Ways to Save Money

you might have to get rid of your dog walker until times get better, so walk your dog yourself! Not only will you save money, you will get fit -- how's that for an extra perk

I'm trying to find ways to cut back with a bit of cheer in this volatile financial situation. So here are some money-saving suggestions while my 401k fluctuates from bad to worse to omigod.

"You can get a good horse -- not a 2008 model, but reliable -- for $2,000 to $3,000." I was even more enthusiastic when he told me that it costs only $150 a month to feed. "I spend about $80 a week on gas," I said.