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Terri Friedline, PhD
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As an Assistant Professor of Social Welfare at the University of Kansas, Terri Friedline conducts research aimed at improving young people’s economic and educational well-being. Her research draws practical and political implications for investing in and empowering young people to become economic citizens at a young age, particularly for those growing up in poverty. Terri serves as a research fellow at New America , a nonpartisan public policy institute in Washington, DC, and is a Faculty Director at the Assets and Education Initiative, a research office in the School of Social Welfare at the University of Kansas. She is available to communicate via email at or to connect on Twitter @TerriFriedline.

Entries by Terri Friedline, PhD

Why We Should Care About Financial Inclusion

(0) Comments | Posted February 11, 2016 | 4:15 PM

Households these days aren't doing very well financially.

The majority of US households--57%--are struggling, meaning that most of us are barely keeping up with our day-to-day expenses, let alone investing in our futures. Many of us struggle to pay our bills and utilities,...

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Financial Education Is Not Enough in Today's Economy: We Need Financial Capability

(2) Comments | Posted May 18, 2015 | 5:16 PM

The Great Recession has served as a flash point for public discussion about Americans' finances, exposing their poor financial health and limited financial knowledge. In addition to systematic failures in financial regulation and misconceptions of risk, blame has sometimes been levied against individuals with...

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A Holiday Wish for Inclusive Financial Institutions

(0) Comments | Posted December 15, 2014 | 12:53 PM

As December comes to a close, so too do the 2014 balance sheets of young American households. On the whole, this was one of the better years for young Americans' balance sheets since the Great Recession. That might not be saying much given that the recession disproportionately affected young Americans;...

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A New Kind of Early Childhood Investment: Getting a 'Head Start' on Saving

(0) Comments | Posted February 5, 2014 | 4:24 PM

Talk of universal pre-K and similar early childhood interventions has been all over the news in recent months, and even more so since President Obama's State of the Union speech. The president is quoted as saying, "Research shows that one of the best investments we can make in...

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Building Better Balance Sheets in 2014

(1) Comments | Posted January 28, 2014 | 9:14 PM

Many families and individuals will resolve to build better, healthier balance sheets in 2014 by paying down their debts and saving and building assets. The news is already filled with advice on how to build better finances or warnings that Americans' balance sheets are tilted too...

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