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Unemployed -- And Crossing Her Fingers For A Health Care Bill

First Posted: 09/21/09 01:16 PM ET Updated: 05/25/11 02:50 PM ET

Maryduffy

Health insurance is mighty important to three-time cancer survivor Mary Duffy, of Redwood City, California. So when she lost her job in June 2008, she opted to pay the big premiums to keep her coverage under the COBRA program. But COBRA has a time limit -- 18 months. In December, Duffy's being kicked loose.

Aside from frantically searching for a job, Duffy has had one hope.

"Honestly I've been crossing my fingers and praying that Obama would be able to pass health care by December," she said in a phone interview.

In between revising her resume "what feels like 387 times," Duffy has been watching in frustration as the man she admired so much has had his signature policy initiative clobbered in Congress.

Duffy said she volunteered for the Obama campaign, knocking on doors and making calls, specifically because of her inability to obtain an insurance policy, due to cancer, from 1992 to 1997.

"To hear today about the president backing off the public option -- Jesus, we're getting to see this man for what he really is," Duffy said. "He seems fully prepared to let men who represent more cows than people steer the ship." (That would be men like Senate Finance Committee Chairman Max Baucus, Democrat of Montana, who represents a state with 967,440 humans and 2.6 million heads of cattle.)

Duffy takes it all with good humor, despite a series of hard knocks.

For most of her professional life she ran her own business, doing food-service consulting for colleges and universities across the country.

"I was able to make a modest success of it for 20 years," she said. "It was always a small business. A lot of travel, going to a lot of college campuses, which was the fun part, because you got to sit in a room with a lot of college kids who said, 'The food sucks!'"

In 2005, Duffy said she was diagnosed with breast cancer -- for the third time. No more breast-sparing operations, "no more fooling around this time," she said. "By the end of my surgeries I looked more like a teenage boy than a woman." Medical bills piled up, eventually reaching $33,000.

Duffy was glad to land a job with a large company doing similar work that required less physical hustle in 2007. And her health insurance premium dropped from $685 a month to $110.

"That was great until the following June, when I was laid off," she said.

"I had just gotten a raise and three days later I got a call from my boss. He said, 'I have some bad news.' I said, 'This isn't very funny.' He said, 'I'm not trying to be funny.' That was devastating."

Duffy said her unemployment insurance will run out in January. She'll be in the same boat as nearly 1.5 million Americans. It's a common story, but to the people living it out, it can be surreal.

"I turn 60 this Saturday. The job market for 59-year-olds is not that great," she said. "I've thought of going back into the original business, but colleges have cut back. I do little part-time jobs. I can't believe it, but that's all I can get at this point. It's really scary and I don't know what I did wrong."

So now what? "I'm a New Yorker," she said. A friend once told her she has "high bounce." What does that mean? "If you played stick ball, you always want a rubber ball with high bounce," Duffy explained.

"There are days I sit in tears, but the rest of the time it's not worth it to stay down, so you get up and put one foot in front of the other."


Click here for more stories about regular people dealing with unemployment.

HuffPost readers: Lost your health insurance and can't get it back? Tell us about it -- email arthur@huffingtonpost.com.


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Health insurance is mighty important to three-time cancer survivor Mary Duffy, of Redwood City, California. So when she lost her job in June 2008, she opted to pay the big premiums to keep her coverag...
Health insurance is mighty important to three-time cancer survivor Mary Duffy, of Redwood City, California. So when she lost her job in June 2008, she opted to pay the big premiums to keep her coverag...
 
 
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10:12 AM on 08/23/2009
OBAMA SMOKE SCREEN -- Organizing for America

Last may I attended three meetings on healthcare run by Organizing for America, the grass roots people that got Obama elected. Problem is, the people were all upper middleclass, meetings were in homes most upper middleclass and they talked more like Republicans then Democrats.

In the first meeting after main speaker had finished and said nothing about what the Obama healthcare reform, I asked her what was Obama's position on a public option and she said, "I'm not into politics, I just bring people together... Obama is very open to what ever reform Congress agrees on."

