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Occupy Atlanta Helps Save Iraq War Veteran's Home From Foreclosure

Occupy Atlanta Veteran Home

First Posted: 12/19/11 01:17 PM ET Updated: 12/20/11 01:17 AM ET

WASHINGTON -- In a tangible victory by the Occupy movement, Occupy Atlanta has successfully helped save an Iraq War veteran from foreclosure.

Activists began occupying Brigitte Walker's home on Dec. 6. By the end of that first week, JPMorgan Chase, which owns her mortgage, began discussing with the activists and Walker the possibility of a loan modification. Chase's modification offer became official Monday morning. The offer will result, Walker tells The Huffington Post, in hundreds per month in savings.

Before Occupy Atlanta set up its tents on her lawn, Chase had set an eviction date for Jan. 3. Now, Walker, who lives with her girlfriend and her two children, will get to stay in her Riverdale, Ga. home.

"I strongly believe Occupy Atlanta accelerated the process and helped save my home," Walker says. "If it had not been for them standing up, I probably wouldn't be having this happy ending."

Chase did not return a request seeking comment.

Tim Franzen, an organizer with Occupy Atlanta, credits Walker and her story with bringing Chase to the bargaining table.

"Her story is compelling," he tells HuffPost. "I think that's one of the things that drew us to her home -- just very clear injustice on a woman who had literally been injured in one of our wars and suffered legitimate hardship. When Chase suffered their hardship, they were just given all this money."

Walker, 44, joined the Army in 1985 and had been among the first U.S. personnel to enter Iraq in February 2003. She witnessed fellow soldiers die and get maimed. She saw a civilian embedded with them get killed. "It was very nerve-wracking," she says. "It makes you wonder if you're going to survive."

Walker's tour in Iraq ended in May 2004 when the shock from mortar rounds crushed her spine.

Doctors had to put in titanium plates to reinforce her spine, which had nerve damage. Today her range of motion is limited, and she still experiences a lot of pain. She struggles with post-traumatic stress disorder. Loud noises and big crowds are difficult for her to face. Even the Fourth of July is a challenge.

She settled in Riverdale, a town outside of Atlanta, after purchasing a house in 2004 for $139,000. She has a brother who lives in the area and enjoyed it when she would visit him. "It seemed peaceful and quiet," she says. "That's what I needed." Her active duty salary covered the mortgage.

The house, she says, means a lot to her. It was her last big purchase while she was still on active duty.

In 2007, the Army medically retired Walker against her wishes. "I thought I was going to rehab and come back," she said. "But they told me I couldn't stay in." Walker now has to rely on a disability check.

After retiring from the Army, Walker used up her savings. She got rid of a car to help pay her monthly mortgage payment. "I didn't have problems until they put me out of the military," she said. "It was just overwhelming."

By April of last year, she was starting to fall behind on her mortgage. Chase began foreclosure proceedings.

Occupy Atlanta did not crowd Walker's lawn when they moved in. On the same day that Occupy Atlanta moved into Walker's property, the activists had also begun occupying another family's home in downtown Atlanta. Occupiers had deemed the Atlanta property in more imminent jeopardy and devoted more resources there. Walker had only a skeletal crew defending her turf. They never had more than eight people sleeping at the Walker home; on some nights, they had as few as three sleeping on site. At the peak, they had 15 working in Riverdale.

The handful of activists proved more than enough. Within the past two weeks, activists repeatedly canvased the neighborhood's more than 240 homes, helped identify 15 abandoned properties, conducted graffiti removal, and helped spur a neighborhood watch program. In one instance, the activists said they recovered stolen goods stored in one abandoned home. "We knew where to look," Franzen says. "It was one of the homes we had cleaned up already." They started an Occupy Riverdale and began holding general assembly meetings in Walker's garage.

A recent meeting in Walker's backyard this past Saturday brought out about a dozen neighbors who addressed local issues like juvenile crime and those abandoned properties. Occupy Atlanta is hoping to convert one of the properties into a community center.

