11/14/2013 11:12 am ET

Vacation As A Retirement Test Drive

Aldo Murillo via Getty Images

Travel? Study? Volunteer? What will you do when your time is your own? If retirement is approaching faster than expected and you only have a vague idea of how you want to spend your post-work years, consider taking your dreams for a test drive.

Jeff Photiades, ChFC, a wealth management adviser for Northwestern Mutual in Manchester, N.H., recommends using vacation time as a low-risk way to explore new avenues.

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