WASHINGTON -- A report is showing that more Americans are keeping up with their credit-card payments.

The American Bankers Association says the percentage of bank-issued credit cards that were 30 days or more overdue fell to an 11-year low in the second quarter. That came as consumers keep a tighter grip on their finances amid economic uncertainty.

But the association says delinquencies rose on home-equity loans, home-equity lines of credit and home improvement loans in the April-June quarter. The association notes that it will take time for the recovery in the housing market to be reflected in lower delinquency rates.

Credit-card delinquencies in the second quarter fell below 3 percent of total accounts for the first time since 2001, reaching 2.93 percent. That's down from 3.08 percent in the first quarter.

Also on HuffPost:

Loading Slideshow...
  • New Men's Underwear

    Men that made do with their old underwear now are buying new underwear as the economy improves. <a href="http://1bog.org/blog/infographic-five-weird-signs-the-economy-is-improving/" target="_hplink">Men's underwear sales have increased 5.2 percent</a> in the 12 months ending in August 2011, topping $2.58 billion, according to One Block Off the Grid.

  • More Divorces

    Kim Kardashian is not alone. <a href="http://www.npr.org/2011/02/10/133631484/for-some-couples-economic-indicators-say-split" target="_hplink">There has been a surge in divorces</a> since the start of the economic recovery, according to NPR. Divorce is expensive, so with the economy on the rebound, unhappy couples now have the means to divorce.

  • More Haircuts

    Say goodbye to the recession haircut -- better known as cutting your own hair to save money. <a href="http://www.cnbc.com/id/46796981" target="_hplink">Sales at hair salons</a> have increased 5.37 percent since 2009, according to research by Sageworks cited by CNBC. <a href="http://www.washingtonpost.com/business/on-small-business/better-economy-better-hair/2012/04/04/gIQAic8vvS_story.html" target="_hplink">These hair salon sales include not only haircuts</a>, but also hair coloring, according to <em>The Washington Post</em>.

  • More Dinners Out

    We're now treating ourselves more to a nice meal out. <a href="http://www.nytimes.com/2012/03/17/business/economy/sales-at-sit-down-restaurants-suggest-a-rising-economy.html" target="_hplink">Sales at sit-down restaurants have risen 8.7 percent</a> over the past year, according to government data cited by <em>The New York Times</em>.

  • More Plastic Surgery

    Notice some of your friends are looking a bit more nipped and tucked lately? That's because plastic surgery procedures often see a boost during better economic times. <a href="http://www.plasticsurgery.org/News-and-Resources/138-Million-Cosmetic-Plastic-Surgery-Procedures-Performed-in-2011.html" target="_hplink">There were 13.8 million plastic surgeries</a> in 2011: up 5 percent since 2010, according to the American Society of Plastic Surgeons.

  • More Zoo Visits

    More parents are treating their kids to zoo visits now that the economy is recovering. <a href="http://www.dallasnews.com/news/community-news/oak-cliff/headlines/20120402-dallas-zoo-sets-record-for-attendance-in-a-month-over-145000.ece" target="_hplink">The Dallas Zoo had record attendance</a> in March: 145,441 paying visitors, up 18 percent from the record set the year before, according to the <em>Dallas Morning-News</em>.

  • More People Quitting

    When the economy gets better, workers that are unhappy at their jobs are more likely to quit, since they feel they have a better chance of finding a better job. <a href="http://www.cnbc.com/id/47030350" target="_hplink">More workers now are quitting than getting fired</a>, according to Labor Department data cited by CNBC.

  • More People Riding The Subway

    People that used to walk to save money are taking the subway again. <a href="http://www.ny1.com/content/news_beats/transit/159176/mta--subway-ridership-at-highest-level-since-1950" target="_hplink">More New Yorkers are riding the subway</a> than at any point since 1950, according to NY1.

  • More Dentist Visits

    People that delayed dentist visits to save money are going to see the dentist again -- possibly to find out they have cavities. <a href="http://video.cnbc.com/gallery/?video=3000076504" target="_hplink">Dentist visits are rising</a> thanks to the economic recovery, according to CNBC.