09/10/2014 02:06 pm ET Updated Sep 10, 2014

Do Retirees Need Long-Term Care Insurance?

Jose Luis Pelaez Inc via Getty Images

Health care costs are a big concern for people going into retirement, but the costs of long-term care can still be a shock.

Here are a few facts:

• 70% of people over 65 will need some form of long-term care at some point.

• For married couples, the chance that one spouse will need long-term care rises to 91%, says Byron Udell, CEO and founder of

Read more on USA Today