A Shift Toward Smaller Health Insurance Networks

'Narrow Network' HMOs Offer Savings, But Fewer Providers

Thousands of employers in California and across the country are slashing expensive doctors and hospitals from their insurance rosters in a move to hold down rising healthcare costs -- a trend that is gaining favor with corporate bosses, if not the rank and file.

The savings on insurance premiums -- nearly 25% in some cases -- are gained when companies switch their health plans to "narrow network" HMOs that offer fewer choices of medical providers.

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