In the second meeting, after a half hour and not one word on healthcare reform, I asked, "Are you people for single payer?" Whereupon a man said, "Single payer is to radical." So for two hours it was all about the high cost of medicine but not one word about how to change medicine.

In the third meeting I suggested we put flyers on cars in Wal-Mart parking lots, run box ads in the newspaper and rent a big hall. Whereupon three people said, "People get upset if you push flyers at them... Just health fairs for now... Large meeting are a long way off."

Finally I said , "Unless we organize, all Obama is going to do is force everyone to buy healthcare insurance." Funny how no one seemed to unhappy about that.
08:15 AM on 08/20/2009
The federal government only nationalizes gamblers like bankers and speculators who lose big on their greed based bets...never something good for the US citizenry
HUFFPOST SUPER USER
miriamfl
09:43 PM on 08/19/2009
Duffy, my heart goes out to you. Please don't lose hope on Pres O he had to leave this up to the incompetants in Washington because that is how the system works. Pres Clinton appointed Hillary to work on a healthcare plan and she got trashed. I don't know if you have watched Sicko, but I watch it again last night and it was a great documentary. Dejavue all over again it was actually kind of funny in a sick way because it was all the same clowns of the Party of NO. They are doing the same now, but times a changin unfortunately there are millions like you and I don't beleive pres O would sign anything that is not a strong healthcare reform with a public option. He just can't come out and say it. He has to have these bills from these clowns and then do his magic.
10:25 AM on 08/23/2009
UNTRUE

Whatever Obama wants Obama gets. Surely, and if he wanted single payer it would have passed into law three months ago.
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miriamfl
11:25 AM on 08/23/2009
You are in a dream world if you honestly beleive that this could be done in 3 months. I don't know how old you are but you must be a kid if you think this way. This is exactly what happened in the 90s and it is repeating itself again. Its my understanding that the only thing a president can do without congress is declare war. That is why there is a congress, for checks and balances however the rightwing has used their majority as a dictatoship.
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b1rd67
Secular Humanist for Reason, Ethics and Justice.
02:32 PM on 08/19/2009
A tale of two realities:

3000 people died on 9/11 and the neocons spent trillions (and still counting) to kill hundreds of thousands more (of course they were all brown people so they don't really count right?) and invade a country that had nothing to do with the attack.

18,000 people die each year because they lack access to health care and the neocons call the reform advocates Nazis for trying to spend a trillion dollars over ten years to save people's lives....

So to sum it up:
If you spend money to kill brown people to avenge the deaths of Americans you're a Patriot.
If you want to spend money to save Americans lives by providing health care you're a Nazi!

Maybe we should call it the WAR on health terrorism.... the right could get behind it then!

Right to life my a$$! More like Right to Kill...
03:36 PM on 08/19/2009
great take...
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MissingAmerica
03:43 PM on 08/19/2009
Thank you for your clarity on this issue!
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HUFFPOST SUPER USER
Dale Larson
12:48 PM on 08/19/2009
It's time to end our "risky experiment" of "For-profit health insurance". It's a proven failure.

HR676 (http://hr676.org) Single Payer system that is proven, pro-business and pro-people:

* Slashes at least 30% of costs off the top by removing private insurance overhead.
* Companies take health care expenses off their books. Stock value increases. Better able to compete internationally.
* Small companies could have access to higher skilled workers because previously they couldn't compete in the labor market by offering similar benefits.
* More entrepreneurial ventures will launch since they have more money and less unrelated risk.
* Dramatic drop in bankruptcies.
* Dramatic drop in lawsuits. Most of these lawsuits are simply to obtain money to cover health care if something interrupts their coverage.
* Reduced system complexity. Greater efficiency due to fewer regulations.
* Savings from employees not having to fight with their insurers during work hours.
* HSA and MSA dollars redirected back into the economy for goods and services.
* Additional money to spend from not having to carry "uninsured motorist coverage" on your auto policy.
* Contract employment is more viable for workers since they are guaranteed access to health care.
* People are covered when unemployed. No chance of being wiped out financially if you lose your job.
* Health care providers (doctors, hospitals, therapists...) see increase in business with much less administrative expense.
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HUFFPOST SUPER USER
MaryanneAZ
Raven enjoys the Halloween candy!
04:49 PM on 08/19/2009
You have 65 Fans, but 0 congressional votes. The President has your same problem many times over. Why can't reasonable people get others to be reasonable? The answer is: 1. Until it is YOU (your family, your wife, your daughter, your grandma), then no one else matters. That is the calculation that really needs to be addressed. BTW, Fanned & Faved, heck, I'll even through in a Hug too {{{{ hug }}}}.
10:46 AM on 08/23/2009
UNTRUE

