(Reuters) - A majority of U.S. small businesses are having a tough time accessing funding, holding back job growth and stunting economic growth, Duncan Niederauer, chief executive of NYSE Euronext, said in an interview.

New York Stock Exchange parent NYSE released the results of an annual survey on Monday on the economy, business and job creation. It included 340 CEOs from companies listed on NYSE Euronext markets from 26 countries, and 285 U.S. small business owners.

It was the first time in the survey's eight years that Main Street business owners were included, and 47 percent of them said their capital needs were being met marginally or not at all. Just 21 percent said they have sufficient capital.

Niederauer, who was active in promoting the Jumpstart Our Business Startups Act, or JOBS Act, said that anecdotally he had been hearing for the past couple of years that small business has been having a tough time raising capital.

"Our early sense is that the lack of access to capital is having the biggest impact on job creation," he said.

Two-thirds of the small businesses, which Niederauer called the U.S. job creation engine, do not expect add jobs in 2013, or will be cutting jobs, according to the survey.

Banks are less willing to bet on small businesses than in the past, especially on newer ones that have not yet built a strong credit history, Niederauer said.

Small businesses less than 10 years old have had almost twice as much difficulty in accessing capital as companies that have been in business for over 25 years, the survey found.

Concern over future economic growth, and the amount of costs related to red tape when preparing loans for small businesses, have also put a damper on lending by banks, Niederauer added.

"There is not much profit in a $100,000 loan if you are going to provide that capital at an affordable price, and yet there is a tremendous amount of work that has to be done to make that loan," he said.

The story was slightly better for large global companies, with 43 percent of CEOs saying their need for capital is fully met, while 20 percent said they do not have enough.

But the study suggested that is leading to a spilt-level recovery of the economy, with large companies growing while smaller ones struggle.

There was a disparity between the two groups' thinking on the U.S. economy, with 69 percent of the CEOs of public companies saying conditions were fair, 20 percent saying conditions are poor, and 11 percent saying they are good.

Just under half of the small-business owners saw U.S. economic conditions as fair, 39 percent saw them as poor, and 12 percent said they were good.

"If that all translates to minimal growth and hiring, then that to me is the call to action," Niederauer said.

Aside from its support of the JOBS Act, which was enacted in April and makes it easier for young companies to raise money while reducing regulatory burdens in the startup phase, the Big Board parent in May launched The NYSE Big StartUp, which provides small businesses with micro-loans and mentoring.

(Additional reporting by Rodrigo Campos; editing by Matthew Lewis)

Also on HuffPost:

Loading Slideshow...
  • Terrell Owens

    Ex-Bengals wide receiver Terrell Owens has been out of work since 2010 and is struggling to maintain his finances, shelling out<a href="http://www.gq.com/sports/profiles/201202/terrell-owens-nfl-football-wide-receiver" target="_hplink"> $44,600 a month to pay child support for his four children</a>, each by a different mother. In February, it was reported that <a href="http://www.huffingtonpost.com/2012/02/27/terrell-owens-foreclosure_n_1302896.html?ref=business" target="_hplink">Owens was facing foreclosure</a> on multiple properties.

  • Allen Iverson

    After the <em>Philadelphia Inquirer</em> reported in 2010 that Iverson was broke "by all accounts except his own," Iverson situation only got worse when <a href="http://www.cbsnews.com/8301-31751_162-57377966-10391697/after-$154m-allen-iverson-may-be-broke/" target="_hplink">his earnings were garnished by a Georgia judge over an outstanding jewelry bill</a>.

  • Lenny Dykstra

    World Series-winning center-fielder <a href="http://www.nytimes.com/interactive/2011/09/10/your-money/20110910-money.html" target="_hplink">Lenny Dykstra has had a catalog of money woes</a> since retiring, despite at one time founding a magazine, <em>Player's Club</em>, to provide professional athletes with investment advice. He's filed for Chapter 11 and has been charged with bankruptcy fraud.

  • Travis Henry

    Ex-NFL star Travis Henry was thrown in jail in 2009 for failing to fully pay child support for his nine kids, each by different mothers. On top of cocaine trafficking charges, <a href="http://www.aolnews.com/2009/03/12/travis-henry-cant-afford-child-support-defends-spending-250-0/" target="_hplink">Henry has spent $250,000 on jewelry alone which he says "ain't a lot."</a>

  • Mike Tyson

    Despite making between $300 and $500 million during his career, <a href="http://www.nytimes.com/interactive/2011/09/10/your-money/20110910-money.html" target="_hplink">boxing legend Mike Tyson filed for bankruptcy in 2003</a> due to a number of reasons, including alleged embezzlement from manager by Don King, a $16 million marriage settlement and lavish spending on everything from pet tigers to mansions.

  • Dorothy Hamill

    Gold-medal winning figure skater Dorothy Hamill found herself in financial strife just a few years after purchasing the Ice Capades franchise. After a subsequent poor investment in an Arizona ice rink, <a href="http://today.msnbc.msn.com/id/21114260" target="_hplink">she declared bankruptcy in 1994</a>.

  • Antoine Walker

    Former Boston Celtics star <a href="http://sports.yahoo.com/nba/blog/ball_dont_lie/post/Former-Celtics-star-Antoine-Walker-is-broke-and-?urn=nba,198509" target="_hplink">Antoine Walker blew through the $110 million he made playing</a> in the NBA in just about every way conceivable. He spent lavishly on himself, but also is said to have supported up to 70 people during his career, including buying his mother a mansion, donating to charity and buying custom suits for teammates and coaches.

  • Bjorn Borg

    Swedish tennis legend Bjorn Borg has had a series of financial woes ever since he abruptly walked out on tennis in 1983 at the age of 26. His company <a href="http://www.realclearsports.com/lists/famous_financial_troubles/bjorn_borg.html" target="_hplink">Bjorn Borg Design Group filed for bankruptcy</a> in 1989, and years later <a href="http://www.usatoday.com/sports/tennis/2006-05-24-borg-cover_x.htm" target="_hplink">Borg attempted to sell his collection of championship trophies to an auction house</a>, though he denies it was because of financial troubles.

  • Marion Jones

    Marion Jones, who won five track and field Olympic medals, saw her <a href="http://nbcsports.msnbc.com/id/19404801/" target="_hplink">finances drained primarily due to legal fees</a> associated with allegations of performance enhancing drug abuse and a connection to a checking fraud case. Her $2.5 million house was foreclosed on in 2006, and one year later it was reported her bank account's total balance was down to just $2,000. The year after that <a href="http://www.nytimes.com/2008/01/12/sports/othersports/11cnd-jones.html?hp" target="_hplink">she was sentenced to 6-months in prison</a>.

  • George Best

    Northern Ireland soccer player George Best is known as a legend in many parts of the world for his fancy footwork on the field, but not so much for his financial skills. His appetite for spending ultimately led to his downfall. "I spent a lot of money on booze, [women], and fast cars. The rest I just squandered," <a href="http://www.businesspundit.com/25-rich-athletes-who-went-broke-10-1/" target="_hplink">he once told the BBC</a>.