The vacancies have become Topic A. "Neighborhoods have all these empty shells," Franzen says. "It holds the neighborhood hostage. Many had windows boarded up. Many have been havens for crime. Many have been empty for five years. They are empty because the banks make a little bit more on the insurance."

The canvasing and birth of a suburban Occupy group replicated Occupy Atlanta's efforts in Gwinnett County. In early November, Franzen and Co. had taken up residence with the Rorey family in an attempt to save their home from foreclosure. The effort proved unsuccessful but helped them identify other families in need.

The lessons learned from Gwinnett paid off in Riverdale, Franzen says. "This brings our protest out of the symbolic and into an actual, practical, tangible win," he explains. "Wins like these are going to be so important. We don't just want people to root for the symbolism of what we stand for. We want people to be empowered to save their own homes."

Franzen says Occupy Atlanta would be looking to takeover another home at the beginning of the new year.

Walker, who hadn't decorated the house for Christmas because of the foreclosure proceedings, now is looking for a tree. She has one in mind: "A live tree -- one of them nice big fluffy ones that smell like pine. I don't want no fake trees. I want it to be real."

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Via HuffPost Miami:

When an Occupy Miami member offered evicted protestors vacant apartments in a building he owns in Downtown Miami's Overtown neighborhood, it seemed like the perfect solution: the 'Peace City' space would provide headquarters for the movement and shelter a small faction of the group's most vulnerable members. But it hasn't gone well. Other tenants say the building has become a cesspool of drug use and violence while non-resident Occupy Miami members are trying to distance themselves from the 'radicals' -- all while the two factions are wrestling for control over Occupy Miami's social media sites and future plans.

From the Miami New Times:

The feud between the Overtown occupiers and more mainstream members has only gotten worse. The two factions are now battling for control of Occupy Miami's social media sites. The movement's main Twitter account recently announced it had been "hijacked by a small, non-consensus group of radical members." The Occupy Miami Facebook page was also temporarily hacked by someone inside Peace City. Meanwhile, the Overtown occupation is slowly driving away more moderate members.

"This is a black eye on the Occupy movement," says Shannon Reaze, an Overtown community organizer and Occupy Miami supporter who is now helping tenants move out of Paz's building. "The violence and drugs going on here are way outside of what I thought Occupy stood for. This place is destabilized."

...The supposedly hard-core activists here spend their days drinking and getting high. And as Peace City devolves into lawlessness, the most committed occupiers are leaving. Local landowners and politicians want the place shut down, while cops are suspicious. Yet as long as Paz wants the protesters around, nothing short of a demolition order can keep them out.

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Via HuffPost DC:

WASHINGTON -- Occupy DC has a new lawsuit involving tents on its hands. But it doesn't involve temporary structures in McPherson Square.

Two protesters arrested during a February action outside Merrill Lynch's offices on 15th Street NW near McPherson Square have filed suit against the Metropolitan Police Department, Legal Times reports. (Read the complaint here.)

The plaintiffs, Samuel Dukore and Kelly Canavan, were part of a "targeted occupation" of Merrill Lynch on Feb. 13 where protesters were raising awareness about Merrill Lynch's reportedly close ties with Rep. Darrell Issa (R-Calif.). Issa, for his part, claims that the reports of these close ties are "wildly inaccurate."

Full story here.

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OWS reports via its website:

After the brutal attack on the attempted re-occupation of Liberty Square by NYPD on the 6-month anniversary of #OWS, a number of Occupiers have relocated their base of occupation to Union Square in midtown Manhattan, a point of convergence for several #OWS protests over the past 6 months.

According to reports on the ground, several dozen people slept in the park after the illegal and violent raid on Liberty Square. Over 70 people remain, now on Day 3. Although tents and tables are still banned, Occupiers have brought blankets and sleeping gear. Many are calling it ¨the new Occupation.¨ In addition to holding General Assemblies, Union Square Occupiers are providing vital jail support for those arrested on #M17 as they are released from NYPD custody. So far, the NYPD has made no attempt to remove Occupiers or prevent them from sleeping in the park.

