Working Capital Loans

Crowdfunding, a Burgeoning Phenomenon to Raise Money for Some Enterprises and Nonprofits

Jerry Chautin | Posted 05.17.2012

Read More: Conventional Loans, Sec, National Public Radio, Nonprofit Organizations, Financing, Nonprofit Funding, Alternative Financing, Small Business Loans, Beer Maker, Congress, Financing for Crafters, Barack Obama, Small Business Owners, Working Capital Loans, Borrowing Money, Peer to Peer Lending, Business News, Lending Programs, Kickstarter, Financing for Artists, Crowdsourcing, Credit, Crowd Funding, Small Business News
Jerry Chautin

Kiki Karpus invests in start-ups and emerging businesses -- well, sort of. Instead of choosing the companies based upon the likelihood of their succes...

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Don't Abolish SBA; Mills Says Her Agency Is Faster, Quicker, Better

Jerry Chautin | Posted 04.12.2012

Read More: Conventional Loans, Financing, Acquisition Loans, Alternative Financing, Small Business Loans, Congress, Small Banks, Barack Obama, Karen Mills, SBA 7a, Working Capital Loans, Community Banks, Small Business Owners, Borrowing Money, Business News, Lending Programs, Franchise Loans, Sba, SBA 504, Business News
Jerry Chautin

Some legislative ideologues and conservative groups would rather abolish the SBA than spend taxpayers' money to boost its small business loan-guarantee programs.

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Small Business Financing May Suffer From Obama's Proposed Budget and Political Wrangling

Jerry Chautin | Posted 04.22.2012

Read More: Conventional Loans, Fortune 500, Franchise, Job Creation, Acquisition Loans, Real Estate Loans, Alternative Financing, Small Business Loans, Recession, Obama Administration, Obama, Real Estate, Loan Application, Loan Fees, Cash Flow, Barack Obama, Working Capital Loans, Small Business Owners, Credit Score, Kraig Kramers, Term Loans, Lending Programs, Credit Scoring, Equipment Loans, Credit, Financial Institutions, Refinancing, Boefly, Small Business America, Small Business Administration, Obama Budget, Small Business News
Jerry Chautin

Small-business owners are holding their collective breaths as the Obama Administration's proposed budget wends its way through the politically-charged Congress.

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Commercial Mortgage Bankers Are Doing Deals As the Real Estate Market Breathes New Signs of Life

Jerry Chautin | Posted 04.02.2012

Read More: Rentals, Financing, Banks, Recession, Real Estate, Loan Application, Credit Crunch, Cash Flow, Charles Green, Working Capital Loans, Multifamily Financing, Insurance, Business News, Bankruptcy, Financial Institutions, The Loan Book, Wells Fargo Bank, Commercial Real Estate Loans, Acquisition Loans, Job Creation, Alternative Financing, Small Business Loans, GE Capital, Fannie Mae, Mortgage Bankers Association Convention, Anthony Falor, Freddie Mac, Bob Coleman, Borrowing Money, Lending Programs, Sba, Investor, Fidelity National Bank, Cref, Small Business America, Business News
Jerry Chautin

Rental apartments are back in demand, financing for hotels and motels is loosening up a bit and investors are stepping off the sidelines with wads of cash to do deals.

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SBA is Making Lines of Credit More Available --- Maybe

Jerry Chautin | Posted 01.11.2012

Read More: Conventional Loans, Large Banks, Holiday Shopping, Financing, Loc, Line of Credit, Invoice Purchasing, Loan Application, Credit Crunch, SBA Loans, Cash Flow, Accounts Receivable, Small Banks, Community Banks, Small Business Owners, Working Capital Loans, Small Business Loans, Borrowing Money, Lending Programs, Business News, Inventory Loans, Credit, Factoring, Financial Institutions, Caplines, Small Business America, Small Business News
Jerry Chautin

To provide the much-needed liquidity, the U. S. Small Business Administration is revising its CAPLine program to make lines of credit more acceptable to lenders and more available to small-business owners. However, banks would rather make conventional LOCs rather than hassle with some of the SBA's requirements.

