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NerdWallet

5 Questions on Applying for a Student Credit Card

NerdWallet | September 27, 2016 | Business
By Kevin Cash For many young adults, the future benefits of establishing good credit may seem impossibly far away, just like turning 30 or attending parent-teacher conferences for kids you haven't even thought of having. But there's a big payoff in the near term for having good credit, too, such...
Galina Nemirovsky

Keep On Keeping On ...

Galina Nemirovsky | September 27, 2016 | Women
I spent all day painting (it was actually priming) my 1,500 square foot apartment. I have souvenir calluses on three fingers on one hand and my hands feel arthritic as if they've engaged in extensive bicep and forearm calisthenics. Tomorrow I have to do it again, this time, two coats...
AJ Agrawal

Cooking Up a Storm: Dan Simons Shows What It Takes to be a Successful Restaurateur

AJ Agrawal | September 27, 2016 | Business
For some owners, restaurants are all about the business, about making money, or even about basking in the spotlight, accumulating accolades and being the best of the best. For others, it is simply about producing good food and drink. For Dan...
Dr. Majid Rafizadeh

US Congress Resolution Condemns Iran's Mass Executions and Calls for Action

Dr. Majid Rafizadeh | September 27, 2016 | World
A resolution (H.Res. 159) was recently introduced in the U.S. Congress in reference to one of the worst mass executions of political prisoners since WWII by the Islamic Republic of Iran. The House Homeland Security Chair, Mike McCaul,
Carl Nettleton

In the Presidential Debates, It's All About Microphone Control

Carl Nettleton | September 27, 2016 | Politics
In two blog posts earlier this year, I have written about the importance of microphone control in a debate scenario (see "A Call for Adult Civility in the First Presidential Debate" and "The Greatest Debate, the Best Presidential Debate"). The first presidential debate on September 26...
Anita Zaidi

Better Data Helps Defeat Diarrhea and Could Save Half a Million Kids - But We Need to Act Fast

Anita Zaidi | September 27, 2016 | Impact
When I was a young girl in Pakistan, my mother would remind me daily to only drink boiled water. We almost lost my sister to severe diarrhea and my mother was determined to make sure this didn't happen to our family again. ...
Frank Clemente

5 Wrong Things Trump Said About Taxes In The Debate

Frank Clemente | September 27, 2016 | Politics
As usual, Donald Trump stretched, distorted and outright denied the truth in the debate Monday night. Some of his biggest whoppers were about taxes: both his own and his plans for everyone else's.
Healthline

Canadian Doctors Can Now Prescribe Heroin

Healthline | September 27, 2016 | Healthy Living
Canadian doctors can now prescribe heroin to people with serious addictions to the drug. This change is thanks to new regulations approved earlier this month by the Canadian government. The government says this treatment will be limited to a small number of users "in cases where traditional options have been...
Larry Paros

Word Origin Comics: How Learned Are You?

Larry Paros | September 27, 2016 | Education
Teachers: Help your students gain a heightened appreciation for the power of language through the story of word origins in our comic book format. It's an easy and fun way for students to increase their vocabulary by learning the history of language and how it relates to larger contemporary issues...
NerdWallet

Sean Talks Credit: Is 20 Cards Too Many? Here's How to Streamline Your Wallet

NerdWallet | September 27, 2016 | Business
By Sean McQuay I have a lot of credit cards. Between my wife and me, we have 20, to be exact. We've each had...
Edward Goldman

"Tripping" on Art with Helen Frankenthaler & Doug Aitken

Edward Goldman | September 27, 2016 | Arts
So my friends, on this day of incessant 100º heat in L.A., let's talk about something cool, very cool... Of course, I'm talking about cool art -- about two major exhibitions: Helen Frankenthaler at Gagosian Gallery and Doug Aitken at MOCA's Geffen Contemporary.
Rick Steves

Video: More Oktoberfest Fun

Rick Steves | September 27, 2016 | Travel
Video: The Travelphile Here's one last look at the fun of Oktoberfest. Since our Best of Europe in 21 Days tour happened to be passing through Munich, we guides made it a point to drop in with our group (as we do whenever there's a festival nearby). Our Rick Steves' Europe Tours mantra: maximize the experience. Driving south from Rothenburg, we spent the morning with a powerful visit to the former Nazi concentration camp at Dachau (a suburb of Munich). Then after lunch, for a whiplash change of scene, we popped into the fairgrounds for Oktoberfest. Again, anyone can do this. Just drive or take a train from the city to enjoy the festive scene -- parades, rides, amusements, 16 giant beer tents to choose from (and huge beers), lots of traditional food, and some of the happiest people-watching in Europe. After three hours of Oktoberfest fun, we continued on our route, driving south to Reutte in Tirol to enjoy the "King's Castles" the next day. Prost! (Follow along on my travel blog and on Facebook as I guide our Best of Europe in 21 Days Tour.) (This post originally appeared at
John W. Whitehead

A Few Uncomfortable Truths You Won't Hear From The 2016 Presidential Candidates

John W. Whitehead | September 27, 2016 | Politics
The final countdown has begun to the 2016 presidential election, and you can expect to be treated to an earful of carefully crafted sound bites and political spin.
Elizabeth Anderson

When A Military Brat Ends Up Adulting In The Civilian World

Elizabeth Anderson | September 27, 2016 | Good News
When you're a brat you have memories and friends literally all over the world. There's a sense of homeless-ness about it.
Richard Greene

