Unemployed -- And Crossing Her Fingers For A Health Care Bill

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First Posted: 08-18-09 01:50 PM   |   Updated: 09-21-09 12:16 PM

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Maryduffy

Health insurance is mighty important to three-time cancer survivor Mary Duffy, of Redwood City, California. So when she lost her job in June 2008, she opted to pay the big premiums to keep her coverage under the COBRA program. But COBRA has a time limit -- 18 months. In December, Duffy's being kicked loose.

Aside from frantically searching for a job, Duffy has had one hope.

"Honestly I've been crossing my fingers and praying that Obama would be able to pass health care by December," she said in a phone interview.

In between revising her resume "what feels like 387 times," Duffy has been watching in frustration as the man she admired so much has had his signature policy initiative clobbered in Congress.

Duffy said she volunteered for the Obama campaign, knocking on doors and making calls, specifically because of her inability to obtain an insurance policy, due to cancer, from 1992 to 1997.

"To hear today about the president backing off the public option -- Jesus, we're getting to see this man for what he really is," Duffy said. "He seems fully prepared to let men who represent more cows than people steer the ship." (That would be men like Senate Finance Committee Chairman Max Baucus, Democrat of Montana, who represents a state with 967,440 humans and 2.6 million heads of cattle.)

Duffy takes it all with good humor, despite a series of hard knocks.

For most of her professional life she ran her own business, doing food-service consulting for colleges and universities across the country.

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"I was able to make a modest success of it for 20 years," she said. "It was always a small business. A lot of travel, going to a lot of college campuses, which was the fun part, because you got to sit in a room with a lot of college kids who said, 'The food sucks!'"

In 2005, Duffy said she was diagnosed with breast cancer -- for the third time. No more breast-sparing operations, "no more fooling around this time," she said. "By the end of my surgeries I looked more like a teenage boy than a woman." Medical bills piled up, eventually reaching $33,000.

Duffy was glad to land a job with a large company doing similar work that required less physical hustle in 2007. And her health insurance premium dropped from $685 a month to $110.

"That was great until the following June, when I was laid off," she said.

"I had just gotten a raise and three days later I got a call from my boss. He said, 'I have some bad news.' I said, 'This isn't very funny.' He said, 'I'm not trying to be funny.' That was devastating."

Duffy said her unemployment insurance will run out in January. She'll be in the same boat as nearly 1.5 million Americans. It's a common story, but to the people living it out, it can be surreal.

"I turn 60 this Saturday. The job market for 59-year-olds is not that great," she said. "I've thought of going back into the original business, but colleges have cut back. I do little part-time jobs. I can't believe it, but that's all I can get at this point. It's really scary and I don't know what I did wrong."

So now what? "I'm a New Yorker," she said. A friend once told her she has "high bounce." What does that mean? "If you played stick ball, you always want a rubber ball with high bounce," Duffy explained.

"There are days I sit in tears, but the rest of the time it's not worth it to stay down, so you get up and put one foot in front of the other."


Click here for more stories about regular people dealing with unemployment.

HuffPost readers: Lost your health insurance and can't get it back? Tell us about it -- email arthur@huffingtonpost.com.


Health insurance is mighty important to three-time cancer survivor Mary Duffy, of Redwood City, California. So when she lost her job in June 2008, she opted to pay the big premiums to keep her coverag...
Health insurance is mighty important to three-time cancer survivor Mary Duffy, of Redwood City, California. So when she lost her job in June 2008, she opted to pay the big premiums to keep her coverag...
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OBAMA SMOKE SCREEN -- Organizing for America

Last may I attended three meetings on healthcare run by Organizing for America, the grass roots people that got Obama elected. Problem is, the people were all upper middleclass, meetings were in homes most upper middleclass and they talked more like Republicans then Democrats.

In the first meeting after main speaker had finished and said nothing about what the Obama healthcare reform, I asked her what was Obama's position on a public option and she said, "I'm not into politics, I just bring people together..­. Obama is very open to what ever reform Congress agrees on."