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Entrepreneurs Are Stopped Cold for Lack of "Skin in the Game"

Jerry Chautin | Posted 06.18.2011

Read More: Financing, Banks, Franchise, Friends and Family, Cash Investment, Acquisition Loans, Small Business Loans, Restaurant, Loan Application, Cash Flow, Skin in the Game, Lenders, Mcdonalds, Subway, Small Business Owners, Working Capital Loans, Kentucky Fried Chicken, Borrowing Money, Business News, Kfc, Credit, Down Payment, Small Business America, Business News
Jerry Chautin

Passion and a great idea are not enough to start a business. In my last two columns, I wrote that you must demonstrate enough predictable cash flow an...

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Getting Financing Depends Upon the Strength of Your Executive Summary

Jerry Chautin | Posted 05.25.2011

Read More: Small Business Loans, Working Capital Loans, Borrowing Money, Financing Small Business, Loan Applications, Loans, Business News
Jerry Chautin

Your mission is to foster a trustworthy-enough friendship with the loan officer so that he will agree to show you what the bank's memorandum looks like.

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Uniquely Crafted Business Plans Are Needed to Raise Capital

Jerry Chautin | Posted 05.25.2011

Read More: Financing, Business Plan, Recession, Loan Application, Cash Flow, Working Capital Loans, Community Banks, Collateral, Venture Capital, Franchise, Acquisition Loans, Job Creation, Small Business Loans, SBA Loans, Market Research, Operating Expense Projections, Credit Score, Sbdc, Borrowing Money, Credit Scoring, Lending Programs, Equipment Loans, Small Business Development Centers, Small Business, Business News
Jerry Chautin

Now is the time to think about dusting off your old business plan as the economy improves. A business plan is required to obtain a loan or venture capital. It is uniquely designed as a sales tool to get financing.

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A Small-Business Bank with National Impact Has Died

Jerry Chautin | Posted 05.26.2011

Read More: Oakland, Women?S Business Centers, Small Business Development Center, Innovative Bank, Borrego Springs Bank, Alternative Financing, ?€œLow to Moderate Income, Small Business Loans, Loan Application, SBA Loans, Los Angeles, Superior Financial Group, California, Community Banks, Credit Score, Small Business Owners, Working Capital Loans, Center Bank, Borrowing Money, Lending Programs, Credit Scoring, Business News, SBA Express Loans, Score, Equipment Loans, Hubzones, Sba, Small Business, Business News
Jerry Chautin

I lost a friend last week. Innovative Bank of Oakland, Calif. is kaput. Just like with other bank failures, the regulators swooped down on the floundering bank after the stock market closed on Friday.

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You Can Borrow Small Amounts of Business Capital Now

Jerry Chautin | Posted 05.25.2011

Read More: Women?S Business Centers, Small Business Loans, Working Capital, Obama Administration, Obama, Loan Application, Lenders, SBA 7a, Working Capital Loans, Small Business Owners, Score, SBA Express Loans, Business News, Recovery Act, Innovative Bank, Borrego Express Capital Lending, Borrego Springs Bank, Sbdc, Start Up Loans, SBA Loans, Stimulus, Superior Financial Group, Barack Obama, Pilot Program, Credit Score, Technical Assistance Providers, Borrowing Money, Lending Programs, Credit Scoring, Banks, Equipment Loans, Sba, Business Loans, Small Business Development Centers, Hubzones, Community Express, Small Business, Sfg, Business News
Jerry Chautin

Although small business, economic stimulus lending is being widely criticized, $5,000 to $25,000 is available to you if you have a reasonable credit score and meet basic underwriting criteria.

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CIT's Bankruptcy Is Not Doomsday for Small Businesses

Jerry Chautin | Posted 05.25.2011

Read More: Real Estate Loans, Bankruptcy, Borrowing Money, Selling Invoices, Selling Accounts Receivable, Recession, Term Loans, Cash Flow, Small Business Owners, Score, Commercial Paper, Equipment Loans, Working Capital Loans, Cit, Factoring, Alternative Financing, Sba, Business News, Small Business, Ifg, Business News
Jerry Chautin

CIT has been a stalwart lender for small businesses. But there are alternatives if you look for them.

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