01/22/2014 10:40 am ET Updated Jan 25, 2014

Hispanics And Blacks Face More Hurdles In Home Ownership: Report

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Blacks and Hispanics are less likely than Caucasians and Asians to apply for a mortgage to purchase a home in the first place, but when they do, they also are much less likely to be approved, according to a joint report by Zillow and the National Urban League.

"A House Divided: How Race Colors the Path to Homeownership" relied on Home Mortgage Disclosure Act data, the Zillow Home Value Index and a survey performed by Ipsos. It discovered a number of instances in which members of minority groups -- particularly blacks and Hispanics -- faced challenges and obstacles in homeownership that differed greatly from what white people experienced.

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