01/07/2012 10:56 am ET

Bursting Boomers' Inheritance Dreams

Inheritance! Everybody wants one and according to an avalanche of media reports over the past decade, the baby boomers are first in line to get the lion's share of the money. Various sources have predicted that anywhere from $10,000 billion to $40,000 billion in wealth is slated to change hands in the coming years, and phrases like "the largest wealth transfer in history" have been bandied about quite a bit.

Along with the movement of that kind of money, thoughts of early retirement and a life on Easy Street aren't too far behind. But, guess what? According to a study from AARP, all the hype is wrong. In this article, we'll show you why it's better to build your own nest egg instead of waiting around for your inheritance.