Why should the general public have to constantly worry that a misstep by the high-wire artists at Goldman Sachs (to take the most obvious example) would put the entire economy in peril? These financial acrobats get the extraordinary benefits of their outlandish risk-taking -- multimillion-dollar paychecks, homes the size of castles -- but the public has to be there to absorb the worst of the pain when they take a terrible fall.
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