More

Featuring fresh takes and real-time analysis from HuffPost's signature lineup of contributors

MEMO TO LLOYD BLANKFEIN

What's Your Reaction:

Dear Mr. Blankfein,

Goldman Sachs is clearly at a crossroads. It's not about whether the firm will be found guilty of the fraud charges lodged against you by the SEC.

It's not about whether your firm will survive and continue to prosper. There's little doubt it will, no matter how many standoff Senate hearings are held, and no matter what sort of financial reforms get enacted.

The real issue, Mr. Blankfein, is what kind of company you want Goldman Sachs to be going forward.

The threat you face is also an opportunity to rethink the role you play among your peers, and to redefine your company around something beyond simply maximizing profits.

Your challenge is to move beyond how much value you can add to the bottom line, and to widen your perspective to consider how much value you can add in the world.

Let's start with your employees. What kind of promise are you making to the young people who come to work for Goldman? Some would argue they're among our nation's best and brightest. They're almost certainly among the highest achieving and most driven of their peers.

In 2008, 40 percent of Harvard's graduating seniors went into banking or consulting and many of them went to Goldman. But here's a more telling statistic: only 20 percent of those seniors -- 1 in 5 -- would have made the same career choice if money were not a factor in the decision. The rest -- 80 percent -- would have chosen to go into the arts, the media, or public service.

Are we better off that they chose banking? Are they?

The value exchange you and your fellow bankers offer to top college graduates is time for money. You pay them more than anyone else does, and what you ask for in return is nearly all of their time and mind share.

It's a thin, one-dimensional exchange. They learn to trade, create arcane financial instruments and make deals, but not much else. And with that narrow perspective, the end has increasingly come to justify the means, and your industry ultimately imploded as a result, to everyone's detriment.

The people you hire don't have the time or the encouragement to reflect on who they want to be, to challenge themselves creatively, or to contribute to the world in which they live.

Instead, the most successful among them become money-making machines. Is it a surprise that they see their work not as a calling, but as a means to an end -- getting rich enough, fast enough that they can retire early, so that they can be free to do something more satisfying?

Here's what a former Goldman associate told a Washington Post reporter last week: "A lot of people decide to sacrifice much more time than they normally would because the money is so good, and then they believe they deserve extremely high pay because they're giving up so much time. It's not malicious. But there are a lot of unhappy people who end up in that situation."

I run an organization that helps companies better meet the needs of their employees. We've done a fair share of work in banks. Over and over, we've met people who drive themselves hard and work long hours in the pursuit of extraordinary material rewards. But we've also encountered a lot of bankers with a hunger for more satisfaction from what they do and more meaning in their lives.

Mr. Blankfein, after your testimony this week, most Americans don't buy your claim that Goldman is in business to "help government raise capital to fund schools and roads," or to "work with pension funds, labor unions and university endowments to help build and secure their assets for generations to come."

Instead, most Americans believe you and your fellow bankers are in business to secure your assets for generations to come.

Rather than trying to get more out of your people, could you consider investing more in meeting their higher needs for meaning and value, so the promising young college graduates you recruit come there for some reason beyond money.

It's striking that among Goldman's famed list of 14 business principles, not a single one has anything to say about your role in the community, or in the world. Or even about investing in your own people.

Is there something beyond providing superior returns that Goldman could come to stand for? Why not use more of the company's vast wealth, power, and intellectual capital to help address the world's economic challenges and add value to people's lives -- not as a way to burnish your image, but rather because that's what a great company ought to do.

If you stand for something more than money, the people you hire won't have to choose Goldman by default solely because you pay them more money than anyone else. And if you begin to meet their need for meaning and value, you'll truly attract the best and the brightest, and they'll help you redefine and recreate Goldman Sachs.

Sincerely,

Tony Schwartz

 

Follow Tony Schwartz on Twitter: www.twitter.com/TonySchwartz

 
 
  • Comments
  • 35
  • Pending Comments
  • 0
  • View FAQ
Comments are closed for this entry
View All
Favorites
Recency  | 
Popularity
Page: 1 2  Next ›  Last »  (2 total)
06:56 AM on 05/02/2010
Poor Lloyd Blankfien. He did everything that society said he was suppose to do and plugged himself into a system that had mindlessly evolved over hundreds of years and rose to the top only to become the very symbol of what is wrong with materialistic belief systems.

