MONEY
08/06/2012 01:45 pm ET Updated Oct 06, 2012

When To Use Your Credit Card Instead Of Debit

FILE - This file photo taken Tuesday, May 3, 2011 shows a Visa card in a wallet in Richardson, Texas. A technical problem aff
FILE - This file photo taken Tuesday, May 3, 2011 shows a Visa card in a wallet in Richardson, Texas. A technical problem affecting the Visa network barred people from using their credit and debit cards for about 45 minutes on Sunday, April 1, 2012, the company said. (AP Photo/LM Otero, File)

If you're like many Americans, you might find you're saying "debit" instead of "credit" more often at the cash register. Debit card use rose dramatically in the last decade, surpassing credit card use in 2006, according to Federal Reserve estimates.

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