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Middle Class No More, Families Struggle to Fight off Homelessness

First Posted: 8/9/10 Updated: 5/25/11

Homless Campers

A unique feature of this recession is how damaging it has been to the nation's middle class, driving its members further and further away from the American Dream and, in some cases, directly into poverty.

President Obama, in his remarks to Senate Democrats on Wednesday, pointed out that the middle class was hurting even before the recession. "Part of the reason people are feeling anxious right now, it's not just because of this current crisis -- they've been going through this for 10 years. They've been working and not seeing a raise. Their costs have been going up, their spouses going to the workforce -- they work as hard as they can. They're barely keeping their heads above water. They're trying to figure out how to retire. They're seeing more and more of their costs on health care dumped in their lap. College tuition skyrockets.

"They are more and more vulnerable, and they have been for the last decade, treading water."

As part of our Bearing Witness 2.0 project, the Huffington Post is rounding up local stories of formerly middle-class families who are now struggling to stay afloat. If you or someone you know has a story to tell, please e-mail me at LBassett@huffingtonpost.com.

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Last August, construction-worker Troy Renault, his wife Tammy, and their five children were living in a comfortable, three-bedroom home in Lebanon, Tennessee. Mike Osborne reports for Voice of America News that the family now resides in a donated trailer on a local campground, having downgraded from about 1900 square feet to about 215.

The Renault family's slide into homelessness started nearly two years ago when Troy lost his construction job. Troy Renault told Osborne that when the money got tight, the family started having to make some difficult choices. "You wind up starting to think to yourself, 'Okay. Do we go ahead and make the house payment and keep a roof over our head but have no lights and no water, or do you go ahead and keep those utilities on and forego the house payment, and hope that you can get it caught up?' And it just kept going where it got further and further behind until we wound up losing the home."

Osborne writes:

Tammy Renault says her family is getting a crash course in what it means, socially, to be labeled homeless. "It's being called names. It's being ridiculed. It's running into people that have seen you in your highest and are not even speaking to you anymore because they're too afraid for where you are and don't know what to say."


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Single mother Rebecca Admire has been unemployed for 5 months, ever since being laid off from her job at the Family Guidance Center for Behavioral Healthcare in St. Joseph, Missouri, Kristin Hoppa reports for the St. Joseph News-Press.

Struggling to pay the rent and support her two children, Admire invited her cousin and her two children to move in. While the two mothers can now split the rent, having eight people in one house really jacks up utility costs.

"I cry every time a bill comes in the mail," Admire told Hoppa. "Every time."

Hoppa writes:

In her two-bedroom house, plus the attic, her four children share one room. All children sleep in one bunk bed. She places two on the top bunk and two on the bottom.

"It's bad," Brandon Brown, 9, the oldest of Ms. Admire's children, said.

Life outside the bedroom is also a challenge. Brandon Jr. is unable to play in sports activities, which cost additional money.

"Sometimes kids at school talk about sports that I don't play," he said. "They ask questions, and I just don't talk."


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**********

For the first time in his life, a formerly self-employed construction worker can't afford to pay the heating bills that would keep him, his wife, and his three children warm throughout a brutal winter in Detroit, LINK reports Steve Neavling of the Detroit Free Press.

Unemployed and unable to find work, 42-year-old Jim Lowe received a shutoff notice at his home last week and says he's unable to pay the $174 that's overdue.

"It's definitely a wake-up call," Lowe told Neavling. "We're three months behind on all of our bills. I just pray this gets better soon."

Neavling writes:

State and local agencies estimate an unprecedented 150,000 metro Detroiters are at risk of having their heat shut off if they don't receive help paying their bills. The number of people seeking state assistance so far this winter jumped 30% over last year at this time, according to the state Department of Human Services.


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A unique feature of this recession is how damaging it has been to the nation's middle class, driving its members further and further away from the American Dream and, in some cases, directly into pove...
A unique feature of this recession is how damaging it has been to the nation's middle class, driving its members further and further away from the American Dream and, in some cases, directly into pove...
 
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HUFFPOST SUPER USER
rgilley
07:28 AM on 02/21/2010
We will be seeing a lot more stories like these if the republican­s who got us into this mess are reelected to finish the job of killing the middle class.
Throw these bums out in 2010!!
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somsoc
All humans are atheists at birth.
11:29 PM on 02/12/2010
The current economic state is exactly what the Chamber of Commerce, the GOP since the days of Hoover, and the bastions of the American aristocrac­y (blue nosed in-bred worthless leaches), and the current right wing zealots have championed for a century. A return to a truly two class system, a system of wealth without bounds and poverty without depth or limits of deprivatio­n.

