For many households trying to improve their finances, tossing out pitches from the bank has become almost automatic. But in recent weeks, Chase has been fanning special letters out to consumers with an offer that it urges them not to refuse.
"Your debit card may not work the same way anymore, even if you just made a deposit. Unless we hear from you," the message, emblazoned in large red type, warns. "If you don't contact us, your everyday debit card transactions that overdraw your account will not be authorized after August 15, 2010 -- even in an emergency," with "even in an emergency" underlined for emphasis.