When To Use Your Credit Card Instead Of Debit

Four Places To Use Your Credit Card Over Debit
FILE - This file photo taken Tuesday, May 3, 2011 shows a Visa card in a wallet in Richardson, Texas. A technical problem affecting the Visa network barred people from using their credit and debit cards for about 45 minutes on Sunday, April 1, 2012, the company said. (AP Photo/LM Otero, File)
FILE - This file photo taken Tuesday, May 3, 2011 shows a Visa card in a wallet in Richardson, Texas. A technical problem affecting the Visa network barred people from using their credit and debit cards for about 45 minutes on Sunday, April 1, 2012, the company said. (AP Photo/LM Otero, File)

If you're like many Americans, you might find you're saying "debit" instead of "credit" more often at the cash register. Debit card use rose dramatically in the last decade, surpassing credit card use in 2006, according to Federal Reserve estimates.

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