There's no need to struggle with credit anymore. These two sites offer you free and almost-free resources to conquer your credit challenges.
1) Credit Karma: http://www.creditkarma.com/
Get your free credit score (usually $9-$12). This is a great site to help you manage your credit & score. It offers advice about what changes you need to make and why your score is the number that it is. It even tells you what credit cards other people with your credit score were recently approved for. Get the Credit Karma app for your phone and receive updates about your credit status no matter where you are!
2) National Foundation for Credit Counseling: http://www.nfcc.org/
The nation's largest and oldest financial counseling organization. With so many scams and fake "credit repair" agencies out there, this organization offers the legitimate hand-holding you need when it comes to rebuilding your financial life.
NFCC Member Agencies provide a variety of free and/or affordable services including:
-Budget counseling and education
-Debt management plans
-Counseling referral services
-Financial literacy courses
-Bankruptcy counseling and education
So what are you waiting for? Begin reclaiming your credit-greatness today!
Tiff "The Budgetnista"
(sharer of all things, frugal, fun and fabulous)
This post originally appeared on thebudgetnista.com
Follow Tiffany Aliche on Twitter: www.twitter.com/thebudgetnista