After Mr. Blankfien get's done reading you memo, I hope he reads my comment, quits his job and uses his millions to do something for the biosphere. [sarcasm]
This user has chosen to opt out of the Badges program
photo
03:52 AM on 05/01/2010
Nice article but you are trying to convince a sociopathic individual (both the man and the corporation) to alter their ways. You are trying to trigger a compassionate, socially-responsible mindset.

Never ... going ... to ... happen.

Unless you make them. They won't be any more responsible but the world will be vastly better off.
HUFFPOST SUPER USER
wethepeople3884
01:39 AM on 05/01/2010
Probably the same corrupt s--thole mafia casino that it was before the crisis and that it has been since the the 1920s. Blankfein didnt make goldman a national disaster - the seeds were planted before he even joined the company. In fact, Matt tabbai nicely illustrated how goldman was also to blame for the great depression, various crisis after that and the dramatic rise in oil prices by buying fossil fuel commodities. They also have plans to undermine any sort of climate change cap and trade bill by treating carbon taxes as if they too are commodities which is why the idea has basically gone out the window most likely. Goldman is a company built on a mountain of lies and fraud. Going forward they will be the same destructive manipulative force that they have always been. A brutal company that should never have been allowed to exist in the first place. If we want facism in america, lets continue to allow corporate mobsters like goldman and wellpoint and pfizer and exxon and monsanto, etc. continue to undermine democracy and control the government at will.
This user has chosen to opt out of the Badges program
DiogenesOfAlaska
Mitt Romney for president - of the Cayman islands!
10:21 PM on 04/30/2010
Of course I wholeheartedly agree. But your line

'they believe they deserve extremely high pay because they're giving up so much time. It's not malicious.'

brings up the inevitable alternative view on this subject:

That it is the worst joke in history to find that capital allocation on this planet is not driven by rational decision making at all. It is driven by the career choices and the narcissism and the emotional trauma and sickening sublimations of self-hatred of people who could have flourished and instead were destroyed by apparatchiks.

Yes, I agree. Mr. Blankfein will have to think about that.

And if he cannot find any good business case why he should be thinking about that, then he should be going back to business school. He might learn that there is more to rational decision making than meets the eye.

It might turn out to be something along the lines why the Soviet empire failed.
photo
HamletsMill
All Myth is Astronomy
11:36 PM on 04/30/2010
Re-fanned.
09:42 PM on 04/30/2010
If Goldman Sachs and JP Morgan is not completely SHUT DOWN and JUSTICE is not brought to bear on their fraudulent criminal activities, this nation and the world will not survive and plunge into a New Dark Age.

It's not just Goldman Sachs that's the problem but the fact that the entire PONZI scheme of 1.4 quadrillion in worthless derivatives and credit-default swaps must be wiped out of existence through a global ultra-strict Glass-Steagall standard.

1.4 quadrillion is many times more then the global GDP and has no right to be collected by the thieves who run these frauds like Goldman Sachs and JP Morgan.

A choice is not 'what will Goldman Sachs do in the aftermath' but 'will the United States destroy once and for all the fraud of worthless derivatives and credit-default swaps by putting gambling casinos, such as Goldman, into RECEIVERSHIP and Chapter 7 liquidation'?
photo
HamletsMill
All Myth is Astronomy
11:42 PM on 04/30/2010
Absolutely spot on post! No one has yet explained how the Lehman Brothers CDS mess was settled for 4 Billion on October 16, 2008 when ALL analysts at the time calculated it would have a net loss of between 240-400 billion. THAT fear was the trigger for the TARP hysteria to begin with! Yet there was ZERO transparency as to exactly how it all netted out among the counterparties and that is the case to this hour! NAKED Credit Default Swaps and NAKED short selling are destabilizing financial cancer plain and simple. They are financial nuclear weapons and they are still legal worldwide! How long can this go on with TOTAL IMPUNITY until the next chain reaction? How long?
01:07 AM on 05/01/2010
Great post and oh so true! Goldman Sachs is nothing but a big criminal organization with expertise in creating ponzi schemes and naked short selling. Naked short selling MUST be outlawed once and for all... otherwise all of this will happen again... and again... and again.
04:47 PM on 04/30/2010
I think the Board of Goldman will sacrifice Blankfein. They hardly have a choice. It could be THE only strategy left to save the firm.
04:45 PM on 04/30/2010
Blank and Cohen ruined Goldman for a quick profit in terms of their 140 year history. He doesn't know... what is a client. Like he thinks God's role probably is, he can make a market, participate in it, do anything without a single duty to anyone. That's a trader's mentality. The traders took over the bank and paid all those bonuses so the client portion would lose its voice. Now, they want to use this to capture clients. Read this email from exhibit and tell me if you think their latest strategy will work. I don't. It is amusing however...

