09/23/2013 09:25 am ET

Taking Advantage Of A Down Market


While it may sound goofy, those of us still contributing to our retirement plans should pray for periodic stock market crashes. This thought is an appropriate follow-up to last week's column citing one analyst's work that suggests the possible existence today of a stock market bubble.

What's so great about a crash under any circumstances? Well, it's an opportunity for inbound contributions to achieve very high rates of return -- which increases the average rate of return for our entire account.

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