The couple in their 50s pulled up to the estate lawyer's office in a snazzy sports car. She was dripping in jewelry and carrying a designer bag. He wore an expensive watch. They lived in a swanky part of town.
The veneer of wealth vanished when they laid out their finances. Home equity? Wiped out by their borrowing. Business? Gone bust. Credit cards? A dozen maxed-out and using another to pay minimum balances.