Help The Steins: Mother Who Went Blind To Save Her Children's Sight Struggles With Medical Debt [UPDATED]

Huffington Post   |  Victoria Fine
First Posted: 10-13-09 01:36 AM   |   Updated: 10-19-09 02:43 AM

What's Your Reaction?

UPDATE: Due to an overwhelming response from the HuffPost community, we've extended the length of this fundraiser, raising our goal to $30,000 (we were originally hoping to cover the latest round of the Stein's medical bills -- but, thanks to your generosity, we are able to help out with their other outstanding bills). Over 900 contributors have given more than $29,000 since Tuesday afternoon. This is an amazing accomplishment for the first week of the Impact section, and we want to keep the goodwill going.

Gary Stein, Monique's husband, says the family is absolutely overwhelmed by the response from the HuffPost community. "We'll do whatever we can to pay it forward," he says. "I hope and pray that this amazing response can be repeated." Watch the Stein's reaction to the events of the past week and what they want to do for other American families.

Thank you for your contributions -- and all your comments. We want to keep hearing from you.

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On September 28, HuffPost featured the story of Monique Zimmerman-Stein, a mother who shares a rare genetic disorder with her children that causes blindness. Though Zimmerman and her family have health insurance, they are still saddled by astronomical debt from medical bills, which has forced this mother to save her daughters' sight by sacrificing her own.

The St. Petersburg Times, which originally published the story, also posted a video of Zimmerman speaking out about her family's health care predicament and her daughters' future.

WATCH:

Many readers, touched by the Stein family's story, have asked for a way to help them. HuffPost Impact got in touch with Gary Stein, Monique Zimmerman-Stein's husband, a Hillsborough County health department employee, who reported that the family's medical bills have continued to amass. A few months ago, Stein had a heart attack scare and his daughter had a playground accident that sent her to the emergency room. After tests and scans came out clear, both hospital visits were deemed medically unnecessary and the family was charged additional co-pays, which have since gone into collection.

Story continues below
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A few weeks ago, Zimmerman-Stein had a minor stroke, known as a TIA, possibly caused by stress. She suffered no lasting side effects... other than the bill for the three-day hospital stay, which so far is $5,000 -- after insurance -- and mounting.

Despite this, Stein says "we find, every day, a reason to be brave because our system is difficult. I have a family to support and we make tough decisions every day on how to move forward and how to be normal." Stein says they know they aren't the only ones struggling to remain hopeful in the face of mounting health care debt.

"It just wrenches your gut to think that we live in such a great country but people can't get the medical care they need and that they have to make decisions on what bills to pay, what things to forgo."

The Steins are acutely aware that their story is just one of hundreds of thousands, and Zimmerman-Stein is adamant in her belief that free clinics need to be supported and that our representatives need to be held accountable. "I don't care who you are, everyone in this world gets sick," she said.

To help the Stein family, we've created a widget (see below) where readers can make a direct impact.

"If you can help us in a small way we'd greatly appreciate that," Stein said, but also suggested that, as an alternative, readers could give their time and donations to free medical fairs that cater to the uninsured and under-insured across the country.

"This is a way that you can make a greater difference, as well as writing your congressman and telling them what you feel. Although our health problems are personal and specific to our family, the financial situation that has ensued is not. It is happening to families all over the country and we felt that we had to speak out. Not just to tell our story, but to raise awareness over the current reforms our health care system needs."

It's easy to help both the Stein family and others like them.

You can give directly to the Stein family via their PayPal account by clicking on the widget below (the PayPal account should read "Just Dolphins"):

Or you can help the National Association of Free Clinics, so that others can receive the medical attention they need.

Through features like this, HuffPost Impact hopes to inspire and encourage people to get involved and make a real difference in people's lives. As Arianna says in her blog this morning: Learn. Act. Make An Impact.

