The Financial Regulation bill that passed has many flaws, chief among them, says Arianna, that it doesn't prevent "too big to fail." Tony and Bob agree for different reasons that "the people" lose, in that the lobbyists will get to make the rules. Is the Goldman Sachs settlement a real punishment or mere slap on the wrist? Tony says it's a farce -- in far more colorful language! BP may have capped the blown out deep sea drilling well; but really does that mean the end to the devastation? And why are Obama's legislative successes earning him sinking approval ratings?