I can't tell you how the financial crisis will be solved, when the Dow will return to 13,000 or if home prices will recover anytime soon. But the events of the past two months make it clear our national money habits are in for big changes.
Given that reality, there's one proposal you might want to keep an eye on. A recommendation to shake up the nation's 401(k) system is gaining traction as workers and retirees gape in horror at their investment account balances.
"Four weeks ago this plan didn't have a chance," conceded its author, Teresa Ghilarducci.
::Read about Guaranteed Retirement Accounts and Ghilarducci's proposal