Bounced check: $32. Stop-payment: $30. A.T.M. charge: as high as $3.
Even now, after all those bailouts, banks never seem to tire of dipping a little deeper into your wallet. Despite the tough economic times and increased scrutiny from Washington, they are keeping most fees at record highs, and are eking out slight increases on others like overdraft charges -- a step they rarely took during past recessions.