What My Mom's Habits Taught Me About Overspending

What I Learned From My Mother's Overspending
In this Thursday, July 12, 2012 photo, a shopper looks at shoes on sale at the Pembroke Gardens living center in Pembroke Pinees, Fla. Americans spent no more in June than they did in May, even though their income grew at the fastest pace in three months. The Commerce Department said Tuesday, July 31, 2012 that consumer spending was flat in June after declining 0.1 percent in May. (AP Photo/J Pat Carter)
In this Thursday, July 12, 2012 photo, a shopper looks at shoes on sale at the Pembroke Gardens living center in Pembroke Pinees, Fla. Americans spent no more in June than they did in May, even though their income grew at the fastest pace in three months. The Commerce Department said Tuesday, July 31, 2012 that consumer spending was flat in June after declining 0.1 percent in May. (AP Photo/J Pat Carter)

I've never bought my own handbag. For years, I was afraid to buy my own clothes. For years, I didn't need to buy my own clothes. Because my mother bought them all for me.

Growing up as an only child gave my mother a privileged existence. Unencumbered by siblings, her parents spent freely on her, so she did the same. Once she married my father, she transferred spending on herself to spending on me and my sister. I would come home to find a large stack of clothes piled high on my bed. She would smile, look both ways down the hall, and shoo me into my room. Then she'd lower her voice to a conspiratorial whisper and say what became her mantra: "Don't tell your father!"

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