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William S. Lerach

William S. Lerach

Posted: September 29, 2010 07:25 PM

Now that President Obama's "recovery summer" has fizzled and it's clear we are in for a "jobless" recovery, it is worth examining who bears the responsibility for this predicament -- near 10% unemployment (with millions more so discouraged they have given up looking for work and are not even counted anymore) despite a trillion-dollar stimulus. The manufacturing jobs which were once the backbone of the American economy and fueled the job growth that pulled America out of prior recessions just aren't here anymore. In the name of "free trade," millions of those jobs got shipped overseas to unregulated markets where cheap labor is abundant, environmental restrictions are lax and working conditions are abysmal -- making the costs of corporate production there much lower.

Who bears the responsibility for this structural impairment of the American economy? The Wall Street banks and the multinational corporations, along with those who have done their bidding in Washington for the past few decades are responsible. The Republican politicians that these financial interests own -- and the corporate Democrats they have "seduced" with campaign money -- have been their willing instruments. While millions of ordinary Americans cannot find a decent job and our nation's economy sputters, the Wall Street bankers still make gobs of money, the multinational corporations are as profitable as ever and their political friends in Washington sit on top of stuffed campaign coffers.

Capital is liquid. Without restrictions money flows to where it can earn the highest returns, regardless of any burden its flow inflicts on those left behind, or the hardship inflicted upon the humans who will toil to create the return on that newly placed capital. If a corporation can build a factory in a Third World country where workers are not organized, wages are low and the cost of worker safety and environmental protections are nil and still sell its products here and in other wealthy countries, it will do so. The executives who decide to take capital to remote locations suffer no personal hardship from the fact that a factory that could have been built in America won't be -- or a factory that was in America will be closed and replaced by a Third World site.

This is equally true of Wall Street bankers. It makes no difference to them if a factory in Iowa is closed and the lives of the well-paid workers there are destroyed so that their multinational corporate client can build a replacement factory in Bangladesh. The rapacious bankers pocket the same huge fees for raising the capital required to fund the replacement factory regardless of where it is built, the new workers are located or what happens to the American workers left in the dust. Over two million American manufacturing jobs have been lost to overseas sites in recent years. No one can count how many jobs that could have been created here have not been.

Over time a nefarious bargain was struck between the politicians and financial interests that helped lead to our present predicament. Republicans -- doing the bidding of Wall Street and their corporate masters -- pushed relentlessly for "free trade" agreements, the real purpose of which was to facilitate replacement of American manufacturing facilities with cheap overseas production. It happened with steel and auto workers and their supply chains; the clothing and carpet manufacturers -- the garment workers -- you can go on and on. The Americans who held these good jobs were thrown away. But the Wall Street bankers and corporate executives enjoy even better lives than before. They benefit from goods being manufactured in Third World countries. That boosts the profits they use to pay themselves excessive salaries and outlandish bonuses.

Unfortunately, Democrats who were in a position to prevent the actions that gutted our manufacturing base did not do so. The "enterprise" Democrats who serve Wall Street and corporate interests went along with these disastrous policies. Republicans in turn tolerated the massive growth of the Democratic favorites Fannie Mae and Freddie Mac. This furthered the Democratic goal of fostering increasing home ownership by lower income people and had the convenient impact of benefiting the bankers who made gargantuan profits by packaging up tons of dubious mortgages being generated by the housing boom and peddling them to pension funds all over the world. This arrangement also benefited the corporate-financial complex as the gigantic housing bubble masked the true negative economic impact of America's diminishing manufacturing base resulting from the globalization they wanted. The bankers made gobs of money from financing industrial relocation to the Third World and home mortgage securitization. The campaign coffers of their political enablers were kept filled.

But then the music stopped. There were only so many houses to be built and sold with 100% mortgages to under-qualified buyers. When the house of cards collapsed the financial system imploded and came to the edge of a complete collapse. The United States and most of the world plunged into the worst economic decline in the past 50 years. Unemployment here skyrocketed to 10%. Over eight million jobs were lost. Unemployment is really over 20% when the millions of other workers who are so defeated they have given up looking for a job are figured in. The Wall Street banks, of course, were rescued by their Washington allies who funneled hundreds of billions of taxpayer dollars to them to save them from the "free market" consequences of their own greedy folly.

