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Bobby Hull, Former Marine In Foreclosure, Wins Mortgage Modification With Occupy Help

Posted: 02/27/12 06:18 PM ET  |  Updated: 02/28/12 10:47 AM ET

Occupy Marine

Bobby Hull was supposed be thrown out of his house this month. Instead, thanks partly to Occupy Wall Street activists, he may get to stay.

Last week, Hull said, Bank of America offered him a mortgage modification that will allow him to stay in his Minneapolis home. Occupy Wall Street protesters, working with local community organizers, attracted national attention to the former Marine's foreclosure in December.

(CLICK HERE FOR LATEST OCCUPY UPDATES)

"I want to feel really happy and glad about all this, but the word that I put out about this is that I'm not doing this to save my house, I'm doing this to fix the system," Hull told HuffPost. "If they can modify this to help me, they can modify it for everyone else."

Hull said he is only one of millions of homeowners in foreclosure because of what he called bank "loansharking," and hoped more would see their mortgages renegotiated like his. His story was highlighted by Occupy protestors as part of Occupy Our Homes, an offshoot of the Occupy movement that focuses on the foreclosure crisis.

In August, Bank of America sold Hull's home at a foreclosure auction. Hull thought his redemption period -- a homeowner's last chance to reclaim his or her house after a foreclosure sale -- passed on Feb. 17. Three days later he received the modification offer. Jumana Bauwens, a Bank of America spokeswoman, confirmed to HuffPost that it had offered Hull a modification, but said the deal has not yet been finalized.

Hull, a 57-year-old plasterer, had fallen behind on his mortgage after a series of health problems hampered his ability to work in 2009. His previous efforts to win a mortgage mod were unsuccessful. He said he'd given up hope of keeping the house when Occupy protesters and local activists knocked on his door. Their involvement gave him a motivational boost.

Maybe the bank "forgot or overlooked the fact that I am a Marine," Hull said. "We don't quit and run."

Now Hull and a loose collection of neighbors and activists, including Occupy Homes MN and Neighborhoods Organizing for Change, are turning their attention to another Minneapolis homeowner in need, Monique White. On Nov. 8, Occupy protestors started camping out in White's yard in North Minneapolis, demanding that her lenders renegotiate her mortgage. Her home had long since been foreclosed upon after she stopped making payments following a layoff.

After a couple months, the Occupy protesters left White's property. But they pledged to help her through a new chapter in her struggle to keep her home. On Friday she was served with court papers for an eviction hearing.

What Hull's story proves, said Anthony Newby, an organizer with Neighborhoods Organizing for Change, is that when banks are put under enough public pressure, the supposedly impossible can become possible.

"The most significant part of the story for me is that fact that this bank fixed this three days after the end of the redemption period," Newby said. "This sort of community action not only works, it's set a precedent for what's possible. It's raised the bar for what should be possible in this crisis."

"When banks are compelled by communities to do something, they can do whatever they want to do, and Bobby's proof of that," Newby said. Monique White, he said, is in "a very similar situation … We're demanding that the banks sit down with her in good faith, look at the fact that she has enough income to make the payment, and keep her in her home."

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Via HuffPost Miami:

When an Occupy Miami member offered evicted protestors vacant apartments in a building he owns in Downtown Miami's Overtown neighborhood, it seemed like the perfect solution: the 'Peace City' space would provide headquarters for the movement and shelter a small faction of the group's most vulnerable members. But it hasn't gone well. Other tenants say the building has become a cesspool of drug use and violence while non-resident Occupy Miami members are trying to distance themselves from the 'radicals' -- all while the two factions are wrestling for control over Occupy Miami's social media sites and future plans.

From the Miami New Times:

The feud between the Overtown occupiers and more mainstream members has only gotten worse. The two factions are now battling for control of Occupy Miami's social media sites. The movement's main Twitter account recently announced it had been "hijacked by a small, non-consensus group of radical members." The Occupy Miami Facebook page was also temporarily hacked by someone inside Peace City. Meanwhile, the Overtown occupation is slowly driving away more moderate members.