Our paid actor president has only one problem, how to keep our self-absorbed majority brainwashed.
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Horus45
Liberal Activist, anti-Fascist
11:29 AM on 08/19/2009
Even if Health Care Reform was passed TODAY, this woman would still be waiting years for her coverage to take effect!
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b1rd67
Secular Humanist for Reason, Ethics and Justice.
02:34 PM on 08/19/2009
So, what's your point?
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HUFFPOST SUPER USER
MaryanneAZ
Raven enjoys the Halloween candy!
04:51 PM on 08/19/2009
Maybe. While we weren't watching, private health insurers have begun offering individual and family plans on the TV machine. Also, this lady is likely eligible for Medi-Cal due to her diminished financial state. Once you are destitute, then you become eligible for Medicaid.
HUFFPOST COMMUNITY MODERATOR
TeeLolly
11:30 PM on 08/19/2009
Medicaid eligibility depends on the state you live in. In Ohio, if you don't have dependent kids living with you and aren't disabled, you aren't entitled to any medical benefits (at one point they were giving single adults a whopping $115 per month in welfare "benefits" plus some food stamps, but that may have been discontinued).
11:07 AM on 08/19/2009
the US economy is still a house of cards based on mounting debt. I'm tired of the administration trying to talk up the economy when no one but the very richest will benefit.

hat tip to http://www.iamned.com
09:59 AM on 08/19/2009
"To hear today about the president backing off the public option -- Jesus, we're getting to see this man for what he really is," Duffy said. "He seems fully prepared to let men who represent more cows than people steer the ship." (That would be men like Senate Finance Committee Chairman Max Baucus, Democrat of Montana, who represents a state with 967,440 humans and 2.6 million heads of cattle.)

This was Epic! LOL
HUFFPOST SUPER USER
Genep34
stop the nightmare, end the GOP
10:19 AM on 08/19/2009
That was a great point - and how does Harry Reid get away with letting Mont.,Iowa and north Dakota determine the health care policy for the entire nation.

Harry Reid needs to be replaced. I say Russ Feingold.
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HUFFPOST SUPER USER
Samalabear
10:24 AM on 08/19/2009
Perfect pick. It couldn't happen soon enough!
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HUFFPOST SUPER USER
MaryanneAZ
Raven enjoys the Halloween candy!
04:55 PM on 08/19/2009
Any true supporter recognizes a ringer when they see one. We elected a President and not a superhero. Repeat After Me: He has no super powers, he has no super powers, he has no super powers. The Committee should have been manned with a 60/40 configuration to represent the senate division accurately. Why do members of the FINANCE committee have so much trouble with NUMBERS? Does this fact scare anyone else?
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kewps
My Altered Ego
09:30 AM on 08/19/2009
Mary Duffy, YOU didn't do anything wrong. A lot of us are falling through the cracks these days. If we don't at least get a public insurance option, those cracks will become chasms and will swallow a whole bunch of us. My best thoughts are with you, Mary.
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HUFFPOST SUPER USER
Samalabear
10:32 AM on 08/19/2009
I second that. I want to say, also, that I am glad I read this story and that it's a pleasure you meet you. You have a lot of strength -- a lot more than you probably think you have right now.
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HUFFPOST SUPER USER
femalevet1977
09:06 AM on 08/19/2009
I'd also like to point out that Ms. Duffy, if unemployed, is qualified for Medicaid coverage until she does find a job with benefits. Why not focus more on reforming medicaid and other programs that already exist for these types of situations.
09:11 AM on 08/19/2009
What?