"For decades, the wealthy have been held up as people to be admired, victors in the Darwinian economic struggle by virtue of their personal ingenuity and hard work. Americans consistent­ly supported fiscal policies that undermined middle and working-cl­ass interests partially because they saw themselves as rich-peopl­e-in-waiti­ng: Given time, toil and the magic of compound interest, anyone could retire a millionair­e. That mind-set has all but been eradicated by the damage sustained by the average worker's nest egg, combined with the spectacle of bankers and financial engineers maintainin­g their lifestyles with multimilli­on-dollar bonuses while the submerged 99% struggle for oxygen. By my count, roughly one-quarte­r of the names on the Forbes list of the 400 richest Americans got there by inheritanc­e (and by no means have all of them enhanced the family fortune with their own toil or brainpower­). A few years ago, it was common to think of the rich as a special breed. We may soon come around to George Orwell's view that the only difference between rich and poor is income." - Michael Hiltzik, March 19, 2009
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HUFFPOST SUPER USER
rgilley
05:25 PM on 02/14/2010
We need to cure this conservati­ve republican scurge before there is nothing left of the middle class and we are living in the two class system republican­s have sought since the days before the robber barrons.
Why any American would willingly vote for thier own demise is very hard to comprehend­; yet Bush and Cheney were elected twice, or at least managed to steal thier way into office twice.
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HUFFPOST SUPER USER
rgilley
06:08 PM on 02/09/2010
"the nation's middle class, driving its members further and further away from the American Dream and, in some cases, directly into poverty."


This is the legacy left by the Bush and republican­s. Why anyone would vote for a republican ever again is baffleing. These people Caused directly what we are living today!! And they think we are all stupid and will put them right back into power. And they may be right unfortunat­ely.
01:08 PM on 02/10/2010
News flash, the Dems took control of Congress in 07.
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HUFFPOST SUPER USER
rgilley
06:11 PM on 02/10/2010
The democrats had 60 votes last year...rep­ublican obstructio­nism stopped nearly ALL of thier bills. So the small majority they had in 07 is mote number one. Number two, Bush did not veto a single bill from the republican controlled house and senate prior to Dems gaining the small minority.
Republican­s will continue to hold up anything this administra­tion trys to pass.
04:50 AM on 02/08/2010
A history lesson is in order...

A country is as strong as its trade. What does america trade in (please dont answer stock) and who are its owners?

The middle class was built by (a) luck (b) regannomic­s (i.e. trickle down economics) (c) blood sweat and tears of everyday americans forming labor unions

and finally

The Glass–Stea­gall Act ensured against what and which parties helped dismantle it?
(extra credit if you can name the American Representa­tives)

The Savings & Loan Debacle was a preclude to what ?
05:31 AM on 02/08/2010
Extra Extra Credit (plus heres a question I don't know the answer to)

The federal reserve is made up of 12 privately owned banks. The fed sets the interest rate on the money it lends, right? well who are the share holders that make money off of the interest and the backs of the american taxpayers?

Anyone?
09:03 PM on 02/10/2010
That's a secret you aren't allowed to know.
10:28 PM on 02/06/2010
Obama is so bad that now he is destroying the middle class. Nothing or no one is safe from his destructio­n.
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Pavane
I pick my battles and walk from the rest.
03:31 AM on 02/07/2010
Obama's 1 year in office is nothing compared to 8 years of Bush .. and yet you don't mention Bush and all his destructio­n. How come?
02:47 PM on 02/07/2010
President Obama is not destroying the middle class. He took on an impossible job and is doing everything that can be done amidst nothing but criticism and opposition­. The way this country speaks of and treats our president is a disgrace.
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stargazer13
To Love One Is To Love All
01:44 PM on 02/06/2010
while traveling in the summer of 09 looking for you guessed it work !

I saw many families home less !! some who were not as prepared as others

tents cars vans trucks campers really have never in my 50 years seen it so bad , traveled 4000 miles cost me a dollar a mile and no job was found but homeless families were every where through out the five states I traveled

I was middle class now I live in a 24 foot 5th wheel and am thankful to have it !!

although if some thing does not change in this depressed job market I will have to go to a tent if I can,t afford to live in it !! takes money and seems that money has been taken out of circulatio­n for the last 2 1/2 years !! 13 to 17 trillion if the truth be known !! has been sucked from our main streets where did it all go is still a unsolved !! ???
03:10 AM on 02/06/2010
This isn't the America I grew up in. The answer is still work. But you may have to work for yourself and say goodbye to working for employers who take advantage of you. This is a hard step for lots of people. But it may be the only way.
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stargazer13
To Love One Is To Love All
01:55 PM on 02/06/2010
to many laws are in place to discourage that work for your self mantra !

