NEW YORK (Fortune) -- Don't expect TARP-free banks to unleash a torrent of loans to cash-strapped consumers.
The Treasury Department told ten big bank holding companies Tuesday that they are healthy enough to repay their federal loans. In turn, the big banks said they would repay $68 billion to Treasury's Troubled Asset Relief Program. JPMorgan Chase (JPM, Fortune 500) will be sending Treasury the biggest check, for $25 billion.
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