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Occupy Long Beach is defending the mother's home. For more information, click here.

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The woman had the apparent seizure has been identified by the New York Observer as Cecily McMillan:

Cecily McMillan, an Occupy Wall Street activist once profiled in Rolling Stone, suffered a seizure Saturday night during protest action near Zuccotti Park. Many on-scene reported Ms. McMillan had trouble breathing after she was tackled and handcuffed by law enforcement.

A video uploaded to Youtube late Saturday night purports to show the attack. Two women can be heard commenting, “There’s Cecily,” then there is confusion as the police clearly perform a violent take-down on someone in the crowd.

According to Jeff Sharlet’s November, 2011 article about the Occupy Movement, this may be Ms. McMillan’s second violent encounter with police.

To read the full story, go here.

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Cops caught on video about 10 seconds in taking down the woman who had the apparent seizure:

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Watch video from inside Zuccotti Park as police moved in late last night:

- Show quoted text -

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The paper reports from last night's chaos at Zuccotti Park:

At one point, a woman who appeared to be suffering from seizures flopped on the ground in handcuffs as bystanders shouted for the police to remove the cuffs and provide medical attention. For several minutes the woman lay on the ground as onlookers made increasingly agonized demands until an ambulance arrived and the woman was placed inside.

By 12:20 a.m., a line of officers pushed against some of the remaining protesters, forcing them south on Broadway, at times swinging batons and shoving people to the ground.

Kobi Skolnick, 30, said that officers pushed him in several directions and that as he tried to walk away, he was struck from behind in the neck. “One of the police ran and hit me with a baton,” he said.

To read the full story, go here.

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@ Greg_Palast : Our photographer ZD Roberts beaten @OWS Zucotti Park by cops. Thrown to ground, hair grabbd, hit with clubs while yelling, I'M PRESS PRESS!

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@ macfathom : Doubling east on Barclay, and now the ragged front of the march is at City Hall. #OWS

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@ LuddoftheFuture : girl in the street having a seizure and the cops have her in handcuffs. can this get any worse (live at http://t.co/4pLyy3gP)

Activists cry out for paramedics. The woman is limp on the ground. "Come on you violent bastards where's the paramedics?"

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@ jeffrae : March is heading north up broadway #ows #occupywallstreet

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@ macfathom : Dozens of arrests, many cuffed and sitting on broadway waiting for their ride to jail. #OWS

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@ RDevro : Police are barricading the park. It's cleared. I witnessed countless violent arrests. No way to estimate numbers.

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@ troutish : Protesters being dragged out by the head at #OWS #Zucotti Park http://t.co/qomhKkrA

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Cops pulling apart human chains. There are shouts for mic checks. Now, chants start forming. "The NYPD are sweeping through," says Tim on the live stream.

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@ ANIMALNewYork : Police are moving in. It's chaos.

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@ ANIMALNewYork : NYPD just made an announcement that Brookfield has to "clean the park" and Liberty Plaza is officially "closed."

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@ OccupyWallStNYC : Bagpipers just started marching into the park bringing the party mood with them, NYPD arrested one of them, and things got real heated. #OWS

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@ JackieHRye : NYPD just "destroyed" the tent in Zuccotti Park, Occupiers call for its re-building. Marching band also going through the park. #OWS

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@ RDevro : The tent in the middle of the park continues to fill with people planning to stay the night. Lots of energy here.

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Activists ask for more room as the tent is growing, expanding.

"It looks like a floating tent." -- as Tim on his live stream.

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Owly Images

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@ OccupyWallStNYC : .@justawall is leading us in a song! "Hit the road, banks! And don't ya come back no more no more no more no more!" #OWS

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Activists have assembled make-shift, cardboard sleeping areas inside Zuccotti Park. The cardboard is joined by a large green tarp.