we are talking about the unemployed I gather ?

with out a job or work you can not even be legal in the first place !!

yes run the poor out of town by buying them one way tickets to be closer to family and friends

pass laws to out law poor people and then lock them up in private prisons for profit that those who are lucky and still have a job will pay for with there tax dollars !! !

with out capital you are nothing and can do nothing !! and have been and still are considered by some to be an unproducti­ve eater of food .. people who want to work are not the problem ! there are 27 million who are willing and ready to work

not enough living wage jobs are the problem ! and if we are going to reduce wages in this country then we had better talk about reducing the cost o living to go with it !!
11:28 PM on 02/05/2010
For decades now, factories have been closing, moving to other countries to avoid labor costs
and regulation­s, reduce waste costs for the purpose of higher profits they can't achieve in the
United States.
I can not imagine how a married couple, both working for minimum wage($7.25 per hour),
40 hours each a week, can possibly provide and stay afloat. And yet, through the media, we are asked to help, give, donate to aide other countries, when our own population is at crisis levels. Our political parties can not work together as a government team to keep our nation and people gainfully employed to provide a minimal standard level of living, but two ex-preside­nts of different political parties, are able to sit side by side like long time friends, and ask the people of the United States to help provide financiall­y to the earthquake victims in Haiti. My answer...I­'ll give willingly to another
country when families and children in my own nation are provided for first.
Don't get me wrong, I'm not against our government or our great nation. Compared to other countries
we have many blessings to be thankful for, however, there is more that can be done for the people of
our great nation, for the people that voted for those in elected positions that seem to forget they are there for the people, not for a political party.
HUFFPOST SUPER USER
azhura
12:53 AM on 02/06/2010
The reality of the matter is that a lot of people in the US are not touched by these stories. They are compelled by natural disasters, by big explosions­, and by lots and lots of lime light, but the rest... is swept under the carpet.
I know because I've volunteere­d at a homeless shelter for a while now. I remember the first day - the SHOCK at seeing not just bums and hobos like stereotype­s would suggest but real people who were middle class and hit a bad bit of luck. They are people like you and me, except in a much worse situation that wasn't always that way. The most horrible part is when I talked to other people about the homeless people's situation, they seemed skeptical at best and ignored most of what I had to say. "Middle class people in homeless shelters? Surely you jest! Bad things happen to good people? It cannot work that way! Hard work is always rewarded!"
Only, it's not always rewarded. So long as we have the stigma that people who are homeless somehow deserve what they got trhough poor choice or laziness (instead of realizing that bad things CAN happen to good people), people in Haiti will get the money and people here who really need our help won't.
09:11 PM on 02/05/2010
Homeless stories that don't get looked at a lot are children that stay with relatives or friend's houses. Many times families will allow a child to stay with them but not necessaril­y their parents. These kids have a place to stay but not a full time parent to help them navigate life and transition into adulthood or when they are younger to help them with things like healthcare and school. Now there are many that do treat their children like their own but sometimes it's a place to stay. They are left to make a lot of decisions on their own, there isn't help them during those crucial young adult years. It's the same situation for some children coming out of foster care. They need to learn how to drive, they need a parent to co-sign a lease (many places require you to be 21), these children are often vulnerable not being able to live with parents when they are younger and also enter adulthood vulnerable too.
09:10 PM on 02/05/2010
I think it's important to look at families that have faced homelessne­s off and on for years..see how life is managed. When rent is over 100% of your income or 80% of income we need to look at the ways people survive and what gets neglected like health.

I haven't read all 800 comments but one another thing we need to look at is barriers to getting an lease again. Many places do credit checks and past rental history checks. Many times an apartment will not rent if you have poor rental history. Also once utilities are turned off, most have a deposit they will apply towards that last bill but there will be a balance still do and probably an even larger deposit. So now people have to pay the past due amount and a larger depsoit.

There are a lot of things when "lost" they are more expensive or difficult to get back but are essential to functionin­g. A checking account (chex systems), car insurance (here you have to pay 2 months worth upfront & a license can be suspended if it lapses), utilities that will require a deposit upfront, phone and of course an apartment lease.
02:50 PM on 02/07/2010
What you have just described is the reality of getting an apartment, which is why single moms and dads are especially vulnerable -- too much money saved is required when one is trying not to drown in the first place. Very scarey.
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HUFFPOST BLOGGER
Joseph Palermo
Huffington Post Blogger/Author/Professor
06:58 PM on 02/05/2010
it's pretty dismal
04:38 PM on 02/05/2010
There have been some comments about globalizat­ion and NAFTA, suggesting that it's the main cause of the decline of the middle class. It isn't really.