"This is a black eye on the Occupy movement," says Shannon Reaze, an Overtown community organizer and Occupy Miami supporter who is now helping tenants move out of Paz's building. "The violence and drugs going on here are way outside of what I thought Occupy stood for. This place is destabilized."

...The supposedly hard-core activists here spend their days drinking and getting high. And as Peace City devolves into lawlessness, the most committed occupiers are leaving. Local landowners and politicians want the place shut down, while cops are suspicious. Yet as long as Paz wants the protesters around, nothing short of a demolition order can keep them out.

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Via HuffPost DC:

WASHINGTON -- Occupy DC has a new lawsuit involving tents on its hands. But it doesn't involve temporary structures in McPherson Square.

Two protesters arrested during a February action outside Merrill Lynch's offices on 15th Street NW near McPherson Square have filed suit against the Metropolitan Police Department, Legal Times reports. (Read the complaint here.)

The plaintiffs, Samuel Dukore and Kelly Canavan, were part of a "targeted occupation" of Merrill Lynch on Feb. 13 where protesters were raising awareness about Merrill Lynch's reportedly close ties with Rep. Darrell Issa (R-Calif.). Issa, for his part, claims that the reports of these close ties are "wildly inaccurate."

Full story here.

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OWS reports via its website:

After the brutal attack on the attempted re-occupation of Liberty Square by NYPD on the 6-month anniversary of #OWS, a number of Occupiers have relocated their base of occupation to Union Square in midtown Manhattan, a point of convergence for several #OWS protests over the past 6 months.

According to reports on the ground, several dozen people slept in the park after the illegal and violent raid on Liberty Square. Over 70 people remain, now on Day 3. Although tents and tables are still banned, Occupiers have brought blankets and sleeping gear. Many are calling it ¨the new Occupation.¨ In addition to holding General Assemblies, Union Square Occupiers are providing vital jail support for those arrested on #M17 as they are released from NYPD custody. So far, the NYPD has made no attempt to remove Occupiers or prevent them from sleeping in the park.

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Occupy Long Beach is defending the mother's home. For more information, click here.

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The woman had the apparent seizure has been identified by the New York Observer as Cecily McMillan:

Cecily McMillan, an Occupy Wall Street activist once profiled in Rolling Stone, suffered a seizure Saturday night during protest action near Zuccotti Park. Many on-scene reported Ms. McMillan had trouble breathing after she was tackled and handcuffed by law enforcement.

A video uploaded to Youtube late Saturday night purports to show the attack. Two women can be heard commenting, “There’s Cecily,” then there is confusion as the police clearly perform a violent take-down on someone in the crowd.

According to Jeff Sharlet’s November, 2011 article about the Occupy Movement, this may be Ms. McMillan’s second violent encounter with police.

To read the full story, go here.

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Cops caught on video about 10 seconds in taking down the woman who had the apparent seizure:

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Watch video from inside Zuccotti Park as police moved in late last night:

- Show quoted text -

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The paper reports from last night's chaos at Zuccotti Park:

At one point, a woman who appeared to be suffering from seizures flopped on the ground in handcuffs as bystanders shouted for the police to remove the cuffs and provide medical attention. For several minutes the woman lay on the ground as onlookers made increasingly agonized demands until an ambulance arrived and the woman was placed inside.

By 12:20 a.m., a line of officers pushed against some of the remaining protesters, forcing them south on Broadway, at times swinging batons and shoving people to the ground.

Kobi Skolnick, 30, said that officers pushed him in several directions and that as he tried to walk away, he was struck from behind in the neck. “One of the police ran and hit me with a baton,” he said.

To read the full story, go here.

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@ Greg_Palast : Our photographer ZD Roberts beaten @OWS Zucotti Park by cops. Thrown to ground, hair grabbd, hit with clubs while yelling, I'M PRESS PRESS!