In the second meeting, after a half hour and not one word on healthcare reform, I asked, "Are you people for single payer?" Whereupon a man said, "Single payer is to radical." So for two hours it was all about the high cost of medicine but not one word about how to change medicine.

In the third meeting I suggested we put flyers on cars in Wal-Mart parking lots, run box ads in the newspaper and rent a big hall. Whereupon three people said, "People get upset if you push flyers at them... Just health fairs for now... Large meeting are a long way off."

Finally I said , "Unless we organize, all Obama is going to do is force everyone to buy healthcare insurance.­" Funny how no one seemed to unhappy about that.

    Favorite    Flag as abusive Posted 10:12 AM on 08/23/2009

The federal government only nationalizes gamblers like bankers and speculators who lose big on their greed based bets...nev­er something good for the US citizenry

    Favorite    Flag as abusive Posted 08:15 AM on 08/20/2009
- miriamfl I'm a Fan of miriamfl 15 fans permalink

Duffy, my heart goes out to you. Please don't lose hope on Pres O he had to leave this up to the incompetants in Washington because that is how the system works. Pres Clinton appointed Hillary to work on a healthcare plan and she got trashed. I don't know if you have watched Sicko, but I watch it again last night and it was a great documentary. Dejavue all over again it was actually kind of funny in a sick way because it was all the same clowns of the Party of NO. They are doing the same now, but times a changin unfortunately there are millions like you and I don't beleive pres O would sign anything that is not a strong healthcare reform with a public option. He just can't come out and say it. He has to have these bills from these clowns and then do his magic.

    Favorite    Flag as abusive Posted 09:43 PM on 08/19/2009
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UNTRUE

Whatever Obama wants Obama gets. Surely, and if he wanted single payer it would have passed into law three months ago.

    Favorite    Flag as abusive Posted 10:25 AM on 08/23/2009
- miriamfl I'm a Fan of miriamfl 15 fans permalink

You are in a dream world if you honestly beleive that this could be done in 3 months. I don't know how old you are but you must be a kid if you think this way. This is exactly what happened in the 90s and it is repeating itself again. Its my understanding that the only thing a president can do without congress is declare war. That is why there is a congress, for checks and balances however the rightwing has used their majority as a dictatoship.

    Favorite    Flag as abusive Posted 11:25 AM on 08/23/2009
- b1rd67 I'm a Fan of b1rd67 38 fans permalink

A tale of two realities:

3000 people died on 9/11 and the neocons spent trillions (and still counting) to kill hundreds of thousands more (of course they were all brown people so they don't really count right?) and invade a country that had nothing to do with the attack.

18,000 people die each year because they lack access to health care and the neocons call the reform advocates Nazis for trying to spend a trillion dollars over ten years to save people's lives....

So to sum it up:
If you spend money to kill brown people to avenge the deaths of Americans you're a Patriot.
If you want to spend money to save Americans lives by providing health care you're a Nazi!

Maybe we should call it the WAR on health terrorism.­... the right could get behind it then!

Right to life my a$$! More like Right to Kill...

    Favorite    Flag as abusive Posted 02:32 PM on 08/19/2009
- kappa08 I'm a Fan of kappa08 77 fans permalink
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great take...

    Favorite    Flag as abusive Posted 03:36 PM on 08/19/2009

Thank you for your clarity on this issue!

    Favorite    Flag as abusive Posted 03:43 PM on 08/19/2009
- miriamfl I'm a Fan of miriamfl 15 fans permalink

Great post, soooooo trueeeee

    Favorite    Flag as abusive Posted 09:34 PM on 08/19/2009
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SPOT ON!

    Favorite    Flag as abusive Posted 12:37 AM on 08/20/2009
- Dale Larson I'm a Fan of Dale Larson 207 fans permalink
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It's time to end our "risky experiment" of "For-profit health insurance". It's a proven failure.

