08/22/2010 05:12 am ET Updated May 25, 2011

MORE Bank Fees Are Coming Despite New Overdraft Rules

The good news for bank customers this summer is that new federal rules should cut down on unexpected overdraft fees.

The bad news is that banks are starting to design new fees to help make up for the surcharges they might lose.

Starting July 1, Wells Fargo & Co. is ending its free checking account, although there will be ways for customers to avoid monthly charges. And Bank of America Corp. is testing an array of account options and fees that will be rolled out later this year.