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@ macfathom : Doubling east on Barclay, and now the ragged front of the march is at City Hall. #OWS

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@ LuddoftheFuture : girl in the street having a seizure and the cops have her in handcuffs. can this get any worse (live at http://t.co/4pLyy3gP)

Activists cry out for paramedics. The woman is limp on the ground. "Come on you violent bastards where's the paramedics?"

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@ jeffrae : March is heading north up broadway #ows #occupywallstreet

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@ macfathom : Dozens of arrests, many cuffed and sitting on broadway waiting for their ride to jail. #OWS

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@ RDevro : Police are barricading the park. It's cleared. I witnessed countless violent arrests. No way to estimate numbers.

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@ troutish : Protesters being dragged out by the head at #OWS #Zucotti Park http://t.co/qomhKkrA

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Cops pulling apart human chains. There are shouts for mic checks. Now, chants start forming. "The NYPD are sweeping through," says Tim on the live stream.

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@ ANIMALNewYork : Police are moving in. It's chaos.

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@ ANIMALNewYork : NYPD just made an announcement that Brookfield has to "clean the park" and Liberty Plaza is officially "closed."

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@ OccupyWallStNYC : Bagpipers just started marching into the park bringing the party mood with them, NYPD arrested one of them, and things got real heated. #OWS

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@ JackieHRye : NYPD just "destroyed" the tent in Zuccotti Park, Occupiers call for its re-building. Marching band also going through the park. #OWS

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@ RDevro : The tent in the middle of the park continues to fill with people planning to stay the night. Lots of energy here.

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Activists ask for more room as the tent is growing, expanding.

"It looks like a floating tent." -- as Tim on his live stream.

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Owly Images

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@ OccupyWallStNYC : .@justawall is leading us in a song! "Hit the road, banks! And don't ya come back no more no more no more no more!" #OWS

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Activists have assembled make-shift, cardboard sleeping areas inside Zuccotti Park. The cardboard is joined by a large green tarp.

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@ RDevro : A tarp is going up in Zuccotti as protesters march around the park chant-dancing. #m17 http://t.co/rJfP3GF9

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FOLLOW BUSINESS

Bobby Hull was supposed be thrown out of his house this month. Instead, thanks partly to Occupy Wall Street activists, he may get to stay. Last week, Hull said, Bank of America offered him a mortga...
Bobby Hull was supposed be thrown out of his house this month. Instead, thanks partly to Occupy Wall Street activists, he may get to stay. Last week, Hull said, Bank of America offered him a mortga...
 
