ALTERNATIVE FINANCING

BUSINESS
Invoice Financing Isn't a One-Size-Fits-All Description. Here's Why
By Jared Hecht, Contributor
CEO and co-founder of Fundera, the most trusted marketplace fo...
You've done great work for a client, but they're dragging their feet when it comes time to pay. You're out the cash you need... And payroll is coming up. Or you need capital to finance your next project.
BUSINESS
There's a New-Old Sheriff in Town: Royalty Financing for Young Ventures
By Victoria Silchenko, Contributor
Founder & CEO, Metropole Capital Group
Do you remember that story from the early '90s when Arthur Fox pioneered royalty financing as a new form of venture capital? No, me neither. But the fact is that's when we got the first revenue based financing model operating here in the U.S.
BUSINESS
The Rebound Effect: Community Revitalization and Real Estate Entrepreneurship
By AdaPia d'Errico, Contributor
CMO @Patch of Land, International Entrepreneur and Explorer of...
When the economy crashes, it's not just individuals who suffer - it's whole communities. Just as individuals have to find ways to regroup and bounce back, so do neighborhoods and cities.
BUSINESS
Forget Your Bank -- Here Are Four New Sources of Capital You Probably Didn't Know
By Gene Marks, Contributor
Small business management columnist, author, speaker, and busi...
Sure, all the traditional means of raising money are still there. And approval rates at big banks and institutional lenders have hit new highs according to a popular monthly credit index report. But banks and those traditional financing options are no longer the only game in town.
SMALL BUSINESS
The Promise and Perils of Online Lending
By John Arensmeyer, Contributor
Founder and CEO, Small Business Majority
By all accounts, our economy is continuing on a path of recovery in the aftermath of the recession.
SMALL BUSINESS
How to Raise Capital But Preserve Your Equity: Royalty Based Crowdfunding (Interview With Arthur Lipper)
By Victoria Silchenko, Contributor
Founder & CEO, Metropole Capital Group
With nowadays technology which keeps simplifying revenue management while making crowdfunding platforms as commodities, I believe royalty based crowdfunding is set to be one of the most popular models in the next two-three years.
SMALL BUSINESS
Have a Hot Food Company? Here Are Few Tips on Finding the Right Financing
By Gary Groff, Contributor
Senior Vice President of Commercial Banking, New Resource Bank
A lot of businesses think they need to bring in equity investors as soon as possible. Every business is different, but building your customer base and revenue stream is going to help you get a better equity deal.
SMALL BUSINESS
'The Knowledge' - Man vs. Machine
By David Sederholt, Contributor
Executive vice president and chief operating officer of Strate...
Fintech or human insight? The simple logic remains that people make the best decisions concerning people and the small businesses they run. We supercharge our data collection and availability, but in the end, it is still a human looking through that telescope of technology.
BUSINESS
"Alternative Financing": An Unnecessary Evil or a Key Service for the Underbanked?
By Gina Harman, Contributor
CEO, Accion U.S. Network
It's important when participating in this conversation to understand who the underbanked are. And alarmingly, according to the 2011 FDIC National Survey of Unbanked and Underbanked Households, they are 1 in 5 households in the U.S. (20.1 percent).
SMALL BUSINESS
Equity Crowdfunding Is Set to Begin This Fall for Small Business Owners. Are You Ready to Snag $1 Million?
By Jerry Chautin, Contributor
Business Mentoring
Unlike donation crowdfunding, all promotions and marketing for equity crowdfunding had to be done on the portals.
SMALL BUSINESS
When VCs Say No
By Lili Balfour, Contributor
Founder of Atelier Advisors. Host of Finance for Entrepreneurs...
We all know about crowd funding, but there are several sources of capital that are rarely discussed: revenue-based loans and asset-based loans. Both types of loans are similar to venture capital in that they work best with companies that have demonstrated potential for strong future growth.
