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Tiffany Aliche
Tiffany “The Budgetnista” Aliche is a best selling author (The One Week Budget), speaker and passionate teacher of fun, financial empowerment. Her company, The Budgetnista, specializes in the delivery of financial literacy education.

Tiffany has been a featured speaker at American Express, Princeton University, Wyndham Worldwide, Columbia University, The New York Public Library,The United Way and Dress for Success. She and her financial advice have been featured in ESSENCE Magazine, FORBES, The Star Ledger, Fox Business,, CBS, Black Enterprise, USA TODAY, the News 12 New Jersey’s, “It’s Your Money Show”,, as well as numerous online publications. She also blogs for The Huffington Post.

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Entries by Tiffany Aliche

How One Woman Went From Being Unemployed, to Becoming an Employer

(5) Comments | Posted December 22, 2015 | 3:10 PM


The New Year quickly is quickly approaching and like many of you, I've been reflecting on my past, present and future.

In 2009, I lost my job of ten years as a preschool teacher. In addition to my job, I lost...

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Demystifying Financial Literacy for African Americans

(2) Comments | Posted October 30, 2015 | 6:02 PM

One in five African Americans participating in a national survey give themselves a failing grade of "F" for their knowledge of investing, planning for wealth transfer and saving or investing for a child's education.*

In response to this, the Rainbow Push Coalition has partnered with Chevrolet and created...

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How to Remain Hopeful in Difficult Times

(2) Comments | Posted August 21, 2015 | 5:31 PM

These days there are so many reasons to feel hopeless: financial difficulty, racial tension, constant exposure to via social media. Our senses are bombarded every second of everyday and a lot of what's being shared is negative.

True hopefulness is an exercise of the soul and a triumph of the...

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3 Easy Ways Millennials Can Fix Their Finances

(0) Comments | Posted April 1, 2015 | 1:00 PM

One of the things I most enjoy about working with Millennials is that they have the same outlook on life that I do: the future is a limitless possibility and if we put ourselves in position to succeed, the sky is the limit! This is especially true when it comes...

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How to Recover from a Financial Crisis: Five Steps

(0) Comments | Posted January 20, 2015 | 10:09 PM


It was 2009, the depth of the Great Recession. I was 29 and had hit financial rock bottom. I reached out to my older sister for advice. This is what she said: "If you're willing to live...

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Ready or Not, Here It Comes: Retirement

(0) Comments | Posted November 11, 2014 | 11:59 PM


Now that I've transitioned to the rip old age of 35, retirement has been on my mind a lot lately. If you read my blog posts often, you know I often say it's your younger self's job to look after you older self....

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I'm Black and 'Well-Behaved,' but I'm Still Mike Brown

(19) Comments | Posted August 20, 2014 | 1:41 PM

I'm saddened but not surprised by the silence of so many of my non-black friends about what's happening in Ferguson, Missouri.

I've seen you pour ice water on your heads for a good cause. I've seen you drape yourselves in flags in solidarity of your own. I've...

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Spend Time, Not Money: 14 Free Ways to Celebrate February 14 (Valentine's Day)

(0) Comments | Posted February 12, 2014 | 11:31 AM

Valentine's Day is almost here and love is in the air. Unfortunately, many of your wallets did not get the memo. This year, don't let finance get in the way of your romance. It is possible to have a love-filled day and spend nothing. Don't believe me? Here are 14...

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How To Manage Your Budget: Top 10 Tips

(0) Comments | Posted February 3, 2014 | 5:17 PM

10) Tell a friend: Correction, tell a good friend. This means someone who will hold you accountable without making you feel guilty.

9) Reward yourself: Everyone likes a pat on the back from time-to-time. Get yourself something special if you stick to your budget for an extended period of...

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How to Settle Your Credit Card Debt (in 6 Steps)

(4) Comments | Posted January 15, 2014 | 1:03 PM

I get this question a lot, a WHOLE lot: "Tiffany, how do I settle my credit card debt?"

If you have credit card debt and you want to settle it (pay less than what is owed), here's how...

Preface: I wrote this article assuming that you are behind on your...

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5 Ways to Keep Your Financial Resolutions Beyond the New Year

(0) Comments | Posted January 2, 2014 | 9:53 AM


1) Get an Accountability Partner: There are not many things that can increase productivity and motivate you in such a drastic way than having an accountability partner. It is probably one of the single most effective ways to become more productive. Staying on...

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The First Lesson my Father Taught Me about Money: The Bike Story

(8) Comments | Posted June 16, 2013 | 3:36 PM

In honor of Father's Day I want to share the most important, financial lesson I've learned to date. It's one that my dad taught me and is the reason I am The Budgetnista. The Bike Story...

Picture this:

October 1990, I was an 11-year-old budding Budgetnista...

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Pay Off Debt in 7 Steps and Still Maintain Your Lifestyle

(7) Comments | Posted June 3, 2013 | 12:45 PM

By show of hands, how many of you want to pay off debt? That many huh? No worries, so do I and so does just about everyone you know.

Unfortunately, debt is a way of life for many of us. I didn't want that to be my life,...

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5 Lessons From Your Mom That Can Teach You About Money

(6) Comments | Posted May 10, 2013 | 1:18 PM

With Mother's Day around the corner, I've been thinking a lot about the many awesome life-lessons that our moms have shared with us.

Taking a closer look, I found that many of these lessons could be translated into financial messages as well.

Here are my 5 favorite lessons...

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30 Things Every 30-Year-Old Should Know About Money

(23) Comments | Posted April 22, 2013 | 5:26 PM

I'm 33 and I've made just about every financial mistake you can think of: over-drafting, bad checks (accidentally), bank account closed (by the bank), reports to Chexsystems, low credit score, having a ton of credit cards (20, at my peak), pre-foreclosure, high-credit card debt, late student loan payments,...

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9 Ways to Successfully Handle Debt Collectors

(0) Comments | Posted April 4, 2013 | 10:24 AM

1) Get organized

Start a file cabinet where you begin to collect all of your financial papers. Need help? Read one of David Bach's Finish Rich books. He's one of my favorite financial authors and in his books he details exactly how to set up your financial file cabinet.


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Two Awesome Sites to Help You Fix Your Credit

(3) Comments | Posted March 27, 2013 | 4:10 PM

There's no need to struggle with credit anymore. These two sites offer you free and almost-free resources to conquer your credit challenges.

No excuses....

1) Credit Karma:

Get your free credit score (usually $9-$12). This is a great site to help you manage your credit & score....

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How to Live Your Retirement NOW!

(4) Comments | Posted March 12, 2013 | 7:00 PM

A looooong time ago I read The 4-Hour Workweek by Timothy Ferris. It opened my eyes to how my life can be lived differently and how I could live on the "awesome-side-of-life."

Tim talks about not waiting until you're old to retire, instead taking mini-retirements throughout the year.

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4 Ways to Celebrate Valentine's Day on a Budget

(12) Comments | Posted February 12, 2013 | 4:51 PM

Make no mistake; these tough financial times have trickled down to dating as well. With Valentine's Day here, we must all adopt a new way of thinking: finance does NOT equal romance. Take the pressure off of your honey (or would-be honey) by letting him or her know that you...

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Just in Time For the New Year: Five Steps to Forgive Your Financial Self

(2) Comments | Posted December 28, 2012 | 3:46 PM

Are you and your money prepared for 2013?! If not, you still have time.

As my friend-in-my-head, movie star Will Smith says, "You don't have to get ready, if you stay ready."

The best way to stay ready is to let go of all of your past financial mistakes, mishaps...

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