One-Word Answers To Your Money Questions

02/08/2017 09:53 am ET Updated Feb 09, 2018


Financial advice is loaded with fine print, disclaimers and caveats. But sometimes, you want a straight answer before digging deeper.

We answered 10 money questions in a single word, and linked to all the extra stuff.

1. How do lenders decide if I qualify for a loan or credit card?

2. What if my credit isn't good enough?

3. Does checking my credit report hurt my score?

4. What score do I need for my credit to be considered "excellent"?

5. How old do I have to be to get a credit card?

6. How do I get money for college?

7. How can I lower my student loan interest rates?

8. How much of my income should I spend on necessities like rent, food and gas?

9. How do I simplify multiple debt payments?

10. How can I save for retirement if my employer doesn't offer a retirement savings plan, like a 401(k)?

Teddy Nykiel is a staff writer at NerdWallet, a personal finance website. Email: teddy@nerdwallet.com. Twitter: @teddynykiel.

This article was originally published on NerdWallet.