03/27/2014 04:35 pm ET Updated Mar 27, 2014

Discover Card Parody Gives You The Cold, Hard Truth

Next time you call up your credit card company, be grateful they don't answer you like this.

Second City reveals what it would look like if places like Discover served up harsh realities rather than words of encouragement. Instead of pushing you to spend your money, these credit service reps take brutal swings at the real reason you want to make that purchase so badly.

It's a friendly reminder that the next time you want to purchase a $4,000 toothbrush, you may be better off leaving your card at home.