Vivi Friedgut
Blackbullion is an innovative and completely independent education company working to help everyone become money smarter.
We work through schools, universities and the innovative companies and believe that nothing looks as good as debt free feels. How can we help you?

Check out our latest book helping parents help their kids get money smarter


Entries by Vivi Friedgut

When People Go to War... Over a Latte

(0) Comments | Posted April 15, 2015 | 4:11 AM

It is always interesting to take a step back from the world you live in and view it through someone else's eyes.

Earlier today I had a presentation, and two meetings, and this evening I am looking forward to a Q&A with Ed Balls, the shadow chancellor....

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The Magic Men Making Us Broke

(0) Comments | Posted August 11, 2014 | 11:36 AM

In "the Men who made us spend", a documentary which could only be shown on a channel not reliant on advertising, Jacques Peretti dissects the origins of consumer culture. Over a month Peretti goes down the debt lined rabbit hole to investigate the sometimes insidious world of behavioural consumerism, the...

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If Djokovic and Federer Did Start Ups

(0) Comments | Posted July 7, 2014 | 7:19 AM

The Wimbledon men's final was incredible to watch.

Sure there is the fantastic fitness, talent and stamina to admire and watching universally admired sportsmen giving their best is an inspiring way to spend an afternoon. To watch them determinedly pursuing every ball, every point and every opportunity made ogling the...

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What Terrorists Can Teach Us About Education

(0) Comments | Posted May 11, 2014 | 2:11 PM

There is something upon with Boko Haram and I agree.

Boko Haram, the terrorist group which kidnapped hundreds of girls in Nigeria, and I are in complete agreement that education works. Of course we wildly diverge in our beliefs; I believe everyone should have as much education as possible...

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If You Don't Know Your Numbers, You're Screwed as an Entrepreneur

(0) Comments | Posted April 30, 2014 | 11:00 AM

Financial education as an employability skill is clear. In fact The Howard Davies Review of Enterprise and the Economy in Education identified financial literacy as an essential ingredient of employability.

In the US employers are increasingly checking the credit history of a potential employee. They use it...

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Why I Love Cash and Hate Contactless

(0) Comments | Posted April 1, 2014 | 1:44 PM

As someone who regularly calls for innovation and necessary disruption in the financial sector it might seem strange, what I am about to say.

I don't like contactless cards.

Don't like 'em. Won't use 'em.

I like cash, I love cash, cash makes me happy and cash...

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Enough Death and Destruction Please - We Deserve Better

(0) Comments | Posted March 3, 2014 | 4:33 AM

We aren't short of high profile bad news this week; violence in the Ukraine, the trial of Oscar Pistorius in South Africa, head-butting football managers here at home, and all manner of death and destruction all over the place.

It's enough to say "stop the world.... I want to...

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Why Marshmallows and Money Are the Key to Success

(0) Comments | Posted February 21, 2014 | 10:08 AM

The National Union of Students estimated that in 2012-13, the total average expenditure for a university student living and studying in England (outside London) was £22,189 per annum. This figure comprises tuition fees and living costs, including accommodation, food, personal items, leisure and travel.

This is an...

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Life's Not Fair... What Are You Going to Do About It?

(0) Comments | Posted August 6, 2013 | 8:37 AM

I was fascinated by a conversation I had with a newly graduated student last week.

During the lunch break of a full day employability session we were running at a London university, he came to me to air his frustrations about the current job market.

The student, who...

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Are You Buying Stuff Cecause of Low Self-Esteem?

(0) Comments | Posted June 23, 2013 | 5:19 PM

Today I am finding myself fascinated by Professor Maslow. Fascinated because when coupling the hierarchy of Maslow with Ethics of the Fathers 3:17 we can learn something profound about what drives our decisions.

Disclaimer - I am not a theologian but rather an observer of human behaviour, an economist raised...

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Too Much "Communication" Not Enough Talking

(1) Comments | Posted June 18, 2013 | 7:48 AM

I long ago stopped listing to an ipod on the tube. When I realised I was probably doing myself permanent damage, by having the volume so loud to counter the general noise of the train, I began leaving it at home.

Because I was free of distraction I noticed...

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Could Star Trek Hold Some Answers?

(0) Comments | Posted May 6, 2013 | 1:26 PM

It was fortuitous that Star trek premiered in London on Thursday.

Fortuitous because it bookended a week which started with a tragic factory fire in Bangladesh. A factory producing cheap clothing for global brands sold internationally.

A fire which was, no doubt, exacerbated by a building with substandard structural integrity...

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A Millenial Rallying Cry...

(1) Comments | Posted April 24, 2013 | 6:42 PM

My parents straddled that fine line so many good parents seem to battle with - the line between "you can do anything you set your mind to" and "nobody owes you anything"

I never truly appreciated just what a potent combination of truisms these are. Powerful apart but unbeatable together....

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Talking 'Bout Our Generation

(1) Comments | Posted April 15, 2013 | 3:59 AM

I dedicate a day a fortnight to meet with people who inspire me and add spice to my thinking. Spending time with such people feeds my soul with new ideas. I always leave elatedly excited.

So it was fabulous to talk a million miles an hour with Na`Omi Canart last...

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Screw Fair - Let's Treat Small Businesses Unfairly

(1) Comments | Posted February 21, 2013 | 5:24 PM

Chuka Umunna recently set a new year's resolution to not use the phrase 'SMEs' and accurately made the point that not all small businesses are the same so lumping them into a homogenous pile is wrong.

The European Commission classifies a small business as any enterprise with less than...

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The Nerds Are in Charge. Thank God.

(0) Comments | Posted February 21, 2013 | 11:34 AM

Andy Warhol told guests at an exhibition of his art in Stockholm in 1968 "In the future everyone will be famous for fifteen minutes." I wonder if he knew just how right he would be and the unintended consequences.

The ease of becoming famous, even if only for a...

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The Global Trend You Don't Yet Know About!

(0) Comments | Posted February 9, 2013 | 7:19 PM

To paraphrase Plato - austerity is the mother of invention and one invention moving from revolution to movement is the share economy.

The share economy is transforming the way we consume, work, and travel and like all economic concepts is based on supply and demand. On one side, individuals...

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Don't Complain if You Don't Show Up...

(0) Comments | Posted February 2, 2013 | 5:52 PM

National Student Money Week is in mid February and is the highly publicised focus point for financial education offered in universities and colleges across the UK. We are delighted to be involved for a second year and are hoping that NSMW13 will provide a positive message of financial...

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Would you rather be a Boomer?

(0) Comments | Posted January 23, 2013 | 5:41 PM

I am often asked how we dare preach saving to young people living in debt. I am asked how it is possible that the young-and-broke generation, my generation, can be asked to make even further sacrifices by saving for their future.

What is the alternative? Only by telling the truth...

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In an Age of Austerity is It Okay to Marry for Money?

(55) Comments | Posted January 10, 2013 | 6:00 PM

For many women, "should one marry for love or money" was an amusing question in our 20s but has many more shades of grey in our 30s. In financially difficult times the split in answers seems to depend on where you stand. Fiscally.

Some of our cohort are financially...

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