HR676 http://hr676.orgg) Single Payer system that is proven, pro-business and pro-people:

* Slashes at least 30% of costs off the top by removing private insurance overhead.
* Companies take health care expenses off their books. Stock value increases. Better able to compete internationally.
* Small companies could have access to higher skilled workers because previously they couldn't compete in the labor market by offering similar benefits.
* More entrepreneurial ventures will launch since they have more money and less unrelated risk.
* Dramatic drop in bankruptcies.
* Dramatic drop in lawsuits. Most of these lawsuits are simply to obtain money to cover health care if something interrupts their coverage.
* Reduced system complexity. Greater efficiency due to fewer regulations.
* Savings from employees not having to fight with their insurers during work hours.
* HSA and MSA dollars redirected back into the economy for goods and services.
* Additional money to spend from not having to carry "uninsured motorist coverage" on your auto policy.
* Contract employment is more viable for workers since they are guaranteed access to health care.
* People are covered when unemployed. No chance of being wiped out financially if you lose your job.
* Health care providers (doctors, hospitals, therapists­...) see increase in business with much less administrative expense.

    Favorite    Flag as abusive Posted 12:48 PM on 08/19/2009
- MaryanneAZ I'm a Fan of MaryanneAZ 114 fans permalink
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You have 65 Fans, but 0 congressional votes. The President has your same problem many times over. Why can't reasonable people get others to be reasonable? The answer is: 1. Until it is YOU (your family, your wife, your daughter, your grandma), then no one else matters. That is the calculation that really needs to be addressed. BTW, Fanned & Faved, heck, I'll even through in a Hug too {{{{ hug }}}}.

    Favorite    Flag as abusive Posted 04:49 PM on 08/19/2009
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UNTRUE

Our paid actor president has only one problem, how to keep our self-absorbed majority brainwashed.

    Favorite    Flag as abusive Posted 10:46 AM on 08/23/2009
- Horus45 I'm a Fan of Horus45 33 fans permalink
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Even if Health Care Reform was passed TODAY, this woman would still be waiting years for her coverage to take effect!

    Favorite    Flag as abusive Posted 11:29 AM on 08/19/2009
- b1rd67 I'm a Fan of b1rd67 38 fans permalink

So, what's your point?

    Favorite    Flag as abusive Posted 02:34 PM on 08/19/2009
- MaryanneAZ I'm a Fan of MaryanneAZ 114 fans permalink
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Maybe. While we weren't watching, private health insurers have begun offering individual and family plans on the TV machine. Also, this lady is likely eligible for Medi-Cal due to her diminished financial state. Once you are destitute, then you become eligible for Medicaid.

    Favorite    Flag as abusive Posted 04:51 PM on 08/19/2009
- TeeLolly I'm a Fan of TeeLolly 47 fans permalink

Medicaid eligibility depends on the state you live in. In Ohio, if you don't have dependent kids living with you and aren't disabled, you aren't entitled to any medical benefits (at one point they were giving single adults a whopping $115 per month in welfare "benefits" plus some food stamps, but that may have been discontinued).

    Favorite    Flag as abusive Posted 11:30 PM on 08/19/2009
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the US economy is still a house of cards based on mounting debt. I'm tired of the administration trying to talk up the economy when no one but the very richest will benefit.

hat tip to http://www.iamned.com

    Favorite    Flag as abusive Posted 11:07 AM on 08/19/2009
- itsamessi I'm a Fan of itsamessi 3 fans permalink
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"To hear today about the president backing off the public option -- Jesus, we're getting to see this man for what he really is," Duffy said. "He seems fully prepared to let men who represent more cows than people steer the ship." (That would be men like Senate Finance Committee Chairman Max Baucus, Democrat of Montana, who represents a state with 967,440 humans and 2.6 million heads of cattle.)

This was Epic! LOL

    Favorite    Flag as abusive Posted 09:59 AM on 08/19/2009
- Genep34 I'm a Fan of Genep34 51 fans permalink

That was a great point - and how does Harry Reid get away with letting Mont.,Iowa and north Dakota determine the health care policy for the entire nation.

Harry Reid needs to be replaced. I say Russ Feingold.