The world's central bankers also responded by flooding banking systems with liquidity - "free" money in unlimited amounts to the bankers. The economic decline was stabilized -- at least enough to prevent a repeat of the Great Depression of the 1930s -- for now. But look at the end result. The "bailed-out" Wall Street banks are making tons of money again - but not by lending to American businesses to stimulate economic recovery here -- but by arbitraging the money "loaned" them by the government at near 0% into interest-paying government bonds -- pocketing billions of dollars in risk-free profits and then paying themselves gargantuan bonuses. Multinational corporate profits are back at record levels. The politicians who arranged for the bank bailout and serve these again prospering financial and corporate interests are having no difficulty filling their campaign chests. But where are the jobs? Where are the new factories? What about ordinary people?

America remains a great nation and the vast majority of its citizens, even though they vehemently disagree with each other on many issues, love their country. Their allegiance is unquestioned. But I don't think that's true of a great many of the masters of capital that reside here. Their real allegiance is not to any country, but to mammon.

These bankers and corporate CEOs are "men and women of the world." If the legal and economic rules of the game permit them to make more money for themselves at the cost of ordinary Americans, they will do so. While they may sit in office towers here, their ultimate economic commitment is not to our country or its workers -- their loyalty is to lining their own pockets, regardless of the impact on ordinary Americans. To be fair to them -- they are really the obliging tools of capitalism's "invisible hand" -- if the incentives permit, indeed favor, the flow of capital to places that hurt the American economy -- then so be it. It's the incentives as much as the people.

These harsh words only reflect the reality of raw capitalism. Capitalism was never meant to be pretty or kind. Unregulated, it allocates capital -- and the jobs and the wealth that flow from capital -- in an efficient (ruthless) manner, inexorably seeking the lowest cost of production so as to obtain the highest return. The enormous improvements in computer technology, transportation and communications that have "shrunk the globe" in recent decades have served to greatly emphasize this aspect of under-regulated capitalism -- and accelerate its harmful impact on our developed, regulated economy, with its attendant worker and environmental protections, i.e., costs.

For many years, we created buffers to protect our people from the impact of unregulated free-market capitalism. And, in the not-too-distant past, we had countless numbers of manufacturing facilities, which employed workers who received good wages and benefits - either because they were organized or were collateral beneficiaries of a large, organized American workforce that "raised the bar" for all. And it was those factories and those workers who time and again helped the American economy recover from inevitable periodic economic downturns. But no more.

Often major trends unfold in front of us but we do not recognize them. America is stagnating -- at the tipping point of heading toward becoming a Second -- even a Third World country. Much of the anger we see among people in our country is because they sense it. Bad news for them -- and their children. But grieve not for the financial and corporate elite - even in the worst Third World countries, the economic elite survive -- they thrive -- behind gates and guards in enclaves of luxurious wealth. So it may be in the post-industrial America.

Our factories are gone. Our recovery is anemic. Our economy has suffered structural damage in the name of globalization, which has benefited only the economic elite. But what do they really care if America is in decline? These "people of the world" will continue to profit, no matter that the economic policies they use their power to achieve come at the expense of millions of loyal, ordinary Americans, who are but pawns in a bigger game of international economic exploitation.

 
 
 
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06:46 PM on 10/13/2010
Awesome article Bill, right on the money.

Thank you for your precise insight.

Louis
08:33 AM on 10/03/2010
A very insightful article, but it misses an important point: If the present state of corruption in our political and economic systems continues, there may be no United States in another ten or twenty years. No one has considered how our loss of industrial capacity will affect the outcome of the next major land war when our very existence as a nation is threatened. We did not win World War II because we were smarter than the enemy; we won it because we had the productive capacity to overwhelm them with ammunition and equipment. Forget nuclear weapons; they're unusable.
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12:32 AM on 10/04/2010
Maybe sooner...

http://www.counterpunch.org/roberts07262010.html
Paul Craig Roberts: The Year America Dissolved

"It was 2017. Clans were governing America.

The first clans organized around local police forces. The conservatives’ war on crime during the late 20th century and the Bush/Obama war on terror during the first decade of the 21st century had resulted in the police becoming militarized and unaccountable.

As society broke down, the police became warlords. The state police broke apart, and
the officers were subsumed into the local forces of their communities. The newly formed tribes expanded to encompass the relatives and friends of the police.

The dollar had collapsed as world reserve currency in 2012 when the worsening economic depression made it clear to Washington’s creditors that the federal budget deficit was too large to be financed except by the printing of money.

