At a little under three years of age, Bailey Haag can't understand the turmoil on Wall Street. But last week, the little girl's brow furrowed and her face grew sad as she overheard her mother on the phone, reacting to a ripple effect of the nation's economic problems -- her father's layoff.
Although her mother, Claire Crawford Haag, had hoped to shield Bailey from stress, the child knew from her mother's voice that "it was not a good conversation," Ms. Haag says. Noticing her daughter's face crumple, Ms. Haag began fashioning in her head an explanation a small child could understand.
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