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As an employee of a bank offering a national student loan refinance and consolidation program, I often speak with recent graduates looking for guidance on questions regarding their student loans. So, for those of you who still don't fully understand how student loan refinancing works, let me help you out.
Boy, it's a whole different thing to talk about the housing market when it's looking up. President Obama went to Phoenix to talk housing yesterday, a locale no doubt motivated by the double-digit increases in home prices there in recent months. Of course, those gains are off an awfully low base as the state was slammed by the housing bust, but it is well established that the housing market is now reliably rising from the dead, which is pretty much where it was the last time he talked housing out there shortly after he was elected. However, there were a couple of interesting things that came out of the speech.