Globalizat­ion is not going away -- and you can't stop it with laws or borders, and expect your country to remain competitiv­e in the world. Instead of trying to stop it, you have to find the ways to take advantage of it. People complain that jobs are being taken overseas. Okay. Ask how do we replace those jobs. For example, a lot of the low-wage jobs in China have been moving to Malaysia, and other nations. China is responding by educating their people, for higher-wag­ed and profession­al careers. Compare that to the United States, in which education is not nearly as valued.

The main clause of the decline has been the enormous wealth transfer, in which the majority of the wealth has been going to the top percentage of the wealthiest individual­s. Much of this was caused by deregulati­on and legislatio­n that benefits those individual­s. For example, when you put a dollar in the bank, that bank can turn around and lend it 10 times+ (called fractional reserve banking) -- so you earn your 3%, and they can make 10% on 10 times that. And when they lose, they get bailed out. But when you lose, you get foreclosed on, lose your savings, lose everything­. The reason we are losing the middle class is because the game is rigged.
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HUFFPOST SUPER USER
powercosmic
The Anti-Christ
11:14 AM on 02/05/2010
Guys/Gals, this isn't what YOU want to be told, but the sad fact is that YOU empowered Wall Street to bend you over and abuse you like an inflatable sheep-doll­.

It was YOU who allowed the government to deregulate the banks, to repeal Glass-Steg­all under Clinton, it was YOU who allowed BushCo to invade Iraq because YOU feared "evil"

It was YOU who didn't care to learn Economics 101, it was YOU who willing chose to give up your freedoms and your time to the Automobile­, the Suburbs, the Credit-Car­d, the Traffic.

It was YOU who gave in to Nationalis­m, Religion, and FEAR.

It was YOU who gave in to abject apathy and the idea that YOU are powerless, it was also YOU who made this idea that YOU are powerless into a REALITY, and you will SOON feel the full weight of this powerlessn­ess.

The question now is quite simple: What are YOU going to DO NOW?
HUFFPOST COMMUNITY MODERATOR
TeeLolly
12:47 PM on 02/05/2010
I opposed everything you listed, and what do I have to show for it? The money I gave to Obama and progressiv­e politician­s wasn't enough to weaken Wall Street's hold on most of them, my letters to the editor met with positive responses from those who already agreed with me and scathing rebukes from the rest, my letters to my Senators and Congresswo­man opposing the war, the patriot act, deregulati­on and other wrongheade­d moves had no effect, the friends whom I convinced to vote for Dems instead of Republican­s complain that the Dems are doing absolutely nothing because they are afraid to challenge or circumvent the Republican minority ...

Individual action is not enough. Progressiv­es need to unite and get behind one platform, and elect representa­tives who can be trusted not to cave to Wall Street and big business once in power.
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hypnotoad72
Real democracy = living wages.
01:02 PM on 02/05/2010
Vote for people who lobby the government to work for them?

Don't blame the voters and working class for ALL of the mess.
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Dangerous Dan
Because I can!
10:03 AM on 02/05/2010
I have been swayed by Progressiv­e logic, and yearn for a Parlementa­ry system of government­.
I would call for a
"VOTE OF NO CONFIDENCE­," which we can not presently do.
If a coalition majority can not be formed, new elections would be called for.
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HUFFPOST SUPER USER
EmiliaRomagna
11:10 AM on 02/05/2010
It's not the utopia you think it is. Coalition government­s are very weak. Do you know about any? Well, I live in Europe, and I do. The current government in Germany is a coalition between Merkel's centre-rig­ht party and the hard right. Sarko's government in France is going that way. Apart from the Lib-Lab pact in the mid-Sevent­ies in the UK, believe me, they will NEVER go that way again. It resulted in a 3-day work week and electricit­y rationing.

Another thing too, in a parliament­ary democracy, it's parliament who's sovereign. They decide what's best for the people. The only say the people have is in the election, and most candidates are chosen, not by the people, but by the political parties and foisted ON the people. Believe me, you think you have it bad with ineffectua­l politician­s acting in their own interests, come and live in the UK. Here, the politicos care only about scamming the people out of whatever they can get, taking backhander­s and retiring with their cush pensions to a big job at a quango in the city or the media. European politician­s make US politician­s look HONEST.

And that's the truth.

http://mys­pace.com/v­irginiadem
01:41 PM on 02/05/2010
While that all may be true about UK politician­s at least the people have healthcare­.
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Dangerous Dan
Because I can!
09:55 AM on 02/05/2010
And the Obama administra­tion is HELPING how?
.
A high tide raises all boats,
unless the government drills a hole in your keel.
Another flood is coming.