08/27/2012 05:20 pm ET

10 Costs You Should Always Negotiate

With unemployment rising and the likelihood of a raise dwindling, Americans are looking for ways to cut costs across the board.

Unfortunately, many of us overlook the handful of blind payments, like cable and Internet service, that we make each month and don't look twice at the fees on our bank statements. While the idea of haggling can seem daunting, just asking 'What can you do for me?' can often snag you a better deal. Even the FTC assures consumers that mortgages, like anything else, are products, which means their rates are most likely negotiable.

Often, if you gain the trust of the sales rep with the assurance that you're a good customer, he or she will be more likely to shave down extra costs.

Check out our list of 10 things you should always negotiate. After all, you'll never know if you don't try!

10 Costs You Should Always Negotiate