06/30/2015 10:53 am ET

5 Reasons The Retirement Crisis Is Worse For Women

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It often seems that nearly every day, there's a new report telling us how woefully unprepared Americans are for retirement.

But dig a little deeper into the myriad studies, and another trend emerges: While both men and women lack retirement savings, the picture for women is far bleaker. The gap starts to develop early: A recent T. Rowe Price study of millennial workers found that women were less likely to put money into a 401(k), and those who did had smaller balances than men.

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