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08/13/2014 10:48 am ET Updated Aug 13, 2014

More Parents Need To Have This Talk With Their Kids Before Sending Them Off To College

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It’s time for another honest talk with your college-age children. It won’t be a shock to them that you want to discuss money — unless you’ve failed to have a “junior” version of this conversation before they became teenagers. But heading off to college demands a much more in-depth look at the financial responsibilities they are taking on — and the “traps” that are likely to tempt them as they embark on their newfound freedom.

The topics may be obvious to you, but at the bottom of the priority list for a student who is worried about seemingly more important matters, such as furnishing a dorm room or apartment, meeting a roommate, choosing classes that allow for sleeping in, or blending athletic schedules with classes.

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