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Disclaimer: You have elected to directly give funds to this individual. For purposes of clarity, any funds that you give are not going to a 501(c)(3) qualified organization or other charitable organization but rather an individual person. Causecast Corporation and The Huffington Post make no representations or warranties as to the legitimacy of this person's story, need for assistance, or the amount of any medical or other bills, if any, owed by this individual. Causecast Corporation and The Huffington Post make no representations or warranties that the funds you give will be used by this individual for the intended purpose. Causecast Corporation and The Huffington Post in no way monitor or oversee the use by this individual of any funds you choose to give to them. Causecast Corporation and The Huffington Post make no representations or warranties as to any tax benefits or deductions available to you by reason of giving funds to this individual.

UPDATE: Due to an overwhelming response from the HuffPost community, we've extended the length of this fundraiser, raising our goal to $30,000 (we were originally hoping to cover the latest round of t...
UPDATE: Due to an overwhelming response from the HuffPost community, we've extended the length of this fundraiser, raising our goal to $30,000 (we were originally hoping to cover the latest round of t...
Featured Comments:
Carries
I hope that everyone who donated also called their elected representatives and asked them to support the public option. Even better, a single-payer public option....

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It's heartwarming that so many people are willing to help out a person so obviously deserving and in need, but it makes me sick that it's even necessary. Her insurance company could, with a click of their mouse, provide her with what she needs and it would be a drop in the bucket for them. I don't know how insurance execs can look at themselves in the mirror every day.

    Reply    Favorite    Flag as abusive Posted 10:48 PM on 10/18/2009
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We're getting so close -- I just added another $5. Let's do this!

    Reply    Favorite    Flag as abusive Posted 07:29 PM on 10/18/2009

These kinds of stories, and there are many, break my heart but make me very, very glad that I live in Canada. I cannot understand the ongoing debate about healthcare in the US and why a public option seems to be off the table. Nobody should have to go through what this family has and still see skyrocketing bills for their healthcare. Why are so many people opposed to taking care of your citizens and providing quality care through your tax system, like we do. I've never paid a cent for my basic health other than prescriptions and I've had a few medical procedures done over the years, not to mention two family members who were treated for cancer successfully (so far, fingers crossed). It should be that way for everyone.

    Reply    Favorite    Flag as abusive Posted 07:27 PM on 10/18/2009
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Most people are for a public option, especially when it's explained to them. The problem is not the majority of the people, but the folks who are beholden to the insurance companies.

    Reply    Favorite    Flag as abusive Posted 07:31 PM on 10/18/2009

It's really so sad. I'd love to see riots in the streets and everyone standing up for their basic right to healthcare. The entire country needs to mobilize and demand this from their government. These types of situations the Steins are facing should never happen in first world countries who profess to care about their citizens. Indeed all the sad stories I've read lately of people denied coverage for all sorts of reasons only convinces me of the urgent need for change to the system you have in the US.

    Reply    Favorite    Flag as abusive Posted 07:40 PM on 10/18/2009
- ohbeehave I'm a Fan of ohbeehave 5 fans permalink
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Thanks for the opportunity to help out. You are a good person and a great mother. You nailed it on the head by acknowledging the system is victimizing you. It's empowering when you understand that.

    Reply    Favorite    Flag as abusive Posted 03:43 PM on 10/18/2009
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For people who can't donate cash, and even for those who can, don't forget to spread the word!

    Reply    Favorite    Flag as abusive Posted 10:40 AM on 10/18/2009
- ohbeehave I'm a Fan of ohbeehave 5 fans permalink
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Thanks for the reminder. I just linked it to my facebook page where I have 600 friends...imagine if everyone follows your lead!!

    Reply    Favorite    Flag as abusive Posted 03:45 PM on 10/18/2009
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You're welcome. I believe getting the word out is just as important as donating, keeping the momentum going.

    Reply    Favorite    Flag as abusive Posted 03:49 PM on 10/18/2009
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Why does the payment get attributed to "Just Dolphins"?