 
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Roelvdwegen
Truth & Justice are Liberally biased
07:07 AM on 03/04/2012
Millions of Americans are literally one injury away from foreclosure.
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HUFFPOST SUPER USER
Miataboy
It's time to hear from the moderates!
09:43 AM on 02/29/2012
I don't recall reading anything like this about the Tea Party. It will be interesting to see how FOX News spins this one.
HUFFPOST SUPER USER
BBLOND
Anyone but Obama
09:37 AM on 02/29/2012
WELL THAT'S 1 GOOD THING THEY'VE DONE
HUFFPOST SUPER USER
rrwoodruff6368
09:24 AM on 02/29/2012
You can blame no other but bill clinton and the dems for letting the banks do what they did just so they can let people that have no business having a house have one.Some people aren't grown up enough to own one cause they are so expensive plus the dems knew what this would do in future years as it is doing now to cause such upheaval
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HUFFPOST SUPER USER
Arn Arn
09:05 AM on 02/29/2012
How does OWS gauge their success? When will they know they have accomplished what they set out to do? What did they set out to do?
moccasinmike
retreat hell
08:13 AM on 02/29/2012
would have been one heck of a story if it was true as HP and there false or should i say tere repoting for convienence,as Hulls modification was a done Deal with or without OWS as they attempt to take credit.
This user has chosen to opt out of the Badges program
04:20 AM on 02/29/2012
Way to go Occupy keep it up!!!! The mass appreciates you.
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HUFFPOST SUPER USER
sageparadox
This has made a lot of people very angry...
01:03 AM on 02/29/2012
My brother (who has been laid off twice since this economic crisis) and his wife have been dealing with Bank of America, and I can tell you they are some crooked heartless s.o.b.s. Go going OWS, keep up the good work.
HUFFPOST SUPER USER
Kadasan
11:55 PM on 02/28/2012
Ex-Marine? /facepalm. It's Former Marine, ty very much huffington post. :P
04:06 AM on 02/29/2012
Semper Fi...
This user has chosen to opt out of the Badges program
04:19 AM on 02/29/2012
actually you are both wrong as they mean the same,,,it actually is ONce a Marine always a Marine!!
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alwill
Whatever happened to common sense?
11:40 PM on 02/28/2012
I wish there was a way to get these OWS protesters to occupy a job.
01:12 AM on 02/29/2012
I read somewhere where they are being paid to be there.
One or a few of the many Soros charity funds are paying them.
Move On.......................................
HUFFPOST SUPER USER
jep121212
The Octet Rule created life
02:11 AM on 02/29/2012
Must have been a lie from a NewsCorp paper!
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HUFFPOST SUPER USER
clpblank
Conservative Liberal is not a Oxymoron
03:47 AM on 02/29/2012
These are Vets Helping another Vet, and yes a lot of them are OWS as am I but why do you have to take away from what is being done for a brother in arms. O wait this is one of the things that show we are helping unlike the banking system and the GOP.
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HUFFPOST SUPER USER
clpblank
Conservative Liberal is not a Oxymoron
03:43 AM on 02/29/2012
Guess what the majority of us do, 25 years and a professional. So what is your story?
This user has chosen to opt out of the Badges program
04:24 AM on 02/29/2012
Well said, People would be surprised to find out how many of occupy have jobs and families which is why protests are not way bigger than they are because people work and can not all be there at once in order to support our own families.
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HUFFPOST SUPER USER
raystowntransit
No Dems in 2012
11:04 PM on 02/28/2012
I read the headline & thought maybe they peed on his burning house.....thats the only way these losers would help anyone
11:34 PM on 02/28/2012
sicko
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alwill
Whatever happened to common sense?
11:34 PM on 02/28/2012
Fanned. #295
10:15 PM on 02/28/2012
Flush out Your headgear, never EX!! Once a Marine always a Marine!! Semper Fi
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vampyreincubus
Hate only breeds hate.
08:53 PM on 02/28/2012
See now if these people were as criminal as the media and the government and the police want you to believe, they would not care about crap like this. These are good people who just want to be heard, at a time where most of our politics has become a sham. That is why I am voting for Obama again, I have faith he will continue to crack down on corruption along with the rest of the democrats and the republicans that actually care. This is a free country and it is about time we started acting like it. For too long the people have feared their government and for what? Corruption and greed have become a common occurrence. As well as laws that make absolutely no sense what so ever. Freedom comes with responsibility and until we are willing to do our part we will continue to suffer for it.
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08:13 PM on 02/28/2012
What they do ?? Have a sleepover ! Sorry I meant to say "rally".
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Big Horn Man
Your anger can be your worst enemy ...
07:57 PM on 02/28/2012
Do one-world government mean anything to you? Many politicians/CEOs around the world are globalist-minded.
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vampyreincubus
Hate only breeds hate.
08:57 PM on 02/28/2012
As well they should be. We need to care about what other people do. Us here in america are not the only ones responsible for global warming. The only real problem you people have with this concept is you do not realize you are the ones that need to tell the governments what you feel is right and wrong, in order for them to enforce that. Yes they have to listen. But please tell me what in the name of hell is wrong with everyone co-operating together? Especially if it is towards a common benefit for everyone. With great power and freedom comes responsibility. We have to care. Life is not as simple as we all wish it was, but complaining about things that would help people is not really justifiable.
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mjk3430
I Support The Gift From The Iroquois Confederacy
10:56 PM on 02/28/2012
Seeing how you feel strongly optimistic about this promotion of a New World Order, now balance your understanding with researching the sinister cost involved with transitioning into a One World Government. ...There is a dark side.