After her sport utility vehicle sideswiped a van in early February, Shirley Kimel was amazed at how quickly a handful of police officers and firefighters in Winter Haven, Fla., showed up. But a real shock came a week later, when a letter arrived from the city billing her $316 for the cost of responding to the accident.
"I remember thinking, 'What the heck is this?' " says Ms. Kimel, 67, an office manager at a furniture store. "I always thought this sort of thing was covered by my taxes."