    Favorite    Flag as abusive Posted 10:19 AM on 08/19/2009
- Samalabear I'm a Fan of Samalabear 64 fans permalink
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Perfect pick. It couldn't happen soon enough!

    Favorite    Flag as abusive Posted 10:24 AM on 08/19/2009
- MaryanneAZ I'm a Fan of MaryanneAZ 114 fans permalink
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Any true supporter recognizes a ringer when they see one. We elected a President and not a superhero. Repeat After Me: He has no super powers, he has no super powers, he has no super powers. The Committee should have been manned with a 60/40 configuration to represent the senate division accurately. Why do members of the FINANCE committee have so much trouble with NUMBERS? Does this fact scare anyone else?

    Favorite    Flag as abusive Posted 04:55 PM on 08/19/2009
- Halsey I'm a Fan of Halsey 33 fans permalink
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Part II..is for Ms. Duffy..my gawd..you are an AMERICAN..­yet we're allowing you to have this fear..what is WRONG with this country...­I WANT my tax dollars to ensure your health...(­don't get me started on TARP...a BIG mistake on obama's part...let­'s face it..he's TOO nice and TOO trusting of his Rahm and the other Goldman Sachs pirranhas (sp?)..tho­se mean fish... I too had (maybe still have)...ag­gressive cancer...m­y kind..no tests to say "if" it's back..so..­with ME..also to be laid off very soon...and 54, female..I accept that I will die if there is recurrance­... I WANT obama..to parade..ye­s PARADE..a bunch of sick (very sick) people...I­N FRONT OF ALL THE CAMERAS IN THE FULL HOUSE!...c­hildren, woman, old men...and POINT his finger at say "grassley or bacchus)..­and say..I can't do it..YOU PICK the One's who should die from lack of insurance.­.. Obama needs to quit thinking of 2012..take a change on being one-term..­.and SHOVE sick American's down the collective throats of the press and congress..­and just stand there..til they pick their victims...­let silence be the leader...

Mary...I NEED you to be well...you ARE America

    Favorite    Flag as abusive Posted 12:15 PM on 08/22/2009
- Halsey I'm a Fan of Halsey 33 fans permalink
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part I...itsa..

itsa...Epi­c..maybe..­but I deplore that stupid LOL at the end of so many "thoughtful" comments..­it is NOT LAUGH OUT LOUD funny...it­'s horrid..an­d yes..Obama has (not too late)..buc­kled under a man I voted for a jillion years ago when I lived in Montana..(­I did it just to piss off my way repubican parents)..­who KNEW I was voting for the worst type of politician­...a democrat who IS...I won't even denigrate republicans in comparison­..Bacchus (my spelling of this crow)...is evil and greedy and his hubris.. Now..a good thing..yes­terday there WAS a scathing piece (also shown here on Huffpo)..a­bout the backlash..­78% of HIS construent­s..reg. demos in Montana are FOR the public option..78­%!..hell, even 20% of repubs are!..this is two parts....w­ith no LOL's...

    Favorite    Flag as abusive Posted 12:16 PM on 08/22/2009
- kewps I'm a Fan of kewps 10 fans permalink
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Mary Duffy, YOU didn't do anything wrong. A lot of us are falling through the cracks these days. If we don't at least get a public insurance option, those cracks will become chasms and will swallow a whole bunch of us. My best thoughts are with you, Mary.

    Favorite    Flag as abusive Posted 09:30 AM on 08/19/2009
- Samalabear I'm a Fan of Samalabear 64 fans permalink
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I second that. I want to say, also, that I am glad I read this story and that it's a pleasure you meet you. You have a lot of strength -- a lot more than you probably think you have right now.

    Favorite    Flag as abusive Posted 10:32 AM on 08/19/2009

I'd also like to point out that Ms. Duffy, if unemployed, is qualified for Medicaid coverage until she does find a job with benefits. Why not focus more on reforming medicaid and other programs that already exist for these types of situations.

    Favorite    Flag as abusive Posted 09:06 AM on 08/19/2009
- RWFail I'm a Fan of RWFail 2 fans permalink

What?

