Financial issues are often symptoms of a greater issue, and when debt, overdraft fees and late payments accumulate, many people push them aside until they get out of control. Here, High Performance Coach Cheryl Hunter explains how facing your finances head-on will diminish stress, and help you live a more balanced life.

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  • Peel, Skin, Chop And Season Yourself

    If you buy produce that's been sliced, skinned, chopped or otherwise repackaged from its whole state, <a href="http://www.huffingtonpost.com/2011/10/02/cheap-healthy-food_n_986778.html#s378522&title=Forgo_Convenience" target="_hplink">you're paying extra</a> for washing, packaging and processing. While the <a href="http://www.webmd.com/food-recipes/features/fruits-veggies-more-matters" target="_hplink">convenience may encourage some people to make healthier choices</a>, as Elizabeth Ward, M.S., R.D., told WebMD, if you're simply looking for a way to make the healthier choice more cost-efficient, slice your own peppers, chop your own onions, <a href="http://articles.latimes.com/2006/feb/22/business/fi-sunkist22" target="_hplink">peel your own oranges</a> and cut your own watermelon. <br><br> <em>Flickr photo by <a href="http://www.flickr.com/photos/waferboard/3536108258/" target="_hplink">waferboard</a></em>

  • Let An App Find The Best Price

    We recently heard about a money- and time-saving iPhone and Android app called <a href="http://netplenish.com/about" target="_hplink">NetPlenish</a>, which allows shoppers to scan barcodes of the items they buy regularly. Then the app scours the web for the best prices for the products in bulk from retailers like Target, Wal-Mart, Walgreens and more, and selects the best price. You simply authorize the purchase and your heart-healthy (and <a href="http://www.divinecaroline.com/22177/52070-twenty-healthiest-foods-1" target="_hplink">dirt-cheap</a>) oats will arrive at your door. <br><br> <em>Flickr photo by <a href="http://www.flickr.com/photos/hendry/2894931255/" target="_hplink">Kai Hendry</a></em>

  • Eat Plant Protein

    Dried beans and lentils are <a href="http://fitbie.msn.com/slideshow/8-ridiculously-cheap-healthy-foods/slide/2" target="_hplink">some of the cheapest foods you can buy</a>, and pack impressive health benefits, too. Swapping some of the meat in your diet for plant-based protein is not only gentler on your wallet, it can <a href="http://www.huffingtonpost.com/2011/07/18/cut-back-on-meat-new-repo_n_901554.html" target="_hplink">decrease risk of heart disease and some cancers</a>, HuffPost reported in 2011, not to mention it's <a href="http://www.huffingtonpost.com/2011/07/18/environment-eat-less-meat-cheese-dairy-health_n_901464.html" target="_hplink">better for the environment</a>, too. <br><br> There are lots of tasty options, like black, pinto, garbanzo beans and countless others, many of which also provide you with a <a href="http://www.rodale.com/cheap-healthy-food?page=0,1" target="_hplink">boost of fiber and disease-fighting antioxidants</a>. <br><br> <em>Flickr photo by <a href="http://www.flickr.com/photos/67238971@N04/7198646120/" target="_hplink">SaucyGlo</a></em>

  • Drink Tap Water

    <a href="http://www.cnn.com/2011/08/31/health/soda-drinking-habits/index.html" target="_hplink">Half of Americans drink sugary drinks daily</a>, according to a report released by the National Center for Health Statistics in 2011. The sodas, fruit drinks, energy drinks and sports beverages included in the report contribute to our expanding waistlines, and a host of other health problems, CNN reported. <br><br> "A lot of times, people don't think of beverages as part of their daily total calories," dietitian and <a href="http://www.huffingtonpost.com/marisa-moore" target="_hplink">HuffPost blogger</a> Marisa Moore told CNN. "When I think about soda drinking -- in general, it provides empty calories. It takes the place of more nutritious options." <br><br> Instead of spending the calories and cash on those empty calories, switch to tap water. (If it's not safe to drink where you live, invest in a filtration system -- the upfront cost will even out over the long-term.) Cutting out just 140 calories a day, about the content of a can of soda, could help you <a href="http://greatist.com/health/drink-water-instead-of-soda/" target="_hplink">lose more than 14 pounds in a year</a>, according to Greatist. Miss the taste? <a href="http://www.huffingtonpost.com/2012/05/07/drinking-water-week-more-water_n_1474999.html" target="_hplink">Add some lemon or lime slices</a> for calorie-free flavor! <br><br> <em>Flickr photo by <a href="http://www.flickr.com/photos/alliepaige/5454645812/" target="_hplink">Allie Holzman</a></em>

  • Make A List

    You've heard not to go to the supermarket hungry to avoid blowing your diet. But splurging on in-store cravings can also hurt your budget. Instead, <a href="http://www.huffingtonpost.com/eatingwell/save-money-groceries_b_1506536.html" target="_hplink">make a list ahead of time</a>, planning out metabolism-boosting breakfasts, brown-bag lunches and healthy dinners. Then, stick to what's on your list when you hit the aisles. <br><br> If you often find yourself straying from the plan, try a grocery delivery service, if one is available where you live, <a href="http://www.huffingtonpost.com/heather-bauer-rd-cdn" target="_hplink">Heather Bauer, R.D., C.D.N.,</a> writes in "Bread Is the Devil," to ensure you have complete control. <br><br> <em>Flickr photo by <a href="http://www.flickr.com/photos/29623373@N04/4462491791/" target="_hplink">greenfaerietree</a></em>

  • Join A Food Co-op

    In exchange for lifting boxes or taking some shifts at the cash register, you'll have <a href="http://www.ivillage.com/should-you-join-food-co-op/3-a-441810" target="_hplink">access to quality food</a> -- often in bulk -- for lower prices. The experience might not be as luxurious as shopping at your normal grocery story, iVillage points out, but the locally-grown and organic produce and sustainably-farmed fish, all for a prettier price. <br><br> <em>Flickr photo by <a href="http://www.flickr.com/photos/for_tea_too/2211885292/" target="_hplink">glenngould</a></em>