From: Kraus, Peter
Sent: Wednesday, September 26,2007 10:15 PM
To: Blankfein, Lloyd
Subject: Re: Fortune: How Goldman Sachs defies gravity

I met with 10+ individual prospects and clients (and 5 institutional clients) since earnings were announced. The institutions don't and I wouldn't expect them to, make any comments like ur good at making money for urself but not us. The individuals do sometimes, but while it requires the utmost humility from us in response I feel very strongly it binds clients even closer to the firm, because the alternative of take ur money to a firm who is an under performer and not the best, just isn't reasonable. Client's ultimately believe association with the best is good for them in the long run.
photo
HamletsMill
All Myth is Astronomy
11:45 PM on 04/30/2010
Fanned. This is the world of the "BEST" and the "BRIGHTEST". God help us!
01:10 AM on 05/01/2010
They are the best.. the best at scamming people out of their money. This is what a Harvard education has taught them. We are doomed.
photo
HUFFPOST SUPER USER
michaelgury
Communications CEO
01:04 PM on 04/30/2010
Blankfein reminds me of that creepy animated character in the Lord of the Rings movie. I think his name was Gollum. He's small, gray, bald, spindly and naked and runs up and down rocks. His dialogue is crazy, and at some point he admits to killing a man. Blankfein wasn't nearly as articulate or honest, although under oath he did mumble something about not being in the consumer banking business, which I take to mean that any form of corporate communications or philanthropy is beneath his august organization. I have worked with GS a number of times in M&A transactions, and I can attest to the fact that you won't always get the Yankees, more often than not it will be the Bad News Bears. The fees for their astonishing foul balls are indeed incredible, thus I suppose ensuring their longevity and their ability to enrich a few sleep-deprived twenty-somethings, as well as Gollum himself.
12:48 PM on 04/30/2010
Watching Blankfein and his minions from Australia (courtesy of c-span), I was struck by two things. The first was that Blankfein looked and spoke like a salesman; whenever things went off the script, he seemed genuinely out of his depth, as sales people tend to be when they're asked questions that they haven't already rehearsed. The second was that he and his minions all chorused the agreed slogan, that Goldman Sachs was a 'market maker'. In practice, what that seems to boil down to is that GS created instruments so complex and opaque that even 'sophisticated' investors had no idea of the risks they were taking when they bought in, often for quite small margins. And sure as eggs, Goldman Sachs wasn't going to tell them about the risks, because they only dealt with sophisticated investors (who could do their own research) and they didn't have to disclose their own proprietary trades. Seems to me that as an investor under those circumstances, you've got no hope, especially if the organisation concerned is being run by the sales arm.
photo
HamletsMill
All Myth is Astronomy
11:47 PM on 04/30/2010
Excellent insight. Fanned!
12:25 PM on 04/30/2010
Baloney! This article makes it sound that Goldman-Sachs is somehow misleading the poor students with dreams of riches. The truth is that the students were already greedy and selfish before they started working there. Why else would someone pay that high tuition at an Ivy League school unless they planned on cashing in on the degree.
01:21 PM on 04/30/2010
But Blankfein didn't go to that kind of school; he got to Harvard through public schools in the Bronx.
photo
HUFFPOST BLOGGER
Tony Schwartz
Tony Schwartz is CEO of
01:35 PM on 04/30/2010
I don't believe for a minute that Goldman Sachs or any other investment bank is misleading students with dreams of riches. It's the students themselves who are seduced by the promise of riches. I'm simply suggesting that banks -- indeed companies in general -- need to give employees a richer value proposition if they want to win their hearts and minds, and not just appeal to their pocketbooks.
photo
HamletsMill
All Myth is Astronomy
11:53 PM on 04/30/2010
There is absolutely NOTHING that anyone can teach you for $200,000 except medical school to be a surgeon that is worth that kind of investment. Being an investment banker or a lawyer is a zero sum game for society. Everything else can be self-taught. EVERYTHING! Then go and take the professional certification tests for your profession to get past the paper gate keepers. Once you get into your profession THAT is where the real learning begins. I have an Ivy League B.S. degree in Economics but I earn a living as a software engineer. I work with many people who are completely self taught in programming with just a high school diploma who are very, very good at what they do. Paper degrees mean very little in the real world. Creativity and discipline cannot be taught. Each person must develop that level of skill themselves from within. To believe someone who went to ANY school ANYWHERE for 4 or 5 years knows anything actually socially useful AT ALL is brainwashed comedy!

