgage payments, driving the percentage of borrowers who have fallen b...

Alexander Eichler

He Claims His Father Stole His Identity

HuffingtonPost.com | Alexander Eichler | Posted 02.13.2014 | Money

When Frank Deyoub and his wife were thinking about names for their newborn son, one moniker was completely off the table: Frank Deyoub. "If I named...

Government Will Monitor Credit Reporting Firms

AP | Posted 07.17.2012 | Money

NEW YORK (AP) — The companies that determine Americans' credit scores are about to come under scrutiny by the country's new consumer watchdog. Th...

One Sign The Housing Market May Be Starting To Rebound

AP | ALEX VEIGA | Posted 05.09.2012 | Business

LOS ANGELES -- The percentage of U.S. homeowners behind on their mortgage payments dropped in the first three months of this year to the lowest level ...

Catherine New

More Facebook Friends Could Lead to Better Bank Rates

HuffingtonPost.com | Catherine New | Posted 03.01.2012 | Money

The only thing stopping banks from putting your Facebook page into your credit file is the law. But even that line is growing blurrier. One new ba...

Rents Fell Last Year, But In Many Cities Still 'Too Damn High'

The Huffington Post | Catherine New | Posted 02.09.2012 | Business

Rents fell across the United States last year, but landlords got choosier. Overall average rent in the U.S. dropped to $820 in the fourth quarter ...

Catherine New

Suze Orman Defends Prepaid Card: 'Just Another Financial Tool'

HuffingtonPost.com | Catherine New | Posted 01.10.2012 | Business

If personal finance megastar Suze Orman built the perfect way to use money, what would it look like? On Monday consumers found out. Her new Approved c...

Catherine New

A Scarlett Letter On Economic Life

HuffingtonPost.com | Catherine New | Posted 12.08.2011 | Business

Thanks to a new kind of credit score, more borrowed money may end up in the hands of the increasing number of Americans who are sliding down the econo...

Mortgage Delinquency Rates Expected To Plunge Next Year

AP | EILEEN AJ CONNELLY | Posted 02.06.2012 | Business

NEW YORK — If the U.S. economy does not suffer more setbacks, the rate of mortgage holders behind on their payments should decline significantly...

Credit Card Companies Look To Customers With Spotty Credit Histories

AP | By EILEEN AJ CONNELLY | Posted 11.17.2011 | Business

NEW YORK -- Fierce competition for top-tier credit card customers appears to be leading some banks to look in elsewhere for new business: borrowers wi...

Homeowners Having Harder Time Making Their Mortgage Payments

AP | EILEEN AJ CONNELLY | Posted 01.08.2012 | Business

NEW YORK — While lawmakers in Washington debated the debt ceiling and consumer confidence dropped, more homeowners in the U.S. were having a har...

Arthur Delaney

Civil Rights, Labor Advocates Demand End To Employment Credit Checks

HuffingtonPost.com | Arthur Delaney | Posted 12.11.2011 | Business

WASHINGTON -- A coalition of 25 civil rights and labor advocacy groups petitioned one of the nation's largest credit-monitoring firms on Tuesday to qu...

What's Great for the American Consumer Is Bad for Our Nation's Economy

Pamela Yellen | Posted 10.22.2011 | Business
Pamela Yellen

While our leaders in Washington pay little more than lip service to the need to reduce our nation's debt addiction, Americans by the millions are working harder than anytime in the past 40 years to live within their means.

Credit Card Late Payments Hit 17-Year Low

AP | By EILEEN AJ CONNELLY | Posted 10.16.2011 | Business

NEW YORK -- Credit card users are so focused on keeping their accounts in good standing that they've driven the rate of late payments down to its lowe...

Fewer Americans Falling Behind On Their Credit Cards

AP | By EILEEN AJ CONNELLY | Posted 07.24.2011 | Business

NEW YORK -- Late payments on credit cards fell to their lowest level in 15 years during the first three months of 2011, TransUnion said Tuesday. Nati...

Credit Card Debt Drops To Lowest Level In 8 Years

AP | EILEEN AJ CONNELLY | Posted 05.25.2011 | Business

NEW YORK — The amount consumers owed on their credit cards in this year's second quarter dropped to the lowest level in more than eight years as...

Mortgage Delinquencies Show First Quarterly Drop Since 2006: TransUnion

AP | Posted 05.25.2011 | Business

NEW YORK -- The rate of late mortgage payments dropped in the first quarter for the first time since 2006, according to credit reporting agency TransU...

The Death Squad of the Consumer: the Credit Scoring Agencies

Georges Ugeux | Posted 05.25.2011 | Home
Georges Ugeux

It is rather strange that, in the fury of the abuses by credit card issuers, little attention has been paid to those who, on behalf of the banks, ha...

Credit Checks For New Employees Called Into Question

New York Times | ANDREW MARTIN | Posted 05.25.2011 | Business

With millions of Americans nursing damaged credit reports after a bruising recession, some lawmakers are seeking to limit the use of credit reports as...

Getting Mortgage Assistance Can Lower Your Credit Score

Posted 05.25.2011 | Business

WASHINGTON (By ALAN ZIBEL, AP) -- Some homeowners who sign up for the government's mortgage assistance program are getting a nasty surprise: Lower cre...