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@ RDevro : A tarp is going up in Zuccotti as protesters march around the park chant-dancing. #m17 http://t.co/rJfP3GF9

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WASHINGTON -- In a tangible victory by the Occupy movement, Occupy Atlanta has successfully helped save an Iraq War veteran from foreclosure. Activists began occupying Brigitte Walker's home on De...
WASHINGTON -- In a tangible victory by the Occupy movement, Occupy Atlanta has successfully helped save an Iraq War veteran from foreclosure. Activists began occupying Brigitte Walker's home on De...
 
 
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11:29 PM on 01/24/2012
Sorry to bother peeps that have no answers. I know you want to make this a ethnicity problem but I'm a native american indian and it has to do with education. The poor have less education due to most of the time thinking that the politicians are smarter than they are. I quit listing to the Tribal Council and the BIA and have done much more with my life as it is my life and they don't make money on my stupidity by staying on the reservation where they get to draw funds for me to stay. How stupid do you think free thinking people will keep letting them take advantage of them. Quit depending on the government. Make them work on lie that includes both parties.
11:20 PM on 01/24/2012
What the big banks did was prey on the poor it doesn't matter what color or ethnicity.
11:18 PM on 01/24/2012
GMAC receives millions to save it's self and now they are going to take a veterans home that has mental problems.
11:17 PM on 01/24/2012
A Veteran is going to loose his home. Does anyone know who to contact for help.
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jimstaro
10:33 AM on 12/20/2011
Meanwhile teabaggers, and their reality tv candidates, stay mum as to Demanding Sacrifice for the results of their wars of choice, oh but wait, they do want the masses to pay 'taxes' now just not the ones who fund and hype them!!
10:13 AM on 12/20/2011
I just saw the 60 minute piece about the housing crisis in Cleveland.

What they are doing is tearing down houses by the dozen.

What happens is that a house is foreclosed on and sits there until it is looted of the cooper pipes, the kitchen sink and the siding.

The house is then unsellable and the bank does not even put it up for a sheriff sale because they would have to pay the $8K for demolition cost.

Now tell me who is the WALK AWAY deadbeat?

Now a huge blight on the neighborhood, the town is demolishing these homes.

By contrast, some homeowners are sticking it out and burning through saving for a house paying twice what it is worth with ridiculous payments.

They can walk away and buy the house right next store for pennies.

So tell me why should a homeowner not logically factor the costs and do what is in their own best interest like the bank will do in a millisecond?

Why they stay is beyond me because they will eventually loose the house anyway when it makes them broke.

Now the Banks could Modify and take a hit with what they house is currently worth. Maybe they can settle for say 50K (the current value or even 75K say) instead of insisting on the 100K only to get Zero K when the home owner is pushed out.
10:13 AM on 12/20/2011
Those silly people. Trying to help a vet, don't they know that all that matters is that we save the banks so the bankers can have their big bonuses and create jobs? (sarcasm)
09:21 AM on 12/20/2011
These "Occupy" people are the same ones who would spit on veterans returning from Vietnam... but now they are useful pawns for whatever political purposes these radic cals are pursuing... yet another example of left wing hypocr1sy
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adamben
yes i said yes i will yes
09:44 AM on 12/20/2011
these ows are mostly in their 20's so how old wold they have been in the 60's?
10:14 AM on 12/20/2011
At least the left wing stand for something other than greed, unlike the wrong wing!
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RolloMartins
RINO, and proud of it!
08:32 AM on 12/20/2011
Wondering if this shouldn't be the knew tactic of OWS? Instead of a nearly pointless effort at 1960's style protesting, they began to occupy homes in foreclosure, and flash mobs at banks and financial firms...this might work. I have friends who side with the banks over foreclosures. They think it is the home owner who is at fault. Stories like this might change their minds.
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bovine13
08:41 AM on 12/20/2011
I agree that there are definitely people such as Ms. Walker, who have found themselves without a lifeline unexpectantly. They have the will and the determination to make good on their obligations, they only lack the means. However if you don't believe that there are some people who are in fact just dead beats looking for a free ride, then you are just as one sided as your friend who believes the opposite.
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MJinCanada
Safe from zombies until my 2nd cup of coffee
10:24 AM on 12/20/2011
The question is, are you repeating what you hear over coffee or do you know a number of people who are having trouble with their mortgage and know how many of them are deadbeats? Yes, that's still hearsay, but I doubt there are reliable statistics anywhere that distinguish someone unlucky from someone who tried to pwn the system.