Our current educational system is a TOTAL SCAM. Read Martin Anderson's famous 1992 book "Impostors in the Temple".

http://www.amazon.com/Impostors-Temple-Decline-American-University/dp/0671709151
01:20 PM on 05/01/2010
Yeah, but appealing to their pocketbooks works for a long time. When you've got best friends from university who are earning literally a hundred times what you are, and you're doing a sixty-hour week, it's easy to see how you'd be seduced, if anyone bothered to try and seduce you.

It's structural, Tony; there's no point in wishful thinking about how people might uncover the lost hippie in themselves.

My elder daughter is a vet and my younger daughter is an engineer, and both of them have already seen most of their classmates opt out of their professions and go into something sales-oriented, which pays much more money. It's always the easy way to go. That's why I noticed Blankfein.

Deja moo - I've seen this bullshit before.
11:31 AM on 04/30/2010
Tony is wrong. to assume GS will automatically survive and thrive is projection of the past.
GS is a dinosaur....think about it, the Hudson Bay Trading company failed pretty fast after a hideous assault on the wildlife of America.....we all wish for the demise, not re-forming, of GS.
May they fail soon.
12:03 PM on 04/30/2010
wishfull thinking I am afraid, these guys are far too connected. After this kabuki dance GS will get a slap on the wrist and it will be back to business as usual
photo
HamletsMill
All Myth is Astronomy
11:59 PM on 04/30/2010
That is certainly the history of these moments in the "financial system" of the United States. Google the "Aldrich Commission". These entrenched interests in American society from the first wave of industrialization in the 1870's use every crisis to then run the table to get what they want. They are trying again now. They are formidable. I do not think the current Senate and Congress of the United States are up to it. It will take a new successful national Political Party. I think that will happen over the next 25 years if we can survive.
This user has chosen to opt out of the Badges program
KarenM
Former Air Force Brat.... I've lived all over the
11:22 AM on 04/30/2010
Dream on! It'll never happen with Blankfein in charge. After all, he already thinks they're doing "God's" work. Of course, I take that to mean the vindictive god in the Old Testament, rather than the compassionate god in the New Testament.

Not that I'm really a believer...
HUFFPOST SUPER USER
johnnymainstreet
11:18 AM on 04/30/2010
Tony, This logic will be completely lost on Wall Street Investment Bankers. There are none so blind, the refuse to see. Money, Money,Money that all it's about, this is all that the majority of people who work on Wall Street care about. Your're right the ends justify the means. They have sold their heart, mind and souls to the devil to increase their share of "earthly treasures". You know the old saying you can't take it with you", most of these people think they can. I feel sorry for them. But, over the last 30 years we have brain washed our best and brightest and a good many others that money solves all problems. Money only solves money problems, There are good things in life that you can't put a price tag on. I just wish they would keep their financial disasters confinded to their own little circle and leave the rest of us alone.
photo
HamletsMill
All Myth is Astronomy
12:03 AM on 05/01/2010
Indeed. They are a lost generation of completely clueless souls. Apparently it is now 40% of all people with Ivy League educations. It is a great tragedy of tremendous spiritual carnage.

"Anything is one of a million paths. Therefore you must always keep in mind that a path is only a path; if you feel you should not follow it, you must not stay with it under any conditions. To have such clarity you must lead a disciplined life. Only then will you know that any path is only a path, and there is no affront, to oneself or to others, in dropping it if that is what your heart tells you to do. But your decision to keep on the path or to leave it must be free of fear or ambition. I warn you. Look at every path closely and deliberately. Try it as many times as you think necessary. Then ask yourself, and yourself alone, one question.... Does this path have a heart?.... If it does, the path is good; if it doesn’t, it is of no use. Both paths lead nowhere; but one has a heart, the other doesn’t. One makes for a joyful journey; as long as you follow it, you are one with it. The other will make you curse your life. One makes you strong; the other weakens you."

- Carlos Castaneda
11:08 AM on 04/30/2010
What we need Sacks 'o Gold to do is start making money the old fashioned way - like the robber barons of old did - investing in infrastructure, Industries, buildings and other activities like technologies that actually benefit society as a whole - in other words the real economy where things are made and people are employed

rather than skimming off moving other peoples money around, ponzi schemes and risky gambles
11:06 AM on 04/30/2010
The language that LB would immediately understand is jail time not a decent letter like this.