With the dollar’s demise, import prices skyrocketed. As Americans were unable to afford foreign-made goods, the transnational corporations that were producing offshore for US markets were bankrupted, further eroding the government’s revenue base.

[snip]

ome’s corruption became the strength of her enemies, and the Western Empire was overrun.

America’s collapse occurred when government ceased to represent the people and became the instrument of a private oligarchy. Decisions were made in behalf of short-term profits for the few at the expense of unmanageable liabilities for the many.
Overwhelmed by liabilities, the government collapsed.

Globalism had run its course. Life reformed on a local basis."
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Madagain
antirepublicanism
03:59 PM on 10/01/2010
Yes, of course, according to republicans, it hurts the economy for a worker to ger a $1.00 an hour raise after many years of work in a country with good ecconomic growth. But not for an executive to get a $100,000,000 dollar bonus after getting a similar one last year. Republicans think only in terms of Trickle Down Economics. Nothing but running them out of office will change that.
03:16 AM on 10/01/2010
The factories and manufaturing are gone. IT jobs are gone. Good paying middle class jobs are gone. Pensions and health care are gone - you gotta figure out how to pay for it yourself.

The only irony will be when a big swath of the Wall Streeters are gone too. Don't think a Wall Street CEO won't be just as happy to replace hundreds of mid level 'Vice Presidents', who make way over $250,000 a year with jobs in Singapore, Hong Kong or China or with computerized trading.

The Executice Class would gladly trade 20,000 US jobs for an extra $1 Million in the paycheck.
11:34 PM on 09/30/2010
Legal Risk Caused the Shutdown of U.S Industrial Businesses
--
Labor costs had always been manageable.
But surging legal mania and class action suits could bankrupt over nothing.
Enjoy your joblessness- or open a yankee laundry in China:)
02:35 PM on 09/30/2010
Corporate CEO's mainly create jobs. They are always willing to pay 90 cents for someone who does $1 worth of wrok, so it's not them.

wall street may have been the root of the problem, but they were resurrected irresponsibly in Frankenstein format by the Government, I think we can share the blame there.
01:34 PM on 09/30/2010
Great job Bill. Great overview of how we got to where we are. I think you've found a new career fighting for the average American by writing and speaking about what's really going on in our world economically. I would be interested in your thoughts on possible solutions. My own opinion is that the notion of "raw" and unregulated capitalism is at the heart of the problem. This is what Republicans and conservatives have been selling us since Adam Smith. But capitalism is a game like any other. And you can't have a game without rules and regulations and referees, and strong enforcement of those rules and regulations. The thought of having a football or basketball game without strict and enforced rules and regulations would be ludicrous to both liberals and conservatives alike. The though of having rules and regulations that actually favor the opposing team (competing nations), would be just as ridiculous. One wonders how you can have a country with an economic system that does not favor its own citizens, or at a minimum, does not put them at a disadvantage Which is what we seem to have now -- a system that clearly favors the welfare of capital and its owners over the welfare of its citizens. Maybe it's time for someone to revisit Adam Smith and write a modern critique of capitalism. Because right now unbridled capitalism seems to be our collective God and the world seems ready to follow this false prophet right off the
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William S. Lerach
01:55 PM on 09/30/2010
Thanks for a thoughtful comment
03:21 AM on 10/01/2010
"The thought of having a football or basketball game without strict and enforced rules and regulations would be ludicrous to both liberals and conservatives alike."

It's not ludacris to the "great" conservative economist Alan Greenspan and Fed Chairman under Reagan, Bush I, Clinton and Bush II - in fact he believes rules are bad, he believes markets "Self Regulate".
12:56 PM on 09/30/2010
What must be understood is that these people just don't just do this, this is their value system or one could say their religion. In spite of protestations of 'family values' or whatever, these people value money/profit/material wealth over anything else. They will choose money or the pursuit of money over other people, the environment, their families and friends, their country, their own health, the health and wellbeing of others. Changing some else's value system is usually an exercise in futility, so don't expect to shame or argue them into a different set of values (like caring first for their fellow human beings). All that can be done is to hold them accountable for their actions and how those actions have affected others and society as a whole.
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12:46 PM on 09/30/2010
Excellent overview!!! Easy to understand and to the point though I feel certain the ignorant masses in America will still fail to grasp the long term consequences unless a miracle happens.