She has no health insurance. But of course, you dont care about her do you. Shes must be a stining liberal.
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femalevet1977
09:17 AM on 08/19/2009
Please read my post below this one...this post was "in addition" to my other post. Also, Medicaid is insurance...which she qualifies for immediately. Waiting for reform that won't take effect until 2013 isn't going to help her NOW.
09:39 AM on 08/19/2009
You aren't eligible for Medicaid if you own your own home or any property or have any assets. At least in my state. You have to lose everything in order to qualify for Medicaid.
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HUFFPOST SUPER USER
femalevet1977
10:02 AM on 08/19/2009
Not true, I have family members that were both employed, owned a home and got on Medicaid with no problems. Their income was still low enough, even with both working full time, to qualify.

They didn't lose anything.

I'm sure everyone's situation and experience with Medicaid is different, but this only reinforces my assertion that it would be easier to reform Medicaid immediately than to wait on a massive health care overhaul that won't take effect until 2013. If Medicaid was made efficient and reformed so that it worked as it should, most of these people would be able to utilize it when they need it.
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HUFFPOST SUPER USER
femalevet1977
09:00 AM on 08/19/2009
Even if this bill was passed today, it wouldn't take effect until 2013. These people seem to need help now. Why isn't this site, and others that use these people as sympathy stories to sell health care reform, stepping up and helping directly? Why isn't this site starting a donation request for this woman to get her through until she finds a job or the reform is effective.

I oppose the current reform bill, but I would gladly donate money if someone would set up a system to do so.

Don't use these people's miserable situations for political gain. Help them now. If this were truly about compassion to those who need it, we wouldn't just post the story and wait for the government. There is no compassion in the government.
09:56 AM on 08/19/2009
You are so spot on. They'll use this poor woman to further their agenda, while not offering her a dime. We have benefits all the time in my community for people battling cancer, kids - the insured, the uninsured - you name it. I know how cancer works only too well. My mother should have been gone four years ago, but given the EXCELLENT health care she received, she is alive and still fighting. 2013? That's a long time to wait when you have cancer.
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femalevet1977
10:04 AM on 08/19/2009
Like I said, I would be happy to donate money if they set up a fund for this woman...but they aren't really interested in her well being...just her story .
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b1rd67
Secular Humanist for Reason, Ethics and Justice.
10:04 AM on 08/19/2009
... and who paid for the "EXCELLENT" care that your mother has recieved?
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HUFFPOST SUPER USER
MaryanneAZ
Raven enjoys the Halloween candy!
05:19 PM on 08/19/2009
I have to wonder why a veteran would have served in the military if she does not support the Constitution. Reasonable people understand that the Constitution's specific references to promoting and providing for the "general welfare" of the U.S. encompasses the right of its citizens to accessible and affordable health care.
Preamble:
We The People of the United States, IN ORDER TO form a more perfect union, establish justice, insure domestic tranquility, provide for the common defense, PROMOTE THE GENERAL WELFARE, and secure the blessings of liberty to ourselves and our posterity, do ordain and establish this Constitution for the United States of America.
Art. 1, Sec. 8
"The CONGRESS SHALL have power to lay and COLLECT TAXES, duties, imposts and excises, TO pay the debts and PROVIDE FOR THE common defense and GENERAL WELFARE of the United States …."
08:45 AM on 08/19/2009
People like Ms. Duffy were one of the reasons that I donated to Obama and voted for him. How is it that someone who's been so articulate and disciplined cannot manage to develop and sustain a message on one of the most important objectives of his Presidency? How can someone with such political skills be caught so unaware by opposition from the Wingnuts and Blue Dogs?

He's starting to look like Jimmy Carter. If he does a "national malaise" speech, we'll know we're in big trouble.
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HUFFPOST SUPER USER
femalevet1977
09:03 AM on 08/19/2009
This is just my point...why donate to Obama or any politician if your goal is to help someone in need. Why not just donate to those in need. You know, that regardless of the party, your donation will not be used for its intended purpose. It will likely pay off some lobbyist that has no intention of helping those in need.

