Bottom line: It's called the holiday season, not the spending season. If you enjoy traditional gift-giving, shape your finances throughout the year to make it happen. If you are facing financial problems or simply want to make a change in old spending routines, share that information with loved ones.
This year the average American holiday shopper plans on spending $536.86 on gifts for the holidays according to the National Retail Federation survey. Using that average budget, MyPoints has created this visual guide to show how to divide that budget along with sample gift suggestions for shopping inspiration.
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