    Reply    Favorite    Flag as abusive Posted 10:23 AM on 10/18/2009
- nomikins I'm a Fan of nomikins 3 fans permalink

It's the family's paypal account.

    Reply    Favorite    Flag as abusive Posted 10:58 AM on 10/18/2009
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Thanks.

    Reply    Favorite    Flag as abusive Posted 11:14 AM on 10/18/2009
- hoobit I'm a Fan of hoobit 47 fans permalink

justdolphins was (and may be still?) an internet business owned/run by the father, Gary J. Stein: http://www.manta.com/coms2/dnbcompany_gx9trq {per: by Rose ~ Sep 29, 2009 09:41 PM ~ http://www.tampabay.com/features/humaninterest/nearly-blind-womans-world-grows-darker-as-the-medical-bills-pile-higher/1039722?comments=legacy}

    Reply    Favorite    Flag as abusive Posted 10:28 PM on 10/18/2009

I really like being able to give directly to a cause and not go thru a middleman. It is wonderful to be able to see the results and know for sure that is where your money is going. I hope you have more of these direct causes to contribute to. I think you may find others feel as I do. Thanks so much.

    Reply    Favorite    Flag as abusive Posted 01:52 PM on 10/17/2009
- elaz I'm a Fan of elaz 2 fans permalink

I couldn't agree more in this case:

"First of all, I'm sure we're all happy we were able to help the Zimmerman-Steins. By doing that, we are, however, also letting the insurance company off the hook. First of all, I think we deserve to know the name of the insurance company in question and - even better - the name of the individual(s) who denied the claims as well. The way the Zimmerman-Steins were treated goes beyond 'cruel and unusual punishment'. I'd rather they waterboard me 100 times than deny my child the medical care needed to save his or her eyesight. I'd truly like to know who these lowlifes are and what insurance company they represent. It's time they be shown contempt similar to that which they all too eagerly direct towards others. It also might be a good idea to have a specialist review the bills for the Zimmerman-Steins; who knows, perhaps some of the medical bills were denied for non-valid, no good reasons. I'd feel much better if I knew that the insurance company would not just be allowed to forget this."

Read more at: http://www.huffingtonpost.com/2009/10/13/help-the-steins-saddled-w_n_318192.html

    Reply    Favorite    Flag as abusive Posted 09:55 AM on 10/17/2009
- Chlowina I'm a Fan of Chlowina 22 fans permalink
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Elaz...you've got a point. The name of the insurance company should be splashed across every news channel to let the people know that there's a very real possibility they're going to be denied eventually and will also go in debt for medical costs.

We went thru the denial stage with our insurance, but I fought them and got evidence to prove they were wrong to the tune of over $23,000.00.

Fanned.

    Reply    Favorite    Flag as abusive Posted 01:59 PM on 10/18/2009

I'm giving these people some bread. I might criticize AIPAC and the Israeli government, but these people deserve (my) help.

    Reply    Favorite    Flag as abusive Posted 08:49 AM on 10/16/2009
- Aabby I'm a Fan of Aabby 29 fans permalink
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put the story back on themain please.

    Reply    Favorite    Flag as abusive Posted 02:22 PM on 10/15/2009
- boomer1949 I'm a Fan of boomer1949 39 fans permalink
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Yes, please put this story back on the main page.

    Reply    Favorite    Flag as abusive Posted 03:01 PM on 10/15/2009
- mtnyogini I'm a Fan of mtnyogini 3 fans permalink

The sad thing about this is that the money all the good people donate goes the the villian and the peace of mind that the Stein family gets lasts only until the next time the insurance company inflicts its next abuse.

Mrs. Steins loss is irreparable.
How do insurance company employees live with themselves?

    Reply    Favorite    Flag as abusive Posted 10:15 AM on 10/15/2009
- Rog49Thomas I'm a Fan of Rog49Thomas 192 fans permalink

The executives sleep like babies on silken sheets.