If all the money that was donated to politicians that we thought could save the world was donated to people who need health care, think how many people could have received the care they so desparately needed.
09:08 AM on 08/19/2009
What happened when the Clintons tried to reform health care was solid industry opposition, that they were unable to circumnavigate.

Obama turned the industries early and deftly.

True, he wasn't expecting the grassroots opposition. But the grassroots opposition is not really about healthcare, they are just unhappy about Obama as president.
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HUFFPOST SUPER USER
femalevet1977
09:15 AM on 08/19/2009
As a grassroots opposer to the public option, myself, I can assure you it's not about being unhappy with President Obama. It's about not wanting the government, regardless of the party in office, to control yet another aspect of our lives. I support reform, but not reform that expands the government or gives them more power.

Do insurance companies need more regulation? Probably so. Should medicare and medicaid be reformed? Absolutely. Why not offer doctors tax incentives to commit to take a certain number of pro-bono cases every month, and hold them to it. If every doctor would take 10 pro-bono patients a month, alot of preventive care and treatment could be given to millions of Americans that wouldn't normally receive it.
08:43 AM on 08/19/2009
I can relate. My COBRA ran out in December 2005. I have not had insurance since then because I've had thyroid and skin cancer. I have watched Obama try to work with Republicans who have one desire in life: to see him fail. It's time to run right over them and give the PEOPLE who ELECTED President Obama what we voted for: health care for all.
08:49 AM on 08/19/2009
Mr. President, it is time to start depending on and supporting those who supported you on Nov 4. There is nothing on this earth you can do to get those non-supporters on your side. It's not about your policies; it's about what is on your bitthcertificate in the area titled race. We need the Public Option. Why are the insurance companies and the repugs afraid to compete with a public option?
08:40 AM on 08/19/2009
Stop Socialized Medicine! Pledge to Refuse Medicare Coverage Now and Forever!

Okay, here is the deal. If you are attempting to stop healthcare reform for fear of SOCIALISM then I would like you to sign the petition to pledge your support to refuse to use the Medicare you
already have or to promise to never sign up for it. That's right, Medicare is a government run insurance administered by private insurance (unfortunately) to private doctors and hospitals much like
the evil public option in the healthcare bill will be. Not everyone seems to know this as, Rep. Robert Inglis (R-S.C.) told The Washington Post that, at a recent town-hall meeting, a man stood up and told him to “keep your government hands off my Medicare.”

Fear tactics about long lines, hip surgeries that never happen, death panels, etc. are the same type of hysterical exaggerations used in the fight against Medicare back in the 1960s. I figure if you are going to use the same arguments used against Medicare against a new public option for all then you should renounce your ability to sign up for Medicare. I am sure the private market will give you what
you deserve.

If you oppose healthcare reform because you fear SOCIALISM then sign the petition asking for you, the signers, to be removed from or prevented from obtaining Medicare.

http://www.care2.com/causes/politics/blog/stop-socialized-medicine-pledge-to-refuse-medicare-coverage-now-and-forever/
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HUFFPOST SUPER USER
Peter007
09:06 AM on 08/19/2009
Wow, when did medicare become an insurance plan? That must have just passed congress. Wow.!
And the main stream press never covered that story.
Medicare was always a welfare plan that is currently going bankrupt.
I'm glad the Congress has changed the law to create Medicare Insurance. That means its a risk aversion type of organization. Where are all the assets kept to pay out claims?
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b1rd67
Secular Humanist for Reason, Ethics and Justice.
11:51 AM on 08/19/2009
Actually Medicare is fully funded by FICA and State contributions. The reason there is a budget deficit in the Medicare program is because the revenue that is collected to fund Medicare has been diverted for other things like the wars in Iraq and Afghanistan.
This user has chosen to opt out of the Badges program
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07:09 AM on 08/19/2009
To all these young Republican hooligans with their glib remarks, I say: You'll be where she is at in a very short time, a lot shorter than you think.