You see, people who don't live in my neighbourhood tell me how terrible and crime-ridden it is. It's what they've heard, but they don't know that those scary biker guys and brown people and teenagers all in black are actually nice people. I leave my door unlocked all day and I'm not scare to walk 5 blocks for milk after dark.
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blohrd3
So let us stop talking falsely now
03:19 PM on 12/20/2011
bovine13. It is a matter of proportion.Homeowners did not cause this mess. In the mind of those who are regular consumers of right wing media and also in the minds of our Ayn Rand worshiping conservative legislators each person who finds themselves in financial straits due to the world-wide economic crash are "deadbeats"and losers. While the entire financial sector is blameless. It's blames the rabbit for being shot by the hunters gun.
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adamben
yes i said yes i will yes
09:44 AM on 12/20/2011
great point! ffed!
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TOCB
Both major parties are married to money
08:29 AM on 12/20/2011
The government should place a moratorium on home foreclosures until the economy recovers and people who lost their jobs through no fault of their own are back to work. Of course, I am not so naive to believe this will ever happen, but after all, we are supposed to be a land of "justice for ALL".
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bovine13
08:42 AM on 12/20/2011
But what about those who are choosing to not make the payment even if they can? Do they get an extension as well? Why would anyone pay thier loan then??? Can we all just stop and live in the homes for free?
08:53 AM on 12/20/2011
I pay my mortgage on time every month in full. Why should my neighbor be allowed to live for free?
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TOCB
Both major parties are married to money
10:38 AM on 12/20/2011
I would be in favor of a moratorium for cases where there was predator lending proven and for people who lost their jobs due to the ensuing recession/depression. Those of us who are fortunate enough to be able to pay our mortgages should feel blessed. The losers are investors, some innocent and some not so innocent in causing the melt down. Just my opinion.
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JubalTHarshaw
Just Passing Through...
08:16 AM on 12/20/2011
As usual, some of the debate has been fun and informative; some of it has been angry and pointless. It’s time to head for work. Play nice all and try to remember that not everyone who disagrees with you is a bad person and not everyone who agrees with you is a good person.
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taterted81
Jobs?Nope. Let's attack the women, poor, & elderly
09:46 AM on 12/20/2011
Just passing through or posting long boring drawn out comments to everyone that doesn't agree with you?
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JubalTHarshaw
Just Passing Through...
03:12 PM on 12/20/2011
What's it to you? If you don't like them, don’t read them. If you are the content police, show us your badge...
07:51 AM on 12/20/2011
Nice job "Occupy Atlanta". Hit these thieves in the only spot where it hurts.
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melhol
07:16 AM on 12/20/2011
Reading these posts I realize that it is hard to be a good person. Being cold and mean is so easy and natural for humans. My job is to help people in default make a decision as to what best works for their financial situation. I have come to understand that everyone has a story and often times it is not something that could have been helped. Just a sequence of bad things happen including but not limited to their home is worth half of what they bought it for so they can't sell it. And YES that is the fault to the banks deceptions as they sent the appraisers out to over value the homes so they could give out larger loans to everyone. Housing prices haven't dropped they are now realistic and it was the banks who drove them up and crashed them down. Stop blaming this woman and thank you to OWS for bringing attention to the matter. Merry Christmas Everyone!
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JubalTHarshaw
Just Passing Through...
07:41 AM on 12/20/2011