#Vote4ThisBillOrIWontVote4U: Register To Vote To Become A 'Citizen Lobbyist' For Your Cause

Richard Greene | September 27, 2016 | Politics
This election is so much more than just Trump and Hillary. If you are registered to vote, you can become a "citizen lobbyist" on behalf of an issue you deeply care about and substantially change this country on November 8!
David Oualaalou

China: A Protocol Gaffe Or A Political Message In Air Force One Rebuke

David Oualaalou | September 27, 2016 | Politics
Amid a tumultuous U.S. election season brimming with insults, xenophobia and conspiracy theories, the Washington establishment must somehow consider the bigger picture.
Matthew Dietrich

Road Lockbox Amendment Vote Could Send Us Careening

Matthew Dietrich | September 27, 2016 | Chicago
Opinion by Reboot Illinois' Madeleine Doubek Opinion It's rough riding out there in Illinois. Dodging the potholes is like running an obstacle course. Plenty of our train and el cars look worse for wear. And do you ever kind of hold your breath when you start to cross a bridge? Well, now there are organizations and citizens trying to do something to fix that. On Nov. 8, Illinois voters will get to have their say on something that's being referred to as the transportation lockbox amendment. In a nutshell, it will ask if the Illinois Constitution should be amended so that gas taxes, airplane fees, vehicle sticker fees and the like - collected for years in the state's road fund - should be restricted so that the money can be used only to fix roads and rebuild bridges and finance runways and replace railroading track and so forth. A coalition of citizens and organizations called the Citizens to Protect Transportation Funding just spent $1 million to produce and air a 30-second ad that will be airing statewide to convince you to vote for this ballot question. The ad says our roads and highways are crumbling and 4,200 bridges are in "poor condition." It says nearly $7 billion in transit-related taxes and fees have been swept from the state's road fund over 12 years to be used for other purposes, including $500 million last year. Mike Sturino, president and CEO of the Illinois Road and Transportation Builders Association, said the group pushing passage of the amendment has collected more than $2.5 million for its campaign and will have another ad out before Election Day. He said 34 other states have amended their constitutions to protect transit funds, with Wisconsin being the latest in 2014. So why not us? Sturino argued a constitutional amendment would bring overdue accountability to part of state government. "It kind of goes to greater accountability for the folks in Springfield to do what they said they were going to do," he said. "They do have a problem with broken promises." That they certainly do. Hundreds upon hundreds of funds get raided regularly whenever things get tough in Springfield. And, Sturino added, everyone benefits from a safe transit system. It's tough to argue with any of that unless, of course, you have loved ones in public schools or you're owed a public pension, or you benefit from or work in any of scores of human service fields. This is the problem in Illinois right now. Everyone is owed something because we've been living beyond our means. The Illinois Supreme Court ruled in 2015 that public pensions were a constitutionally protected right. Their benefits, once promised, cannot be "diminished or impaired." That exact wording was in the constitution. And if the transportation lockbox question passes, transit funding could be just as untouchable as public pensions. Because of that constitutional language, Illinoisans are going to have to find $116 billion to pay off our pension debt. And then there's the $8 billion in other unpaid state bills. But if this question passes Nov. 8, we won't be borrowing any more from the road fund to cover any of those debts. We don't even have a budget now. When we do, it will be only so big. And if we cut off a slice for pensions and we cut off a slice for transportation and we cut off a hunk for interest on overdue bills, well, you get the picture: We'll be pie-less before we get to anything else. Only four members of the 177-member General Assembly voted against the amendment. One of them was Rep. Elaine Nekritz, D-Northbrook. Nekritz said she supports transportation, "but this, I thought, tied our hands and takes away a lot of flexibility." "We don't do that for education, we don't to that for funding for the disabled, we don't do this for prisons or any other government function," Nekritz added. Sturino said the transit question was a way for Illinoisans to tell elected officials "enough" with their "self-inflicted" financial problems. But Laurence Msall, president of the public finance watchdog Civic Federation, strongly disagreed. "It is incongruity that we would seek to amend our constitution, not to provide the savings and the unfunded liability of our pensions, not to provide equal protection for school children, not to provide a more fair and equitable way to draw legislative maps, but to protect one interest group," he said. "The teachers, mental health advocates, people who care about education and higher education need to think very clearly" about this constitutional change. It's one that could have us careening into an even deeper ditch. Recommended: Federal judge blocks same-day voter registration in Illinois -- for now...
Heidi Lehmann

The 2016 Campaign Isn't About Rejecting One Man, It's About Rejecting A Worldview

Heidi Lehmann | September 27, 2016 | Politics
Gays, blacks, Hispanics, women, immigrants, Muslims, Jews, and everyone else who is not a white, natural-born American protestant have much to fear from this agenda and worldview. It is time everyone wakes up and realizes it.
Peter Greene

The Word Charter Schools Leave Out

Peter Greene | September 27, 2016 | Education
Anybody can do a good job of educating some students. Modern charter advocates should stop pretending they have invented the wheel. And if they really want to be honest, they can start using that one simple word-- some.
Project Return

Get Out Of Prison, Get Out The Vote

Project Return | September 27, 2016 | Impact
Maurice had lost his voting rights when he was incarcerated. Once he had served his time and returned to our community from prison, he fought passionately to have his rights restored. For Maurice, regaining freedom and regaining the right to vote went hand-in-hand.