    Reply    Favorite    Flag as abusive Posted 10:42 AM on 10/15/2009
- oncesung I'm a Fan of oncesung 2 fans permalink

You know, I help my kids with their homework (doesn't every parent) and it occurs to me that we live in an era of dragons and damsels in distress.
These damned CEO's are the dragons hoarding the nation's wealth in their books and off-shore accounts.
The mothers, the children, the families in distress ...
Who is going to be our knight? Who will slay this damned dragon?
Will we ever have our fairytale ending?

    Reply    Favorite    Flag as abusive Posted 08:58 AM on 10/15/2009
- oncesung I'm a Fan of oncesung 2 fans permalink

This is wonderfully touching, but what about all the other moms who weep over children without insurance coverage?
What about all the moms and dads who are not articulate, who have no TV appeal, who are scabby and ill-spoken and down right crappy, but whose tears stream down their faces unabated because they have no solution to the terrifying problem - their children are ill and they have no money or insurance to have those children healed.
What the hell is wrong with this country?
The sad sad reality is that we feel better as a nation if we club together and raise $25,000 for one family in a crisis, and that self-satisfaction lets us turn away from the hundreds of thousands of families who also suffer.

    Reply    Favorite    Flag as abusive Posted 08:55 AM on 10/15/2009
- hoobit I'm a Fan of hoobit 47 fans permalink

Yup. You nailed it.

It's like the big drives every Thanksgiving and Christmas to get "food for the less fortunate." Folks donate a can or two, a ten-spot or two, and feel as if they've done their 'good deed' for the season. The hungry will get their tummies filled for Thanksgiving and Christmas... and all will be right with the world.

Poppycock! Those who are hungry are hungry EVERY day of ANY month ~ *not* just during 'the holidays.' Why do we delude ourselves that that is not so? Those who need help with out-of-pocket medical expenses are *not* just the Steins...should we delude ourselves into believing that that is not the case?

    Reply    Favorite    Flag as abusive Posted 11:07 PM on 10/18/2009

Is this lady using the money to pay medical bills?

    Reply    Favorite    Flag as abusive Posted 08:51 AM on 10/15/2009
- Aabby I'm a Fan of Aabby 29 fans permalink
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She gave up her sight to pay for her children’s medical bills. her frikin SIGHT! What do you think????

    Reply    Favorite    Flag as abusive Posted 09:43 AM on 10/15/2009

It is a good fair question. Many people will not give money so it can be put back into a corrupt system. Food and shelter are one thing. Worrying about a credit report is another. I have asked before but what are the dire consequences of not paying you medical bills and is it possible that paying them just keeps enabling the same system that crested the problem?

    Reply    Favorite    Flag as abusive Posted 07:21 PM on 10/15/2009
- ItJustSux I'm a Fan of ItJustSux 2 fans permalink

Hehe, there will always be at least one cynic. It must be really nice in your dark world.

    Reply    Favorite    Flag as abusive Posted 10:03 AM on 10/15/2009
- ladyv I'm a Fan of ladyv 25 fans permalink

Presumably, she's using the money to replenish the monthly prescription that she has had to give up so her daughters could have it instead. It was IIRC several hundred dollars a month for each prescription. Since they suffer from the same disorder, they're all on the same medication, and the mother stopped filling hers so she could fill the others.

    Reply    Favorite    Flag as abusive Posted 09:03 AM on 10/18/2009
- hwoodude I'm a Fan of hwoodude 6 fans permalink

Our goverment provides billions of dollars in loans to private auto companies, who in the past turned their backs on electric and gas saving cars and to banks who backed dangerous, bad loans forcing people into being homeless, unemployed, and destitute. Plus, for almost eight years billions and billions of our tax payer dollars has disappeared into supporting an endless, ill conceived middle east war while Hurricane Katrina victims still await help. Yes, the "haves" continue to prosper while the "have nots" are forced to accept hand outs for medical catastrophes. For shame America, for shame!

    Reply    Favorite    Flag as abusive Posted 08:24 AM on 10/15/2009
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