Banks didn't drive up the prices of housing; or if they did, they didn't do it alone. Housing prices are market driven. When interest rates dropped to record lows and banks succumbed to pressure to abandon sound lending practices the pool of potential purchasers drove a rising market. The relaxed lending practices also lead to the use of one's home as an ATM. Some of us remember the 80s when many people took out home equity loans to become day traders. When the market corrected and they hadn't become do it yourself millionaires they too were underwater on their mortgages and we had a foreclosure crisis. The reason it was not as bad is that first mortgage guidelines were still at responsible levels. Anything that is for sale is worth what people are willing to pay for it. When you borrow over 100% of the value of a property in an inflated market you don't get to claim that you have no responsibility for what happens. We do not know the exact circumstances of the vet in this story and I pray that things work out well for her. Being good and kind is the natural response of most people, not the reverse.
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melhol
07:50 AM on 12/20/2011
Wrong. The not everyone borrowed over 100% and many more only 80% but the homes have lost value. The banks send their own appraisers and get the number they want. This was a huge contributor the problem and caught many. People like you make assumptions and criticize homeowners in trouble based on stories of "everyone" in trouble caused it themselves. It's simply not true. People are not good and kind naturally they only want to believe they are - read the daily posts on here and it speaks volumes. Read your own critical cold response. When you are on the front line and hear the stories it's a rude awakening.
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melhol
08:00 AM on 12/20/2011
BTW, I've read your other posts-you are not good and kind natural or otherwise. In fact, you appear to be a t r o l l looking to argue about most anything.
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Hugs N Kisses
Love will conquer ALL
07:09 AM on 12/20/2011
The people taking back one house at a time .
Go 99% !
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JubalTHarshaw
Just Passing Through...
07:46 AM on 12/20/2011
Who "took back" a house in your estimation? The bank negotiated an offer of a modification to this woman. We do not yet know the terms other than the anecdotal comment that it will result "...in hundreds per month in savings." OWS may or may not have been a motivating factor. We will never know. We also don't know whether this woman will be able to follow through on the modified terms. The current default rate on modified mortgages is extremely high. I wish this vet well and I pray that the story has a happy ending. My only criticism is the number of people taking an unjustified victory lap for OWS this early in the story.
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Sukami
The internet - trollspeak for the ultimate bridge.
08:11 AM on 12/20/2011
What factor really influenced the bank's decision? I would also like the answer to this question. However, I think we should all be doing a "victory lap" anytime we see people willing to come together in support of those around them that need assistance.
07:05 AM on 12/20/2011
At last a victory against the criminals at Chase. Occupy Chase would help to end a lot of problems facing the United States. It is amazing how fast the mortgage could be modified when light shone into the darkness of the rat hole known as JPMORGAN Chase. Many people have lost their homes simply because the bank wanted them to lose their homes.
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JubalTHarshaw
Just Passing Through...
07:50 AM on 12/20/2011
You seem to have some critical thinking issues. You assume that the bank has engaged in criminal conduct. If that is true, please identify the perpetrator and name the crime with specificity; if you can't stop making silly judgments. If you think that banks wanted people to lose their homes you aren't bright enough to balance a check book let alone make sweeping judgments on the economic system. In case you are completely challenged when it comes to economics, when banks fail, middle class people who have invested in them lose as well. Unions also invest in bank stocks. There isn't some super-secret club of Evil Bankers who are the only beneficiaries of commerce.
08:09 AM on 12/20/2011
The banks cannot afford to write down all mortgage principle to market value. There are well over 11 million borrowers who are underwater. If the banks wrote down all of the "underwater" principle, it would bankrupt the companies.

Of course these banks SHOULD be showing those losses on their balance sheets anyway, which would likewise reveal their bankruptcy. Unfortunately, the federal government allows banks to use accounting rules that would be criminal for any other company.