Two points that need to be added:
1. Over the last 30 years, politicians gradually learned that it takes a lot of money to compete in an election and the only way to obtain that money is through large donations from the wealthy elite/corporate barons/the plutocrats. Obviously, the arrangement was quid pro quo.
2. Mankind in flawed and the human mind is weak and susceptible to a wide range of influences. The power of the media is enormous. If you can control how the message is delivered, you can control the audience- best example is Fox News. People are influenced out of fear, self-preservation, greed and religion.

America is a great country but it is susceptible to divisiveness. We may be the most diverse country in the world - we began as the melting pot of the world and today the diversity is even greater. Diversity breeds divisiveness and consequently, uniting for the common good may be impossible. Given the challenges and choices that "ordinary" Americans face in coming decades, it is not likely that a civil course will produce results.
11:29 AM on 10/01/2010
MyHO...your second point is right on ... the rightwing set off on buying up the media soon after Nixon's departure. Reagan/Bush got rid of the "Fairness Doctrine", for starters. Think about that...let's get rid of 'fairness'--how American or democratic is that? Then they de-regulated ownership caps allowing huge rightwing $$ to buy up radio and television. When Reagan took office there were about 80 major media companies...today there are 5. There are about 5-6 major congloms in all major economic sectors, when you think of it. Big Finance, Big Energy, Big Food, Big Pharma, Big Insurance, Big Media, Big Defense. Corporatocracy masquerading as democracy. But let's keep waving flags and singing praise at major sporting events.
12:08 PM on 09/30/2010
This is a truly outstanding article!
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William S. Lerach
01:56 PM on 09/30/2010
Thanks
12:01 PM on 09/30/2010
Anyone remember the movie "Brewster's Millions"? He started a political campaign based on encouraging voters to a mass write in vote for:

NONE OF THE ABOVE

Maybe we should give it a go .
11:57 AM on 09/30/2010
Excellent global overview! Is this the "new world order" that Pres. Geo HW Bush was alluding to in a speech during his Presidency?
From 1981 on, we have seen 'merger/acquisition mania' running unbridled with the rise of the oligarchs in every major economic sector. The handful of big banks here now control 63% of our GDP...
There should be a price on the privilege of selling goods in the US ... we should require that at a certain percentage of goods sold here should be made here. The percentage of foreign-made goods sold here has gone from 8% in 1960 to over 60% now. Ironically, the big banks now own about 63% of the US GDP, which is running around $14 trillion.
Now take a look at CDOs and see if you can make sense of these extremely complicated investment vehicles. http://en.wikipedia.org/wiki/Collateralized_debt_obligation

The result? Worthless securities valued in the tens of trillions of dollars peddled around the world.

Have you seen those late night informercials for "Girls Gone Wild"? There really should be one for the big banks and corporate oligarchs titled: "Wall Street Gone Wild". Mr. Lerach is correct ... if we are waiting for the 800-pound gorillas to willingly help the average American, let's not hold our breath. They are content to take on failed banks and distressed properties allowing them to get even bigger...but not better.
11:33 AM on 09/30/2010
I have been saying the same thing for months. I think Wall Street, Corporate America and the GOP are in collusion to see Obama fail. That has been their agenda since Obama was elected and when he started trying to increase regulation. To accomplish this agenda, they have no intention of hiring Americans any time soon. In fact, they would rather outsource American jobs than see the unemployment number go down, therefore making Obama look as if he has had some success with his economic policies.
11:09 AM on 09/30/2010
None of this was accidental. We have watched a planned demolision for 30 years. Brick by brick the corporations and the rich have built the wall that is bringing us to our knees while they have socked away the nation's wealth in their own pockets.
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Capn Scott
the 'moderated' me
10:55 AM on 09/30/2010
Clearly, until offshoring jobs and offshoring manufacturing by United States industry is made more expensive than keeping the jobs here and producing the goods here, nothing will change.

Free-market capitalism is a crock, because plainly those at the helm will loot the cookie jar without heavy regulation, heavy taxes, and heavy penalties for non-compliance. If they don't like it, then move to Dubai, like Haliburton did. Put the turncoat corporations out into the full light of day so everyone can get a good look at them. Only then will they be regulated and shamed enough into proper compliance, and America will return to the manufacturing powerhouse that it was.

And good riddance to those who choose not to comply.
11:24 AM on 09/30/2010
...or maybe, those at the helm will just manufacture cookies in a less expensive kitchen...