I just turned 62 and am divorced and single. My ex-husband will be 63 years old this year. Is it possible for me to collect on his Social Security now? I am still working, but our unemployed adult son is going to college. Our finances are really tight since I am the only income earner in our home. My plan is to work until I am 66. If I can tap my ex-husband's Social Security soon, what is the impact on my own Social Security benefits?