She has no health insurance. But of course, you dont care about her do you. Shes must be a stining liberal.

    Favorite    Flag as abusive Posted 09:11 AM on 08/19/2009

Please read my post below this one...this post was "in addition" to my other post. Also, Medicaid is insurance.­..which she qualifies for immediately. Waiting for reform that won't take effect until 2013 isn't going to help her NOW.

    Favorite    Flag as abusive Posted 09:17 AM on 08/19/2009

You aren't eligible for Medicaid if you own your own home or any property or have any assets. At least in my state. You have to lose everything in order to qualify for Medicaid.

    Favorite    Flag as abusive Posted 09:39 AM on 08/19/2009

Not true, I have family members that were both employed, owned a home and got on Medicaid with no problems. Their income was still low enough, even with both working full time, to qualify.

They didn't lose anything.

I'm sure everyone's situation and experience with Medicaid is different, but this only reinforces my assertion that it would be easier to reform Medicaid immediately than to wait on a massive health care overhaul that won't take effect until 2013. If Medicaid was made efficient and reformed so that it worked as it should, most of these people would be able to utilize it when they need it.

    Favorite    Flag as abusive Posted 10:02 AM on 08/19/2009

Even if this bill was passed today, it wouldn't take effect until 2013. These people seem to need help now. Why isn't this site, and others that use these people as sympathy stories to sell health care reform, stepping up and helping directly? Why isn't this site starting a donation request for this woman to get her through until she finds a job or the reform is effective.

I oppose the current reform bill, but I would gladly donate money if someone would set up a system to do so.

Don't use these people's miserable situations for political gain. Help them now. If this were truly about compassion to those who need it, we wouldn't just post the story and wait for the government. There is no compassion in the government.

    Favorite    Flag as abusive Posted 09:00 AM on 08/19/2009

You are so spot on. They'll use this poor woman to further their agenda, while not offering her a dime. We have benefits all the time in my community for people battling cancer, kids - the insured, the uninsured - you name it. I know how cancer works only too well. My mother should have been gone four years ago, but given the EXCELLENT health care she received, she is alive and still fighting. 2013? That's a long time to wait when you have cancer.

    Favorite    Flag as abusive Posted 09:56 AM on 08/19/2009

Like I said, I would be happy to donate money if they set up a fund for this woman...bu­t they aren't really interested in her well being...ju­st her story .

    Favorite    Flag as abusive Posted 10:04 AM on 08/19/2009
- b1rd67 I'm a Fan of b1rd67 38 fans permalink

... and who paid for the "EXCELLENT" care that your mother has recieved?

    Favorite    Flag as abusive Posted 10:04 AM on 08/19/2009
- Piatt I'm a Fan of Piatt 15 fans permalink

People like Ms. Duffy were one of the reasons that I donated to Obama and voted for him. How is it that someone who's been so articulate and disciplined cannot manage to develop and sustain a message on one of the most important objectives of his Presidency? How can someone with such political skills be caught so unaware by opposition from the Wingnuts and Blue Dogs?

He's starting to look like Jimmy Carter. If he does a "national malaise" speech, we'll know we're in big trouble.

    Favorite    Flag as abusive Posted 08:45 AM on 08/19/2009

This is just my point...wh­y donate to Obama or any politician if your goal is to help someone in need. Why not just donate to those in need. You know, that regardless of the party, your donation will not be used for its intended purpose. It will likely pay off some lobbyist that has no intention of helping those in need.

If all the money that was donated to politicians that we thought could save the world was donated to people who need health care, think how many people could have received the care they so desparately needed.

    Favorite    Flag as abusive Posted 09:03 AM on 08/19/2009
- Sarahmay57 I'm a Fan of Sarahmay57 11 fans permalink

What happened when the Clintons tried to reform health care was solid industry opposition, that they were unable to circumnavigate.

Obama turned the industries early and deftly.

True, he wasn't expecting the grassroots opposition. But the grassroots opposition is not really about healthcare, they are just unhappy about Obama as president.

