I'm 30. By virtue of that fact, I should be qualified enough to tell you about how to get your finances in order during your twenties. Luckily for you, I am not going to dole out the same tired financial advice that you've heard time and again. I bet you already know all the "right" things you are supposed to do with your money. And there are probably a lot of reasons why you're not doing them. But what I will tell you is that you’ve got to figure out why you spend (or don't spend) money if you're going to start solving your own financial woes.
Everyone has his or her own very personal and unique relationship with money. Looking back on my twenties, I realized that I spent my money mainly because I wanted to feel richer than I actually was. This single desire was probably the most fundamental problem I had with money during my twenties, and admittedly, it is one that I still struggle with today.