SMALL BUSINESS
Financing Experts Posted Advice Online for Buying and Selling a Business or Franchise
By Jerry Chautin, Contributor
Business Mentoring
SMALL BUSINESS
SBA's New Rules Enable Its Small Loan Advantage Program to Reach Small-Business Owners Nationwide
By Jerry Chautin, Contributor
Business Mentoring
Wisely, SBA modified its rules to permit all SBA lenders to participate in the Small Loan Advantage Program effective June 1. The changes are part of SBA's massive modification to its standard operating procedures.
SMALL BUSINESS
Crowdfunding, a Burgeoning Phenomenon to Raise Money for Some Enterprises and Nonprofits
By Jerry Chautin, Contributor
Business Mentoring
BUSINESS
Don't Abolish SBA; Mills Says Her Agency Is Faster, Quicker, Better
By Jerry Chautin, Contributor
Business Mentoring
Some legislative ideologues and conservative groups would rather abolish the SBA than spend taxpayers' money to boost its small business loan-guarantee programs.
SMALL BUSINESS
Small Business Financing May Suffer From Obama's Proposed Budget and Political Wrangling
By Jerry Chautin, Contributor
Business Mentoring
Small-business owners are holding their collective breaths as the Obama Administration's proposed budget wends its way through the politically-charged Congress.
BUSINESS
Commercial Mortgage Bankers Are Doing Deals As the Real Estate Market Breathes New Signs of Life
By Jerry Chautin, Contributor
Business Mentoring
Rental apartments are back in demand, financing for hotels and motels is loosening up a bit and investors are stepping off the sidelines with wads of cash to do deals.
BUSINESS
HARP Is Harping on the Wrong Solution and Bilking Taxpayers
By Jerry Chautin, Contributor
Business Mentoring
The revised HARP program will help a few homeowners and investors at taxpayers' expense. It will release refinancing lenders from liability. And most disappointing, it may have no discernible effect on improving our economy.
BUSINESS
Lender "Screws Up," Others Can Learn From Its Mistakes
By Jerry Chautin, Contributor
Business Mentoring
Every bank has its own sweet spot for small-business loans and will look at your application somewhat differently. Find the right one and form a business relationship before applying.
BUSINESS
SBA Puts the Kibosh on an Important Small Business Lending Program
By Jerry Chautin, Contributor
Business Mentoring
Community express loans have been widely used by small-business owners in need of small amounts of working capital ― currently up to $25,000 in most areas.
BUSINESS
New Refinancing Program May Help Stem a Pending Foreclosure Disaster
By Jerry Chautin, Contributor
Business Mentoring
Pundits say that $350 billion of commercial mortgage loans are coming due for payoff. The balances still owed are so high that many borrowers will be unable to refinance conventionally.
BUSINESS
SBA Lending Tanks While Business-Loan Applications Proliferate at Sam's Club
By Jerry Chautin, Contributor
Business Mentoring
Amidst the foreboding headlines, there is a not-so-noticeable success story for small-business borrowers. SBA's Community Express Program continues to chug along at a brisk pace.
TECHNOLOGY
Independent Films' New Path to Financing
By Jeff Steele, Contributor
Film finance expert, FilmClosings.com
Indie filmmakers are always looking for money. Now enterprising producers have discovered an unprecedented new resource for funding: they're going online and hitting up their audiences.
BUSINESS
A Small-Business Bank with National Impact Has Died
By Jerry Chautin, Contributor
Business Mentoring
I lost a friend last week. Innovative Bank of Oakland, Calif. is kaput. Just like with other bank failures, the regulators swooped down on the floundering bank after the stock market closed on Friday.
BUSINESS
Real Estate Financing for Businesses and the New Secondary Market Will Create Jobs but the Dybbuk is in the Details
By Jerry Chautin, Contributor
Business Mentoring
A new secondary market for the U.S. Small Business Administration's 504 loan program is up and running.
BUSINESS
Credit-Card Borrowing Is Hurting Small Businesses
By Jerry Chautin, Contributor
Business Mentoring
Once upon a time loans from friends and family ranked as the most prevalent way for entrepreneurs to fund business start-ups. Now, credit cards have jumped to the top of the list.
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