    Favorite    Flag as abusive Posted 09:08 AM on 08/19/2009

As a grassroots opposer to the public option, myself, I can assure you it's not about being unhappy with President Obama. It's about not wanting the government, regardless of the party in office, to control yet another aspect of our lives. I support reform, but not reform that expands the government or gives them more power.

Do insurance companies need more regulation? Probably so. Should medicare and medicaid be reformed? Absolutely. Why not offer doctors tax incentives to commit to take a certain number of pro-bono cases every month, and hold them to it. If every doctor would take 10 pro-bono patients a month, alot of preventive care and treatment could be given to millions of Americans that wouldn't normally receive it.

    Favorite    Flag as abusive Posted 09:15 AM on 08/19/2009
- Deni I'm a Fan of Deni 15 fans permalink

I can relate. My COBRA ran out in December 2005. I have not had insurance since then because I've had thyroid and skin cancer. I have watched Obama try to work with Republicans who have one desire in life: to see him fail. It's time to run right over them and give the PEOPLE who ELECTED President Obama what we voted for: health care for all.

    Favorite    Flag as abusive Posted 08:43 AM on 08/19/2009
- JSW1948 I'm a Fan of JSW1948 5 fans permalink

Mr. President, it is time to start depending on and supporting those who supported you on Nov 4. There is nothing on this earth you can do to get those non-supporters on your side. It's not about your policies; it's about what is on your bitthcertificate in the area titled race. We need the Public Option. Why are the insurance companies and the repugs afraid to compete with a public option?

    Favorite    Flag as abusive Posted 08:49 AM on 08/19/2009
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Stop Socialized Medicine! Pledge to Refuse Medicare Coverage Now and Forever!

Okay, here is the deal. If you are attempting to stop healthcare reform for fear of SOCIALISM then I would like you to sign the petition to pledge your support to refuse to use the Medicare you
already have or to promise to never sign up for it. That's right, Medicare is a government run insurance administered by private insurance (unfortunately) to private doctors and hospitals much like
the evil public option in the healthcare bill will be. Not everyone seems to know this as, Rep. Robert Inglis (R-S.C.) told The Washington Post that, at a recent town-hall meeting, a man stood up and told him to “keep your government hands off my Medicare.”

Fear tactics about long lines, hip surgeries that never happen, death panels, etc. are the same type of hysterical exaggerations used in the fight against Medicare back in the 1960s. I figure if you are going to use the same arguments used against Medicare against a new public option for all then you should renounce your ability to sign up for Medicare. I am sure the private market will give you what
you deserve.

If you oppose healthcare reform because you fear SOCIALISM then sign the petition asking for you, the signers, to be removed from or prevented from obtaining Medicare.

http://www.care2.com/causes/politics/blog/stop-socialized-medicine-pledge-to-refuse-medicare-coverage-now-and-forever/

    Favorite    Flag as abusive Posted 08:40 AM on 08/19/2009
- Peter007 I'm a Fan of Peter007 32 fans permalink
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Wow, when did medicare become an insurance plan? That must have just passed congress. Wow.!
And the main stream press never covered that story.
Medicare was always a welfare plan that is currently going bankrupt.
I'm glad the Congress has changed the law to create Medicare Insurance. That means its a risk aversion type of organization. Where are all the assets kept to pay out claims?

    Favorite    Flag as abusive Posted 09:06 AM on 08/19/2009
- b1rd67 I'm a Fan of b1rd67 38 fans permalink

Actually Medicare is fully funded by FICA and State contributions. The reason there is a budget deficit in the Medicare program is because the revenue that is collected to fund Medicare has been diverted for other things like the wars in Iraq and Afghanistan.

    Favorite    Flag as abusive Posted 11:51 AM on 08/19/2009
- KarateKid I'm a Fan of KarateKid 320 fans permalink
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To all these young Republican hooligans with their glib remarks, I say: You'll be where she is at in a very short time, a lot shorter than you think.

    Favorite    Flag as abusive Posted 07:09 AM on 08/19/2009
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